Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Britannia St
$1,175,000–$1,225,000
For sale
Asking range
3
Bedrooms
2
Bathrooms
2
Car spaces
502 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,175,000–$1,225,000
Asking range · $2,341/m² of land
No recorded sale for this property.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
-6.7%
Median sale
Suburb $1,260,000
+0.18 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$51,154 on top of the price (4.4% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Umina Beach's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 2.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Domain Property GroupPerfectly positioned just minutes from Umina Beach CBD, this brick residence delivers a rare combination of character, space, and modern updates.
Partly renovated, the home captures the charm of a bygone era while offering the generous proportions that are increasingly hard to find in today's builds.
A highlight is the beautifully renovated kitchen and oversized en-suite. There's also an extra large enclosed sunroom- 3rd bedroom, or use aa a second living area that flows effortlessly to the backyard-ideal for relaxed family living and entertaining.
What truly sets this property apart is the very rare "three-way access" from the front road, side lane and rear lane. This unique feature provides outstanding potential for further development, including addition of a 2nd level flat, or the opportunity to construct a new 2 Bedroom granny flat (S.T.C.A.) where a 1 bedroom sleep-out currently stands..
Although expired, there has been a previous D.A approval and survey completed for a 2 bedroom Granny Flat. Survey and plans are available upon request.
Key Features
Main House
• Brick construction (House)
• Two spacious double bedrooms with built-ins and ceiling fans.
• Two bathrooms, including a stunning oversized renovated en-suite.
• Open-plan renovated kitchen flowing to dining and living areas.
• Expansive enclosed sunroom-3rd bedroom, or 2nd living/lounge room.
• Reverse-cycle air conditioning in three zones.
• Covered front deck-perfect for entertaining.
• Secure parking for two cars within the boundary.
• Multiple sheds-ideal for trades, hobbies, or storage.
• New Color-bond fencing to both sides & rear.
• Bore water pump.
• Land size: approx. 502m².
Sleep-Out (Self-Contained)
• One bedroom.
• Kitchenette with storage.
• Bathroom - Shower, toilet & Vanity.
• Living area.
Investment Potential
* Current estimate of combined rental returns: Approx: $1,080:00 per week.
* Potential - With new granny flat (S.T.C.A.):
* House: Approx. $680 a week.
* Granny flat: Approx. $530:00 to $550:00 per week.
* Combined income: Approx: $1,210:00 to $1,230:00 per week.
Location Highlights
• Approx. 2 Minutes by car to Umina Beach CBD, cafés, and shopping hub.
• Approx. 3 mins by car Close to Umina & Ocean Beach Surf Clubs/Beaches.
* Approx. 4 minutes by car to Ettalong Beach CBD, Ferry Terminal & Esplanade.
• Nearby sporting fields, rugby league, rugby union & soccer.
• Quality local schools, including Brisbane Waters Secondary College, Umina Beach & Woy Woy Campuses. Umina Beach & Ettalong Primary Schools, as well as local pre-schools. Sporting Ovals are all in close proximity too.
• Ettalong Bowling Club - Approx: 5 minute walk.
• Approx. 7 minutes by car to Woy Woy Train Station..
• Approx. 15 minutes by car to M1 access, Sydney & Newcastle.
• Approx. 20 minutes by car to Gosford CBD & Erina Fair Shopping Centre..
* On a well very serviced Bus route.
* Private inspections are welcome, upon 24 hours notice.
# If you need to sell before you purchase a property, please feel free to call Scott on mob: 0457 141 346, for a no-obligation market opinion on your property.
Disclaimer: We have obtained all information herein from sources we believe to be reliable; however, we cannot guarantee its accuracy.
Listing description written by Scott Ford, Domain Property Group — reproduced as published, not verified by Districts.