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NSW › The Ponds › Spearmint St

39 Spearmint St, The Ponds NSW 2769

For saleHouse for Sale

$1,730,000–$1,780,000

For sale

Asking range

5

Bedrooms

3

Bathrooms

2

Car spaces

392 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,730,000–$1,780,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,730,000–$1,780,000(Listing record · 24 July 2026)
  • FactLand 392 m²; no building size recorded.(Property record)
  • CalculationAsk is 8% above the The Ponds median recorded sale ($1,600,000, n=119, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at The Ponds's advertised median rent ($900/wk), implied gross yield would be 2.71% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,730,000–$1,780,000

Asking range · $4,413/m² of land

No recorded sale for this property.

The Ponds at a glance

15,119

People

$1,600,000

Median sale

$900/wk

Median rent

2.93%

Suburb gross yield

Median sale from 119 recorded sales (last 12 months) — a Districts calculation.

See the full The Ponds report →

Vs The Ponds

+8.1%

Median sale

Suburb $1,600,000

-0.22 pp

Gross yield

Suburb 2.93%

Suburb median $1,600,000 from 119 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,730,000
Stamp Duty (New South Wales)
$77,162
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,811,029

$81,029 on top of the price (4.7% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with The Ponds's advertised median rent — not a rent for this listing.

Net yield
1.21%
Annual cashflow (pre-tax)
$-69,110
Interest cover (DSCR)
0.23
Annual rent
$46,800
Operating expenses
$25,950
Loan amount
$1,384,000
Annual interest
$89,960
Gross yield
2.71%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,730,000–$1,780,000available24 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $900/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

The Ponds in one glance

The Ponds at a glance

15,119

People

$1,600,000

Median sale

$900/wk

Median rent

2.93%

Suburb gross yield

Median sale from 119 recorded sales (last 12 months) — a Districts calculation.

See the full The Ponds report →

Keep researching

  • Why The Ponds? Read the area thesis →
  • What else is on the market in The Ponds →
  • Other records on Spearmint St →

Listing material

Listed by First National Real Estate Hills Direct

The Perfect Family Home | Spacious Interiors, Premium Finishes & Effortless Entertaining

Positioned in a peaceful and highly sought-after street, this impressive family residence showcases generous proportions, contemporary finishes and a thoughtfully designed floorplan, delivering the perfect balance of style, comfort and functionality. Eddie Quispe proudly presents this exceptional home, featuring five spacious bedrooms, multiple light-filled living areas, a beautifully appointed stone kitchen with a walk-in pantry and seamless indoor-outdoor entertaining, all thoughtfully designed to cater effortlessly to the needs of growing and multi-generational families. Complete with quality inclusions throughout and a low-maintenance backyard featuring a covered tiled alfresco, this outstanding residence offers an exceptional opportunity to secure a modern family home just moments from the lake, Rouse Hill Town Centre, local shops, quality schools, parks and public transport.

- Showcasing a modern façade with clean architectural lines and low-maintenance landscaping, this beautifully presented residence offers exceptional street appeal while setting the tone for the stylish interiors that await

- Upon entry, you're welcomed by a spacious carpeted formal lounge, creating a warm and inviting setting to relax, entertain guests or enjoy a peaceful retreat away from the main living areas

Read the full description

- At the heart of the home lies the expansive open-plan living and dining area, thoughtfully designed to maximise space and natural light. Seamlessly extending through dual sliding doors to the tiled alfresco, this impressive space creates the perfect environment for everyday family living and effortless indoor-outdoor entertaining

- The beautifully appointed kitchen has been designed with both style and functionality in mind, showcasing sleek 20mm stone benchtops, a generous island bench, quality Euromaid 900mm freestanding gas cooktop and oven, a stainless steel Esatto dishwasher and a spacious walk-in pantry, making meal preparation and entertaining a breeze

- Privately positioned, the generous master suite offers the perfect parents' retreat, complete with a spacious his and hers walk-in wardrobe, private balcony access and a stylish ensuite featuring a double vanity with 20mm stone benchtops, a shower with a built-in niche and a toilet

- The home is further complemented by four generously sized secondary bedrooms, with three upstairs featuring walk-in wardrobes and an additional ground floor bedroom, providing flexible accommodation that's ideal for growing families, guests or multi-generational living

- Beautifully designed to accommodate the needs of a busy household, the main bathroom features a shower with a built-in niche, a vanity with 20mm stone benchtops, a bathtub and a separate toilet, while the conveniently positioned ground floor bathroom is complete with a shower, toilet and stone-top vanity for added everyday convenience

- Completing the upper level is a spacious carpeted rumpus room, offering a versatile second living area that's perfect as a children's retreat, media room or relaxed family space

- Step outside to the covered tiled alfresco, complete with a power point and overlooking the lush, easy-care lawns and gardens, creating the perfect space to entertain family and friends or simply unwind while enjoying the low-maintenance backyard

- Additional features include ducted air conditioning for year-round comfort, LED downlights throughout, a Kocom doorbell, security alarm system, quality tiles and carpet throughout, a concealed laundry with rear yard access and a linen storage robe, a double linen cupboard, and a double automatic garage offering both internal access and convenient rear yard access.

Location Highlights:

- Approx. 270m walk to Arrowroot Park

- Approx. 260m walk to Lakes Edge Park

- Approx. 600m walk to Ironbark Lake

- Approx. 1.4km walk to John Palmer Public School

- Approx. 2.1km walk to The Ponds High School

- Approx. 2.9km to Rouse Hill Anglican College

- Approx. 2.3km to St John XXIII Catholic College

- Approx. 1.2km walk to The Ponds Shopping Centre

- Approx. 1.8km walk to Rouse Hill Town Centre

- Approx. 1.0km walk to Tallawong Metro Station

- Approx. 4.2km to Schofields Train Station

- Approx. 1.7km walk to Rouse Hill metro Station

- Approx. 150m walk to the nearest bus stop

*****

Disclaimer:

The above information has been gathered from sources that we believe are reliable. However, we cannot guarantee the accuracy of this information and nor do we accept responsibility for its accuracy. Any interested parties should rely on their own enquiries and judgment to determine the accuracy of this information. For inclusions refer to Contract.

Listing description written by Eddie Quispe, First National Real Estate Hills Direct — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Alarm System
  • Dishwasher
  • Ensuites: 1
  • Rumpus Room
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.