Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
NSW › Cardiff › Charles St
$1,030,000
Last sold
27 June 2025
4
Bedrooms
2
Bathrooms
2
Car spaces
419 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,030,000
27 June 2025 · derived via latest_sale
Local land rate: recorded House sales in Cardiff (last 5 years) with land size have a median of $1,447/m² of land (n=122). Districts calculation from recorded sales — not a valuation.
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Vs Cardiff
+13.3%
Median sale
Suburb $909,000
-0.44 pp
Gross yield
Suburb 3.75%
Suburb median $909,000 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by First National Real Estate Lake MacquarieDiscover unparalleled elegance and modern convenience with this immaculately renovated 4-bedroom residence, nestled in a serene side-street location.
Perfectly positioned for convenience and tranquillity, this home offers an exceptional living experience.
Upon entry, you are greeted by absolute stunning presentation, evident in every detail of this fully renovated home.
Featuring 2.6m high square-set ceilings, the light-filled open-plan design seamlessly connects the spacious lounge and dining areas to a breathtaking kitchen.
Boasting ample bench and cupboard space, a breakfast bar, and top-of-the-line induction cook-top, this kitchen is a chef's dream.
Three generously sized bedrooms complement the home's layout, each enjoying high ceilings, built-in robes and plantation shutters. The ultra-modern main bathroom ensures convenience and style for the whole family.
The ground floor features a master bedroom retreat with a luxurious ensuite, complete with a double shower head and double vanity, offering a private oasis for relaxation.
An additional rumpus room or living quarters off the master bedroom provides flexibility for modern family living.
Entertaining is effortless with a rear entertaining area featuring automatic blinds, perfect for all-season gatherings.
The highlight of the outdoor space is a 40,000Ltr chlorine in-ground pool, complemented by a low-maintenance easy care grassed backyard and an outdoor shower for post-swim refreshment.
Additional features include:
• Daikin 16KW Ducted air conditioning system with 7 zones, ensuring year-round comfort.
• 13KW solar system with 30x panels for energy efficiency.
• The property also boasts BOSE speakers SONOS controlled both inside and out, creating a seamless audio experience.
• 8x Hick Vision Security Cameras that can be viewed on your mobile device and records to your local monitor for added peace of mind when away from home.
Practicality meets luxury with a lock-up garage converted into a home office and storage area, alongside a high oversized carport with automatic gates, ideal for boat or caravan storage.
Land size approx. 419m2 with 21m frontage & 25.1m depth.
Land Rates approx. $516.80 Per Quarter
Water Rates approx. $259.49 Per Quarter
Potential Rental Return approx. $900 Per Week
Experience the pinnacle of modern living at 4 Charles Street, Cardiff where convenience and practicality is at your fingertips as you're only minutes away to Charlestown Square, Westfield Kotara, Stockland Glendale & Cardiff CBD shops & amenities + Cardiff Train Station and local schools are so close by.
Arrange your inspection today and make this exceptional property your new home.
For further information contact the local area's first choice for real estate Troy Duncan on 4950 8555
First National Real Estate Lake Macquarie are your local experts for the Lake Macquarie and Newcastle area, we proudly market this home and are always looking for more homes to sell. If you would like honest, expert advice to achieve excellent results, call us on 4950 8555 to discuss your home.
Disclaimer: All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing
Listing description written by Troy Duncan, First National Real Estate Lake Macquarie — reproduced as published, not verified by Districts.