Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
$1,035,000
Last sold
13 Oct 2025
4
Bedrooms
2
Bathrooms
2
Car spaces
726 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,035,000
13 Oct 2025 · derived via latest_sale
Local land rate: recorded House sales in Cardiff (last 5 years) with land size have a median of $1,451/m² of land (n=122). Districts calculation from recorded sales — not a valuation.
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Vs Cardiff
+13.9%
Median sale
Suburb $909,000
-0.45 pp
Gross yield
Suburb 3.75%
Suburb median $909,000 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownArea
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Raine & Horne Maitland and Cameron ParkNestled in the thriving suburb of Cardiff, which is fast becoming the centre of the Newcastle sprawl, this rare dual-property package is a standout opportunity for savvy investors and SMSF, home buyers wanting a dual income, and forward-thinking developers who wish to have a good yield now but high equity for development later.
The properties, set on one title and comprising two separate, well-maintained two-bedroom residences, provide the ultimate in flexibility.
So, whether you're seeking dual rental returns, multi-generational living, or a redevelopment project with strong future potential (STCA).
Both homes are thoughtfully designed for practical, low-maintenance living. Each offers reverse-cycle air conditioning for year-round comfort, private outdoor spaces ideal for entertaining or quiet relaxation, and secure parking options. With independent yards and entryways, the dwellings operate separately, giving tenants or extended families the necessary privacy.
The 8-year-old granny flat (at the back) is currently tenanted. At the same time, the original 1940s home (at the front) was renovated tidily (nine years ago) and looks great. This home is currently vacant and ready to move in or lease without delay.
These properties deliver immediate income security while offering long-term growth prospects in a rapidly evolving suburb. Positioned within easy walking distance to Cardiff's vibrant town centre, local shops, and popular cafés, the homes also enjoy excellent connectivity via Cardiff Train Station for fast commuting to Newcastle and beyond. You will value the proximity to quality schools, childcare, and community facilities. At the same time, the short drive elevates weekend lifestyles to the stunning Beaches to the East or Lake Macquarie foreshore to the West, with Charlestown Square retail precinct only a short drive away, and Newcastle's thriving CBD close by.
Opportunities to secure two dwellings on one title in such a prime location are exceedingly rare. Whether you choose to live in one and rent the other, enjoy strong dual-income investment returns, or explore redevelopment potential, this property offers unmatched versatility and lifestyle appeal.
Property Feature Highlights
39 John Street, Cardiff
• 2 bedrooms - Low-maintenance living with broad tenant appeal
• Reverse cycle air-conditioning - Year-round comfort guaranteed
• Outside covered deck area - Perfect for relaxed entertaining
• Fully fenced - Added privacy and security
• Secure open car space behind locked gate - Peace of mind for residents
39a John Street, Cardiff
• 2 bedrooms - Compact and versatile rental option
• Reverse cycle air-conditioning - Comfort in all seasons
• Small undercover porch - Welcoming entry and added outdoor space
• Fenced yard with lawn locker - Extra storage and easy care
• 2 open car spaces - Convenience for tenants or visitors
Geographical Highlights
• Cardiff Public School - approx. 0.6 km
• Cardiff High School - approx. 2.1 km
• John Hunter Hospital - approx. 7.4 km
• Cardiff Train Station - approx. 1.1 km
• Cardiff Shopping Centre - approx. 0.9 km
• Charlestown Square (major retail hub) - approx. 6.5 km
• Newcastle CBD - approx. 13 km
• Lake Macquarie foreshore - approx. 5.5 km
• McDonald Jones Stadium & Entertainment precinct - approx. 9 km
Disclaimer:
NOTE: AGENT DECLARES AN INTEREST - FAMILY RELATIONSHIP
Information contained on any marketing material, website, or other portal should not be relied upon.
You should make your enquiries and seek your independent advice about any property advertised or the information about the property.
All additions, changes, and developments are subject to council approval.
Distances are approximate.
Listing description written by Stephen Logan, Raine & Horne Maitland and Cameron Park — reproduced as published, not verified by Districts.
NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.