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SA › Mount Gambier › Ferrers St

35A Ferrers St, Mount Gambier SA 5290

For saleHouse for Sale

$499,000–$529,000

For sale

Asking range

1

Bedrooms

1

Bathrooms

1

Car spaces

237 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $499,000–$529,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $499,000–$529,000(Listing record · 23 Mar 2026)
  • CalculationAsk is 15% below the Mount Gambier median recorded sale ($586,000, n=99, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mount Gambier's advertised median rent ($420/wk), implied gross yield would be 4.38% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$499,000–$529,000

Asking range · $2,105/m² of land

No recorded sale for this property.

Mount Gambier at a glance

26,671

People

$586,000

Median sale

$420/wk

Median rent

3.73%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mount Gambier report →

Vs Mount Gambier

-14.8%

Median sale

Suburb $586,000

+0.65 pp

Gross yield

Suburb 3.73%

Suburb median $586,000 from 99 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$499,000
Stamp Duty (South Australia)
$21,280
Transfer/Registration Fee
$5,078
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$529,058

$30,058 on top of the price (6.0% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Mount Gambier's advertised median rent — not a rent for this listing.

Net yield
2.88%
Annual cashflow (pre-tax)
$-11,593
Interest cover (DSCR)
0.55
Annual rent
$21,840
Operating expenses
$7,485
Loan amount
$399,200
Annual interest
$25,948
Gross yield
4.38%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$499,000–$529,000available23 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $420/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Mount Gambier in one glance

Mount Gambier at a glance

26,671

People

$586,000

Median sale

$420/wk

Median rent

3.73%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mount Gambier report →

Keep researching

  • Why Mount Gambier? Read the area thesis →
  • What else is on the market in Mount Gambier →
  • Other records on Ferrers St →

Listing material

Listed by Ray White Mt Gambier

Spacious Homette Living in a Premier CBD Pocket

Positioned perfectly in the heart of the Mount Gambier CBD, 35A Ferrers Street represents the ultimate urban opportunity where lifestyle and location intersect.

The journey through this home begins at the formal entry, which opens directly into a remarkably spacious living room. Measuring a generous 4.2m x 4.4m, this area serves as the light-filled heart of the residence, offering enough scale for comfortable lounging and entertaining.

Adjacent to the living zone is a dedicated dining area, which maintains a seamless open-flow feel while clearly defining the transition between relaxation and meal times.

Read the full description

Beyond this, a secondary sitting room at the rear of the floor plan provides a quiet retreat for reading or working from home, and its unique positioning offers the potential to easily wall this section off to create a second bedroom.

The kitchen is a standout for its functionality and clever use of space, currently boasting a Jarrah-style finish that adds a touch of warmth to the interior. It comes fully equipped with quality appliances including a wall oven, a dedicated stovetop, and a dishwasher, all complemented by plenty of storage space.

The primary bedroom is spacious and features extensive built-in robes that span the length of the wall, providing excellent storage without encroaching on the floor space.

The central bathroom is equally well-proportioned, featuring a separate shower and a full-sized bathtub, which is a rare luxury for a property of this footprint. A separate toilet adds a layer of convenience for guests and busy mornings.

Service areas have been thoughtfully integrated, including a separate laundry with direct external access and a built-in linen cupboard for additional organisation.

Practicality extends to the secure internal access garage, which includes its own built-in cupboards, ensuring the car and surplus belongings are safely tucked away.

This homette is a masterclass in maximizing space in a premium CBD location and offers a rare walk-to-everything convenience that has made it a high-performing favorite for professionals on the AirBNB market.

Whether you are looking for a savvy addition to your investment portfolio or a city sanctuary to call your own, this property provides the space and versatility that is often missing in central living.

Additional Property Information:

Age/ Built: Approx 1997

Land Size: 237m²

Council Rates: Approx $490 per quarter

Rental Appraisal: We have conducted an updated rental appraisal for approximately $440 to $470 per week. The property is currently run as an AirBNB for minimum $250 per night + cleaning.

RLA 291953

Listing description written by Tahlia Gabrielli, Ray White Mt Gambier — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Courtyard
  • Dishwasher
  • Fully Fenced
  • Secure Parking
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.