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NSW › Lovett Bay › Bona Cres

4 Bona Cres, Lovett Bay NSW 2105

For saleHouse

$2,975,000

For sale

Asking

3

Bedrooms

2

Bathrooms

0

Car spaces

1,528 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,975,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,975,000(Listing record · 28 Aug 2026)
  • FactLand 1,528 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,975,000

Asking · $1,947/m² of land

No recorded sale for this property.

Lovett Bay at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Lovett Bay report →

Total cost to purchase

Purchase Price
$2,975,000
Stamp Duty (New South Wales)
$145,637
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$3,124,504

$149,504 on top of the price (5.0% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,975,000available28 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Lovett Bay in one glance

Lovett Bay at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Lovett Bay report →

Keep researching

  • Why Lovett Bay? Read the area thesis →
  • What else is on the market in Lovett Bay →
  • Other records on Bona Cres →

Listing material

Listed by LJ Hooker Mona Vale

Iconic Artist�s Waterfront Residence � Mediterranean�Moroccan Sanctuary on the P

Occupying one of the most prized waterfront positions on the western foreshores of Lovett Bay, this extraordinary Mediterranean�Moroccan inspired artist's residence is a property of rare beauty, atmosphere, and creative soul.

Set across a substantial double landholding on the point, the estate commands an almost 360-degree sweep of Pittwater views, capturing spectacular sunrises and the golden late-afternoon light that graces the western shoreline. Gentle terraced lawns descend toward the water's edge, opening onto a magnificent forty-foot waterfront terrace and private sandy beach below.

Long regarded as a haven for inspired creativity, the home possesses the warmth and romance of another era � a place where time slows and every room tells a story. Rich in texture and artistic character, the residence blends Mediterranean and Moroccan influences with the timeless charm of a classic Pittwater retreat. For more than two decades, the home itself functioned as the artist's principal working studio, with the larger freestanding studio only later constructed in 1991 following DA approval � a history that remains deeply embedded within the property's unique design and atmosphere.

Read the full description

The kitchen evokes a true �yesteryear� atmosphere, centred around a traditional wood stove and filled with warmth, intimacy, and rustic appeal � a space that feels both grounding and deeply welcoming. A second fireplace within the living room/study/bedroom further enhances the home's ambience, creating a retreat-like atmosphere ideal for quiet evenings, reading, or creative reflection. The bathrooms are distinctive and character-filled, inspired by classic marine design.

Designed with artists, entertaining, and seasonal living in mind, the gardens are orientated to embrace the changing beauty of all four seasons. Landscaped grounds unfold through four separate courtyards, each creating intimate outdoor �rooms� for entertaining, quiet reflection, or long lunches beneath the trees throughout the year.

A broad waterfront verandah overlooks the bay, while the home's unconventional and highly flexible layout creates a series of deeply private spaces and retreat areas rarely found in traditional residences. The lower level in particular has been thoughtfully designed to provide separation, creativity, and sanctuary � perfectly suited to artistic living, visiting guests, or multigenerational accommodation.

Accommodation is arranged across multiple levels and includes:

* Two bedrooms within the main residence serviced by one bathroom

* An upper-level bedroom adjoining the lounge

* A substantial lower-level master retreat featuring two double beds, thoughtfully designed to accommodate differing creative rhythms and nocturnal pursuits without disturbance

* Flexible lower-level living, study, and sleeping zones offering private retreat spaces and studio-style versatility

* A split-level lounge creating multiple intimate living environments

* A large freestanding studio/bedroom retreat with bathroom, positioned on the second block

* Established landscaped grounds and terraced gardens

For boating enthusiasts, the property offers a rare collection of waterfront facilities including a private sandy beach, slipway, deep-water dry dock for a commuter boat, and direct access to Hall's Wharf ferry service � a remarkable combination of seclusion and convenience unique to Pittwater living.

There is also future potential to subdivide Lots 17 and 18, subject to the relevant approvals.

Property highlights include:

* Prestigious point position on Lovett Bay's western foreshores

* Double waterfront landholding with exceptional privacy

* Almost 360-degree panoramic Pittwater views

* Private beach and forty-foot waterfront terrace

* Slipway, deep-water dry dock, and Hall's Wharf ferry access

* Potential future subdivision opportunity for Lots 17 and 18 (STCA)

* Mediterranean�Moroccan architectural inspiration

* Artist's residence with extraordinary creative ambience

* Expansive waterfront verandah and multiple entertaining spaces

* Four atmospheric courtyards designed around the four seasons

* Terraced lawns and gently sloping landscaped grounds

* Warm �old world� kitchen with traditional wood stove

* Additional fireplace within living/study retreat

* Marine-inspired bathrooms with unique character

* Large separate studio retreat

* A timeless waterfront sanctuary of artistic spirit, natural beauty, and remarkable exclusivity � one of Pittwater's truly exceptional holdings.

Disclaimer:

All information contained herewith, including but not limited to the general property description, price and the address, is provided to LJ Hooker Mona Vale by third parties. We have obtained this information from sources we believe to be reliable; however, we cannot guarantee its accuracy. The information contained herewith should not be relied upon and you should make your own enquiries and seek advice in respect of this property or any property on this website.

Listing description written by Juliet Wills, LJ Hooker Mona Vale — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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