Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

NSW › Silverwater › Silverwater Rd

39 Silverwater Rd, Silverwater NSW 2264

For saleHouse for Sale

$2,250,000

For sale

Asking

8

Bedrooms

6

Bathrooms

5

Car spaces

2,668 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,250,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,250,000(Listing record · 19 July 2024)
  • FactLand 2,668 m²; no building size recorded.(Property record)
  • CalculationIf it leased at Silverwater's advertised median rent ($605/wk), implied gross yield would be 1.40% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,250,000

Asking · $843/m² of land

No recorded sale for this property.

Silverwater at a glance

3,612

People

No data

Median sale

$605/wk

Median rent

No data

Suburb gross yield

See the full Silverwater report →

Total cost to purchase

Purchase Price
$2,250,000
Stamp Duty (New South Wales)
$105,762
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,359,629

$109,629 on top of the price (4.9% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Silverwater's advertised median rent — not a rent for this listing.

Net yield
-0.10%
Annual cashflow (pre-tax)
$-119,290
Interest cover (DSCR)
-0.02
Annual rent
$31,460
Operating expenses
$33,750
Loan amount
$1,800,000
Annual interest
$117,000
Gross yield
1.40%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,250,000available19 July 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $605/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Silverwater in one glance

Silverwater at a glance

3,612

People

No data

Median sale

$605/wk

Median rent

No data

Suburb gross yield

See the full Silverwater report →

Keep researching

  • Why Silverwater? Read the area thesis →
  • What else is on the market in Silverwater →
  • Other records on Silverwater Rd →

Listing material

Listed by One Agency Morisset

On Top of the World! 180 Degree Views of Lake Macquarie

Capturing the most magnificent views of Lake Macquarie, whilst positioned on a secluded stretch of extensive waterfront reserve and surrounded by a natural bushland setting.

On the waterfront is sandy shores, clear water and deep frontage.

The vista overlooks to Point Wolstoncroft and Pulbah Island, inclusive of neighbouring suburb Sunshine, then further abroad to Wangi Wangi, Swansea and more.

Read the full description

From the rooftop viewing platform, one will feel on top of the world and taken aback by the breathtaking views - no doubt up there with some of the best in Lake Macquarie ... yes the outlook is absolutely majestic!

The Home ...

Grand in all its proportions, with water views from every angle, and all whilst currently a practical floorplan for its enormity - moving forward ... perfect for thinking outside the square; options are endless for the future!

Spacious zones with accommodation galore - a treat for the buyers that need, or just truly want that extra space.

Lifestyle ...

So whether it's sailing, cruising, fishing, paddling, skiing, windsurfing, bushwalking, bird watching or just being one with nature that takes your interest ... this secret sanctuary haven that has been truly respected with undeniable devotion by its only owners, and from the ground up to what feels like to the sky, and not only treasured throughout a lifetime, but stunningly offers all of the lifestyle choices fit for King ... so why not live in a King's Castle?!

The Outdoors ...

Extensive concrete driveway from street to the home. An abundance of gardens from entry to the waterfront, including a gazebo offering an ample undercover entertaining area, fish ponds, water features and pathways offering easy on foot access to the prized ship-shaped viewing area which overlooks the lake, complete with flag pole. Continue to the peaceful waterfront reserve from this point.

The Floorplan ...

Ground Level :

Two generous sized bedrooms, kitchen zone, open living / dining, bathroom, study nook, hallway from garage to internal living which flows to the outdoor area overlooking the water. Double lock up garage with internal access. Large secure storage area currently used as a wine cellar.

Middle Level :

Front door entry meets the grand granite staircase and it is obvious at first glance that this home is of solid construction. Past the staircase, the middle floor extends to Bedroom 1 then Bedroom 2 and around the stair case is the most generous in size from the large bedrooms, Bedroom 3 with robe and ensuite with bidet. Additionally huge main bathroom off the hallway. Spacious living and dining zones meet the generous kitchen which overlooks the lake with access to the balcony.

Upper Level :

Up the grand staircase with quality woodwork detail in the railing, the views just get better when you think it could not be possible. Kitchen zone overlooks the tranquil greenery of the garden. Master bedroom is with robe and ensuite. Bedroom 2 sits opposite side of the staircase, creating some separation between accommodation. Large formal dining area perfect for hosting grand dinner parties, complemented by full size windows to look over the blue waters of Lake Macquarie. And the adjacent living zone is also with large windows to offer stunning lake views. Next point is the laundry nook, and to the spiral staircase which might as well lead you to the heavens above. This is where you meet the rooftop, and sincerely be prepared to have your breath taken away. This brings a whole new meaning to the phrase 'a million dollar view' ... absolutely breathtaking, words cannot describe the beauty before you when 'up here'.

Self Contained Studio :

Features one room which can be closed off, open living space off the kitchenette, sitting zone and bathroom.

Offers alfresco deck area with adjacent detached single garage, and double carport.

Separately metered across three zones.

Please contact Natalie Lett on 0424 639 821 for more information.

Nearby to:

- Sunshine Sailing Club, Sunshine Boat Ramp and Waterfront Reserve (1.8km by car, within 1km walk by shoreline)

- Sunshine Baths Reserve and Casuarina Point Reserve (1.5km)

- Balcolyn Boat Ramp (2.6km)

- Shingle Splitters Point and Boat Ramp (3.2km)

- Bay Shopping Centre, Coles, Bay Hotel Motel, Boatshed Restaurant & Cellarbrations Bottle Shop (3.2km)

- Bonnells Bay Boat Ramp, Pendlebury Park Waterfront Reserve (4.2km)

- Bonnells Bay Public School (5km)

- Trinity Point Marina and renowned restaurant 8 at Trinity (6km)

- Cedar Mill 'Under Construction' - to include a new concert venue, cafes, restaurants, tourist accommodation and proposed: Australia’s largest aquatic play park - all across a 90 hectare site, formerly known as Morisset Golf Course (8km)

Local Area Information:

- Public Transport available via Peninsula Bus Link Service from Silverwater into Morisset Township and surrounding suburbs (Morisset Bus interchange available at Morisset Railway Station).

- Local bus service runs hourly weekdays, two-hourly on weekends.

- Ten minute drive from M1 Morisset interchange (8.5km), 90 minutes drive from Sydney and 45 minutes drive to Newcastle & Gosford CBDs.

- Gateway to the famous Lake Macquarie, Australia's Largest Saltwater Lake, and also the Hunter Valley .... with plenty of adventures to be had!

*Lake Macquarie is the largest coastal saltwater lake in the Southern Hemisphere. It covers approximately 120 square kilometres (over twice the size of Sydney Harbour), and the lakes shoreline is 174km long (the foreshore consists of 174km of bays, beaches and headlands). The lake is 22km running north-south, gauging from Speers Point to Chain Valley Bay. At its widest, spanning the stretch of water from Dora Creek to Swansea, it’s 8km across. Lake Macquarie has a maximum depth of about 16m, and a mean depth of 5.3m.

Listing description written by Natalie Lett, One Agency Morisset — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.