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NSW › East Tamworth › White St

34 White St, East Tamworth NSW 2340

For saleSemi-detached for Sale

$1,600,000

For sale

Asking

5

Bedrooms

2

Bathrooms

1

Car spaces

1,072 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,600,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,600,000(Listing record · 7 Nov 2023)
  • FactLand 1,072 m²; no building size recorded.(Property record)
  • CalculationAsk is 111% above the East Tamworth median recorded sale ($760,000, n=35, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at East Tamworth's advertised median rent ($520/wk), implied gross yield would be 1.69% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,600,000

Asking · $1,493/m² of land

No recorded sale for this property.

East Tamworth at a glance

5,270

People

$760,000

Median sale

$520/wk

Median rent

3.56%

Suburb gross yield

Median sale from 35 recorded sales (last 12 months) — a Districts calculation.

See the full East Tamworth report →

Vs East Tamworth

+110.5%

Median sale

Suburb $760,000

-1.87 pp

Gross yield

Suburb 3.56%

Suburb median $760,000 from 35 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,600,000
Stamp Duty (New South Wales)
$70,012
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,673,879

$73,879 on top of the price (4.6% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with East Tamworth's advertised median rent — not a rent for this listing.

Net yield
0.19%
Annual cashflow (pre-tax)
$-80,160
Interest cover (DSCR)
0.04
Annual rent
$27,040
Operating expenses
$24,000
Loan amount
$1,280,000
Annual interest
$83,200
Gross yield
1.69%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,600,000available7 Nov 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $520/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

East Tamworth in one glance

East Tamworth at a glance

5,270

People

$760,000

Median sale

$520/wk

Median rent

3.56%

Suburb gross yield

Median sale from 35 recorded sales (last 12 months) — a Districts calculation.

See the full East Tamworth report →

Keep researching

  • Why East Tamworth? Read the area thesis →
  • What else is on the market in East Tamworth →
  • Other records on White St →

Listing material

Listed by The Property Co. Tamworth

The Grand Majestic Features of Yesteryear Beautifully Retained in 2 Residences!

Built in approx 1890, 34 White Street holds an abundance of history. We believe it to be the third oldest house in Tamworth. Such features as the majestic loungeroom pressed metal ceiling, a beautiful old fireplace, the stained-glass entry and hallway arch transport you back in time providing a sense of nostalgia and charm.

While still maintaining these grand old features the property has been divided into 2 residences, offering flexibility in it's use and potential income generation.

The top residence has 2 bedrooms plus a light filled sleepout, a modern kitchen, dining room and bathroom. The loungeroom opens out to a bullnose covered outdoor area.

Read the full description

The second residence has 3 bedrooms, a loungeroom which leads out to a covered and screened enclosed alfresco area, a dining room and the kitchen which also opens out to a smaller outdoor setting overlooking the backyard.

The owners have maintained many of the historical features of the property. When the front door opens to the expansive hallway you know you are about to experience something special. The superbly polished floorboards flow the length of the hallway, as well as to the bedrooms and the loungeroom.

The second residence has new highly durable carpet in the hallway and polished floorboards throughout the bedrooms and living areas.

All bedrooms are double rooms with beautiful high ceilings and some with the original fireplaces.

This exceptional property offers many options.

• Retire in one side and Air B&B the other side, having it available for special occasions or when the family come home for a visit.

• Buy as an investment, rent both sides and enjoy the capital growth properties of this stature accumulate over the years.

or

• Convert it back and have an incredible 5 bedroom family home on a large block of land.

The combination of historical significance, unique features and the flexibility to use the property for various purposes makes 34 White Street an exceptional investment opportunity. The size of the block and its proximity to the CBD are two of the most important factors when buying real estate. Combine this with the heritage factor and features and you can't go wrong!

2 Residences

Beautiful Heritage Features

Majestic Pressed Metal Ceiling

Stained Glass Entry

9 Minutes Level Walking Distance to CBD

Listing description written by Vicki Cooper, The Property Co. Tamworth — reproduced as published, not verified by Districts.

Property features

  • Fully Fenced
  • Toilets: 2

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Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.