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NSW › The Oaks › Waterfall Creek Rd

39 Waterfall Creek Rd, The Oaks NSW 2570

For saleRural Property

$3,750,000–$4,000,000

For sale

Asking range

$3,950,000

Last sold

15 Oct 2025

8

Bedrooms

4

Bathrooms

15

Car spaces

101,200 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $3,750,000–$4,000,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $3,750,000–$4,000,000(Listing record · 16 June 2026)
  • FactLand 101,200 m²; no building size recorded.(Property record)
  • CalculationRecorded Rural Property sales in The Oaks (last 5 years) with land size: median $28/m² of land (n=6). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 176% above the The Oaks median recorded sale ($1,357,500, n=20, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at The Oaks's advertised median rent ($592/wk), implied gross yield would be 0.82% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$3,750,000–$4,000,000

Asking range · $37/m² of land

Last recorded sale $3,950,000 (15 Oct 2025).

Local land rate: recorded Rural Property sales in The Oaks (last 5 years) with land size have a median of $28/m² of land (n=6). Districts calculation from recorded sales — not a valuation.

The Oaks at a glance

2,914

People

$1,357,500

Median sale

$592/wk

Median rent

2.27%

Suburb gross yield

Median sale from 20 recorded sales (last 12 months) — a Districts calculation.

See the full The Oaks report →

Vs The Oaks

+176.2%

Median sale

Suburb $1,357,500

-1.45 pp

Gross yield

Suburb 2.27%

Suburb median $1,357,500 from 20 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$3,750,000
Stamp Duty (New South Wales)
$188,697
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$3,942,564

$192,564 on top of the price (5.1% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with The Oaks's advertised median rent — not a rent for this listing.

Net yield
-0.68%
Annual cashflow (pre-tax)
$-220,466
Interest cover (DSCR)
-0.13
Annual rent
$30,784
Operating expenses
$56,250
Loan amount
$3,000,000
Annual interest
$195,000
Gross yield
0.82%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

20252026$3.95m$3.75m
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$3,750,000–$4,000,000available16 June 2026
  2. Sold$3,950,00015 Oct 2025
  3. Listedprice unknowncompleted16 June 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $592/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 0.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

The Oaks in one glance

The Oaks at a glance

2,914

People

$1,357,500

Median sale

$592/wk

Median rent

2.27%

Suburb gross yield

Median sale from 20 recorded sales (last 12 months) — a Districts calculation.

See the full The Oaks report →

Keep researching

  • Why The Oaks? Read the area thesis →
  • What else is on the market in The Oaks →
  • Other records on Waterfall Creek Rd →

Listing material

Listed by Ray White Macarthur Group Campbelltown

A Once-in-a-Lifetime Lifestyle Opportunity in The Oaks

Welcome to your own private paradise - an extraordinary 25-acre rural retreat* where luxury living, breathtaking natural beauty, and outstanding equestrian facilities combine to create a property unlike any other.

As you enter through the electric gates, you'll be captivated by the manicured park-like grounds, majestic trees, rolling green paddocks, and peaceful surroundings that make this estate feel like your own country resort.

Designed with versatility in mind, the property features two spacious family homes plus a fully self-contained two-bedroom studio, making it the perfect opportunity for multi-generational families, guest accommodation, rental income, or a home business.

Read the full description

Property Highlights:

• Main residence with 4 bedrooms, 3 bathrooms and multiple living areas

• Second residence with 4 bedrooms and modern open-plan living

• Self-contained 2-bedroom studio with private access and existing rental income potential

• Solar-heated saltwater swimming pool surrounded by established gardens

• Stunning modern kitchen with walk-in pantry and expansive entertaining areas

• Ceiling fans throughout both homes for year-round comfort

• Beautifully landscaped grounds offering complete privacy and serenity

Equestrian Excellence:

• 14 fenced horse paddocks with dedicated laneways

• Large stable complex with 8 boxes, feed room and tack room

• Round yard, working yard and wash bay

• Powered day yards and extensive shedding for floats, trucks and machinery

Bore water, over 185,000 litres of water storage, and a 20kW solar system provide efficiency and sustainability across the entire property.

Whether you're a horse enthusiast, hobby farmer, investor, or simply dreaming of a peaceful acreage lifestyle for the whole family, this exceptional estate offers endless possibilities.

Just minutes from The Oaks Village and only 18km to Camden CBD, you can enjoy the best of country living while remaining close to schools, shops and everyday conveniences.

Listing description written by Mark Fitzpatrick, Ray White Macarthur Group Campbelltown — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Dishwasher
  • Outdoor Entertaining
  • In-Ground Pool
  • Solar Panels
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.