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NSW › Terrigal › Terrigal Dr

4/234 Terrigal Dr, Terrigal NSW 2260

For saleTownhouse

$1,450,000

For sale

Asking

3

Bedrooms

2

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,450,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,450,000(Listing record · 7 Aug 2026)
  • CalculationAsk is 11% below the Terrigal median recorded sale ($1,625,000, n=73, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Terrigal's advertised median rent ($805/wk), implied gross yield would be 2.89% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,450,000

Asking

No recorded sale for this property.

Terrigal at a glance

13,414

People

$1,625,000

Median sale

$805/wk

Median rent

2.58%

Suburb gross yield

Median sale from 73 recorded sales (last 12 months) — a Districts calculation.

See the full Terrigal report →

Vs Terrigal

-10.8%

Median sale

Suburb $1,625,000

+0.31 pp

Gross yield

Suburb 2.58%

Suburb median $1,625,000 from 73 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,450,000
Stamp Duty (New South Wales)
$61,762
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,515,629

$65,629 on top of the price (4.5% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Terrigal's advertised median rent — not a rent for this listing.

Net yield
1.39%
Annual cashflow (pre-tax)
$-55,290
Interest cover (DSCR)
0.27
Annual rent
$41,860
Operating expenses
$21,750
Loan amount
$1,160,000
Annual interest
$75,400
Gross yield
2.89%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,450,000available7 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $805/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Terrigal in one glance

Terrigal at a glance

13,414

People

$1,625,000

Median sale

$805/wk

Median rent

2.58%

Suburb gross yield

Median sale from 73 recorded sales (last 12 months) — a Districts calculation.

See the full Terrigal report →

Keep researching

  • Why Terrigal? Read the area thesis →
  • What else is on the market in Terrigal →
  • Other records on Terrigal Dr →

Listing material

Listed by LJ Hooker Terrigal

Brand New Coastal Luxury in the Heart of Terrigal

Experience the perfect balance of contemporary luxury and effortless coastal living in this brand-new architecturally designed townhouse, where a sought-after northern aspect and excellent natural light enhance every space, all within an exclusive boutique development just moments from the heart of Terrigal.

At the heart of the home, the designer kitchen showcases stone benchtops and quality Smeg appliances, flowing effortlessly into the light-filled living and dining areas. Expansive glazing and soaring ceilings create an airy sense of space while connecting beautifully to the private landscaped courtyard and embracing a lovely leafy outlook towards Terrigal Lagoon.

Upstairs, three generous bedrooms provide peaceful accommodation, including a luxurious master suite complete with a private terrace and elegant ensuite � the ultimate parent's retreat.

Read the full description

Defined by premium finishes, generous proportions, ducted air conditioning and light-filled interiors, this sophisticated residence has been thoughtfully designed for effortless entertaining and relaxed coastal living.

Conveniently located opposite Terrigal Rotary Park, this home enjoys a relaxed coastal setting with the children's playground, popular Parklife Caf� and the Central Coast Marine Discovery Centre just steps away. With Terrigal Public School only around the corner plus Terrigal and Wamberal beaches, boutique shopping, caf�s, restaurants and the Terrigal Hotel are all within easy walking distance, placing the very best of this vibrant beachside community at your doorstep. An exceptional opportunity for families, professionals, investors or those seeking a luxurious coastal retreat.

Key features

- Brand new architecturally designed townhouse within an exclusive boutique development

- Three spacious bedrooms, all with built-in robes; master suite features a walk-in robe, hotel-style ensuite and private terrace

- Designer kitchen with stone benchtops, quality Smeg appliances and dishwasher

- Two modern bathrooms, plus a combined laundry and guest powder room on the ground floor

- Light-filled open-plan living and dining flowing seamlessly to outdoor entertaining

- High ceilings, ducted air conditioning and engineered timber flooring through the living areas, with carpeted bedrooms and tiled wet areas.

- 143sqm of internal floor space

- North-facing deck and secure front yard, ideal for children and pets

- Single lock-up garage with secure storage cupboard

- Located directly opposite Terrigal Rotary Park, children's playground, Parklife Caf� and the Central Coast Marine Discovery Centre

- Terrigal Public School just around the corner, making school drop-offs a breeze

- Approximately five minutes' walk to Terrigal Hotel, 11 minutes to Terrigal Beach and 14 minutes to the esplanade, caf�s and restaurants.

- Approximately 10 minutes to Erina Fair and 20 minutes to the M1 for an easy commute to Sydney or Newcastle

Council rates and strata levies are not currently available as the strata subdivision has not yet occurred. The applicable council rates and strata levies will be confirmed following registration of the strata plan.

Please note that all information herein is gathered from sources we believe to be reliable. Images, photographs, plans, drawings and maps are indicative only. LJ Hooker Terrigal makes no representation or warranty as to the accuracy of the information provided and accepts no liability for any errors or omissions. All interested parties should make and rely upon their own independent enquiries. All measurements and details are approximate and subject to change without notice.

Listing description written by Matthew Farrugia, LJ Hooker Terrigal — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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