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VIC › Wodonga › Elsa Ct

4 Elsa Ct, Wodonga VIC 3690

For saleHouse

$630,000

For sale

Asking

3

Bedrooms

1

Bathrooms

2

Car spaces

731 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $630,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $630,000(Listing record · 26 Aug 2026)
  • FactLand 731 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Wodonga (last 5 years) with land size: median $953/m² of land (n=135). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 4% below the Wodonga median recorded sale ($659,000, n=159, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Wodonga's advertised median rent ($535/wk), implied gross yield would be 4.42% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$630,000

Asking · $862/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Wodonga (last 5 years) with land size have a median of $953/m² of land (n=135). Districts calculation from recorded sales — not a valuation.

Wodonga at a glance

19,841

People

$659,000

Median sale

$535/wk

Median rent

4.22%

Suburb gross yield

Median sale from 159 recorded sales (last 12 months) — a Districts calculation.

See the full Wodonga report →

Vs Wodonga

-4.4%

Median sale

Suburb $659,000

+0.20 pp

Gross yield

Suburb 4.22%

Suburb median $659,000 from 159 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$630,000
Stamp Duty (Victoria)
$32,870
Transfer/Registration Fee
$1,578
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$668,148

$38,148 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Wodonga's advertised median rent — not a rent for this listing.

Net yield
2.92%
Annual cashflow (pre-tax)
$-14,390
Interest cover (DSCR)
0.56
Annual rent
$27,820
Operating expenses
$9,450
Loan amount
$504,000
Annual interest
$32,760
Gross yield
4.42%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$630,000available26 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $535/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Wodonga in one glance

Wodonga at a glance

19,841

People

$659,000

Median sale

$535/wk

Median rent

4.22%

Suburb gross yield

Median sale from 159 recorded sales (last 12 months) — a Districts calculation.

See the full Wodonga report →

Keep researching

  • Why Wodonga? Read the area thesis →
  • What else is on the market in Wodonga →
  • Other records on Elsa Ct →

Listing material

Listed by Elders Real Estate Wodonga

Modern Comfort in a Quiet Court Setting

Tucked away in a peaceful court and beautifully refreshed for easy modern living, 4 Elsa Court offers an inviting combination of style, space and practicality on a generous 731m2 allotment.

Bright interiors, contemporary updates and a thoughtful layout create a home that feels immediately comfortable, while the generous backyard and excellent outdoor entertaining options provide plenty of room to enjoy life at home.

The upper level is the heart of the home, featuring a light-filled living and dining area complemented by a stylishly updated kitchen. Equipped with a dishwasher, gas cooktop and underbench electric oven, the kitchen is both practical and beautifully presented, making everyday meals and entertaining equally effortless.

Read the full description

Three bedrooms provide comfortable accommodation, with built-in robes to two bedrooms and ceiling fans for added comfort. The lower-level lounge creates a second living space and is the perfect spot to relax, unwind or give the family a little extra room to spread out.

The fully renovated bathroom brings a fresh, contemporary feel with neutral grey tiling, a freestanding bath, separate shower, modern vanity and sleek matte black fixtures. The renovated laundry is equally impressive, featuring subway-tiled walls and excellent cupboard and bench space, while a second toilet adds an extra layer of convenience.

Outside, the appeal continues. The fully enclosed rear yard is wonderfully low maintenance and features a freestanding covered entertaining area-an ideal setting for weekend gatherings, afternoon drinks or simply enjoying the outdoors. Double gates provide excellent rear-yard access, while the workshop positioned behind the double carport will be a welcome bonus for those needing additional storage or workspace.

Comfort is well catered for year-round with ducted evaporative cooling, a gas wall furnace to the lounge and ceiling fans throughout the lounge and bedrooms.

Freshly painted in contemporary grey tones and finished with modern-look timber flooring, the home has a bright, cohesive feel throughout. The double carport is securely positioned behind gates, with additional open parking available at the front.

Whether you're stepping onto the property ladder, looking for a smart investment or searching for a comfortable family home, this well-presented property offers plenty to love in a sought-after court setting.

With a potential rental return of approximately $520 per week, it also presents an appealing opportunity for investors.

Features at a glance:

3 bedrooms, 2 with built-in robes

Generous 731m² allotment

Updated kitchen with dishwasher and gas cooking

Fully renovated bathroom with freestanding bath

Renovated laundry with excellent storage and bench space

Second toilet

Two separate living areas

Modern-look timber flooring

Fresh contemporary paintwork

Ducted evaporative cooling

Gas wall furnace and ceiling fans

Covered outdoor entertaining area

Fully enclosed, low-maintenance rear yard

Double-gated carport

Rear-yard access

Workshop/storage area

Quiet court location

Potential rental return of approximately $520 - $540 per week

A home with a fresh new feel, plenty of practical extras and room to enjoy-4 Elsa Court is ready to welcome its next chapter.

Listing description written by Dean Star, Elders Real Estate Wodonga — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 1
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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