Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
$1,470,000
Last sold
8 May 2026
3
Bedrooms
2
Bathrooms
2
Car spaces
439 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,470,000
8 May 2026 · derived via latest_sale
Local land rate: recorded House sales in Belmont (last 5 years) with land size have a median of $1,729/m² of land (n=86). Districts calculation from recorded sales — not a valuation.
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Vs Belmont
+5.8%
Median sale
Suburb $1,390,000
-0.13 pp
Gross yield
Suburb 2.33%
Suburb median $1,390,000 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $623/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by SOLD Real EstateOne-Off Downsize Without Compromise with Reserve & Lake View, This is One Level Lakeside Living
Directly opposite reserve and 3 doors from Lake Macquarie foreshore, this beautifully renovated cottage delivers one of the rarest combinations in Belmont… genuine lake and reserve outlooks, complete privacy, all single-level living, and walk-to-everything convenience, all wrapped up in a home that is perfectly scaled and completely finished.
Set on a private corner block away from the main drag, with green reserve in front and clear water beyond, this is the type of location buyers wait years for. You're not peering between houses or standing on tiptoes for a glimpse… the outlook is open, calm and permanent, and it's part of daily life both inside the home and out on the deck.
Completely renovated from top to bottom, the home has been thoughtfully transformed to suit relaxed lake living without excess space or compromise. It's not a big house pretending to be low-maintenance, and it's not a small house asking you to give things up. It is the Goldilocks lake cottage, not too big, not too small, and absolutely just right.
Its a home designed around the lake lifestyle with what it offers. The corner block position provides privacy, separation, light and airflow, while the elevated front deck captures the reserve and lake outlooks beautifully. Sit here in the morning with a coffee, or in the evening watching twilight roll across the water and the Saturday yacht races glide past…this is not a holiday moment, it's your normal routine.
Inside, light-filled open plan living, dining and kitchen connect seamlessly to the covered deck, allowing you to enjoy the outlook year-round. Plantation shutters frame the view when open and provide privacy when closed, while ceiling fans and air-conditioning keep the home comfortable through every season.
Accommodation is all on one easy level, supported by a renovated bathroom plus a separate laundry with an additional toilet, a practical detail that makes everyday living and entertaining far more comfortable. A detached bedroom studio with its own bathroom adds flexibility without changing the scale of the home, ideal for guests, hobbies or overflow accommodation.
Here's What You'll Love:
* Private corner block position offering exceptional separation, privacy and light
* Elevated frontage directly opposite reserve with uninterrupted lake outlooks
* Fully renovated weatherboard cottage with cohesive finishes throughout
* All single-level layout with no internal steps or split levels
* Covered front deck designed to capture reserve and water views
* Open plan living and dining area filled with natural light
* Plantation shutters providing privacy while framing the lake outlook
* Modern kitchen with quality appliances and excellent storage
* Kitchen window and servery connection to the covered outdoor deck
* Seamless indoor–outdoor flow ideal for everyday living and entertaining
* Three genuine bedrooms, all well-proportioned and carpeted
* Ceiling fans to all bedrooms for year-round comfort
* Renovated main bathroom with frameless shower and modern finishes
* Separate internal laundry with additional toilet for guest convenience
* Detached studio with its own bathroom, perfect for guests or hobbies
* Flat, low-maintenance lawns and landscaped gardens
* Excellent parking options including garage, carport and gated driveway
* Additional hardstand and side street access ideal for boats or caravans
* Quiet position away from the main road in a lovely neighbourhood
* Walk to cafés, shops, Belmont 16s, foreshore paths and swimming baths
* Easy access to boating, kayaking, paddle boarding and sailing
* A rare downsize-but-upgrade opportunity with nothing left to do
Downsizers and retirees will immediately recognise how rare this offering is. So don't delay…True single-level living, minimal maintenance, excellent parking and storage, and an outlook that simply cannot be replicated. You can lock up and leave, live here full-time, or enjoy the home as a base for travel…all without sacrificing comfort, privacy or lifestyle.
Lifestyle buyers and couples will love the ability to walk everywhere. Morning coffees, long lunches, sunset drinks at the Belmont 16s, foreshore walks, swimming at the baths and time on the water all become part of everyday life. This is a home that encourages you to get out and enjoy where you live.
You can appreciate the independence, space and privacy, without stepping into a large, high-maintenance house. You gain outdoor space, storage, parking and flexibility, while keeping everything simple and manageable.
Holiday and weekender buyers will see the value instantly. A perfectly scaled lake cottage in a blue-chip position, close to everything, with the ability to enjoy it immediately and effortlessly.
There's an old saying that you can change your house, but you can't change your location, and here, the location is everything. Reserve and lake view living, a quiet position, full renovation, and a home scaled perfectly for this stage of life.
This is the perfect lake house cottage.
The perfect downsize.
A once-off opportunity that truly doesn't get better than this.
Come & Besold...
Listing description written by Ben Casey, SOLD Real Estate — reproduced as published, not verified by Districts.