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SA › Victor Harbor › Canterbury Rd

34/97-107 Canterbury Rd, Victor Harbor SA 5211

For saleUnit

$475,000

For sale

Asking

2

Bedrooms

2

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $475,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $475,000(Listing record · 15 June 2026)
  • CalculationAsk is 39% below the Victor Harbor median recorded sale ($780,000, n=12, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Victor Harbor's advertised median rent ($545/wk), implied gross yield would be 5.97% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$475,000

Asking

No recorded sale for this property.

Victor Harbor at a glance

4,924

People

$780,000

Median sale

$545/wk

Median rent

3.63%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full Victor Harbor report →

Vs Victor Harbor

-39.1%

Median sale

Suburb $780,000

+2.34 pp

Gross yield

Suburb 3.63%

Suburb median $780,000 from 12 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$475,000
Stamp Duty (South Australia)
$20,080
Transfer/Registration Fee
$4,868
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$503,648

$28,648 on top of the price (6.0% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Victor Harbor's advertised median rent — not a rent for this listing.

Net yield
4.47%
Annual cashflow (pre-tax)
$-3,485
Interest cover (DSCR)
0.86
Annual rent
$28,340
Operating expenses
$7,125
Loan amount
$380,000
Annual interest
$24,700
Gross yield
5.97%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$475,000available15 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 6.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Victor Harbor in one glance

Victor Harbor at a glance

4,924

People

$780,000

Median sale

$545/wk

Median rent

3.63%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full Victor Harbor report →

Keep researching

  • Why Victor Harbor? Read the area thesis →
  • What else is on the market in Victor Harbor →
  • Other records on Canterbury Rd →

Listing material

Listed by Harris South Coast

Discover Easy Living in a Premier Lifestyle Village

Nestled within one of Victor Harbor's most highly regarded over 50's lifestyle communities, this beautifully presented 2 bedroom, 2 bathroom residence offers a generous layout and a range of features to suit an active, low maintenance lifestyle. Positioned adjacent the newly built community centre and within easy reach of township facilities, shopping and the stunning coastline. 34 Best Life caters perfectly to downsizers, retirees or those looking to enjoy the benefits of community living in a secure and welcoming environment.

Floorplan comprising of:

- Spacious open plan living with quality flooring, ducted reverse cycle air conditioning, a study nook, and sliding doors out to the rear undercover entertaining area

Read the full description

- Sleek kitchen boasts a large island bench with waterfall edge stone benchtops, dishwasher, wall oven and fantastic upright pantry

-Huge master suite comes complete with large ensuite, walk in robe and an additional built in robe for extra storage

- Generous guest bedroom to the front of the home with built in robe enjoys exclusive use of the modern main bathroom

- Laundry with built in shelving and access to clothesline

- Single undercover carport doubles as the entertaining area with automatic panel lift door and additional off street parking for 2nd vehicle

- Low maintenance landscaped courtyard, fully fenced for privacy and security with excellent shedding, ideal for additional storage needs

- Enviable position with no neighbours in front of you, just open space and plenty of carparks convenient for visitors

- Energy efficient heat pump hot water service and rain water tank

Exclusive Lifestyle Benefits:

- Secure gated entry

- Pet friendly

- Caravan and boat parking (future stages)

- This vibrant community is for permanent residents only, creating a welcoming, peaceful atmosphere

- Near new, built in 2024

Specifications:

Council: Victor Harbor

Ongoing Fees: $376.90 per fortnight

- No Stamp Duty

- No Exit Fees

- No Council Rates

- No Emergency Service levy

- No Water Rates

Located just minutes from the heart of Victor Harbor, you'll enjoy easy access to local shopping, cafes, medical services, the golf course, men's shed, and nearby bowling /sporting greens. This is a smart and stylish choice for those looking to downsize without compromising on quality or space. To arrange a private inspection, contact Carly Schilling on 0439 860 866 today.

Specifications

- Council: Victor Harbor

- Ongoing Fees: $376.90 per fortnight

- No Stamp Duty

- No Exit Fees

- No Council Rates

- No Emergency Services Levy

- No Water Rates

- 5G Internet available through select Providers

- Permanent residents only

Disclaimer: All information provided has been obtained from sources we believe to be accurate, however, we cannot guarantee the information is accurate and we accept no liability for any errors or omissions (including but not limited to a property's land size, floor plans and size, building age and condition). Interested parties should make their own enquiries and obtain their own legal and financial advice. Should this property be scheduled for auction, the Vendor's Statement may be inspected at any Harris Real Estate office for 3 consecutive business days immediately preceding the auction and at the auction for 30 minutes before it starts. RLA | 337539

Listing description written by Carly Schilling, Harris South Coast — reproduced as published, not verified by Districts.

Also look at

Also for sale in Victor Harbor

  • 142 Canterbury Rd, Victor Harbor SA 5211

    3-bed house for sale. Asking $720K–$790K.

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  • U29, 97-107 Canterbury Rd, Victor Harbor SA 5211

    2-bed house. Asking $490K–$510K.

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  • U39, 97-107 Canterbury Rd, Victor Harbor SA 5211

    2-bed retirement. Asking $495K–$500K.

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  • 47 Greenhills Rd, Victor Harbor SA 5211

    3-bed house. Asking $699K–$730K.

    For sale
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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.