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NSW › Kiama › Love St

4 Love St, Kiama NSW 2533

House

$1,640,000

Last sold

17 July 2026

4

Bedrooms

2

Bathrooms

2

Car spaces

632 m²

Land

271 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,640,000 (17 July 2026).(Recorded sale)
  • CalculationRecorded House sales in Kiama (last 5 years) with land size: median $2,538/m² of land (n=53). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,640,000

17 July 2026 · derived via latest_sale

Local land rate: recorded House sales in Kiama (last 5 years) with land size have a median of $2,538/m² of land (n=53). Districts calculation from recorded sales — not a valuation.

Kiama at a glance

8,203

People

$1,612,500

Median sale

$747/wk

Median rent

2.41%

Suburb gross yield

Median sale from 60 recorded sales (last 12 months) — a Districts calculation.

See the full Kiama report →

Vs Kiama

+1.7%

Median sale

Suburb $1,612,500

-0.04 pp

Gross yield

Suburb 2.41%

Suburb median $1,612,500 from 60 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$1,640,00017 July 2026
  2. Listedprice unknowncompleted6 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $747/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kiama in one glance

Kiama at a glance

8,203

People

$1,612,500

Median sale

$747/wk

Median rent

2.41%

Suburb gross yield

Median sale from 60 recorded sales (last 12 months) — a Districts calculation.

See the full Kiama report →

Keep researching

  • Why Kiama? Read the area thesis →
  • What else is on the market in Kiama →
  • Other records on Love St →

Listing material

Listed by Ray White Kiama

Sold by Michele Lay

The Vendors have relocated, are highly motivated and ready to meet the market. With instructions to sell immediately.

Positioned in a quiet, elevated pocket of Kiama, this substantial two-storey residence delivers an exceptional blend of space, flexibility and lifestyle, enhanced by lift access, multiple living zones, secure front door intercom entry, and expansive outdoor entertaining with coastal views.

Designed for effortless living now and well into the future, the home offers approximately 271m2 of internal space, thoughtfully arranged to suit families, professionals, downsizers or multi-generational living. The ground floor provides outstanding versatility with two generous bedrooms, a full bathroom, a dedicated home office, and a large secondary living area ideal as a media room, kids' retreat or guest accommodation, all complemented by internal lift access, front door intercom security, and a double garage with internal access.

Read the full description

Upstairs is where the home truly comes to life. A light-filled open-plan living and dining zone flows seamlessly to a covered alfresco and elevated balcony, creating an inviting space to entertain or unwind while enjoying leafy surrounds and coastal outlooks. The centrally positioned kitchen is well-appointed with excellent storage and connectivity to both indoor and outdoor living.

Accommodation on the upper level is equally impressive, led by a spacious master suite complete with walk-in robe, ensuite and private balcony. A second upstairs bedroom also enjoys its own study nook, offering comfort and privacy for family or guests.

Adding further appeal, the home is equipped with a solar power system supported by a substantial 30kw battery, providing enhanced energy efficiency, reduced running costs and peace of mind for future living.

With multiple outdoor areas, strong separation of living zones, secure entry features and the rare inclusion of a lift, this is a home that adapts effortlessly to changing lifestyle needs, all set within a modern neighbourhood just minutes from Kiama's beaches, town centre and coastal walks.

Key features include:

• Approx. 271sqm of internal living across two levels

• Internal lift providing easy access between floors

• Secure front door intercom system

• Solar power system with 30kW battery storage

• Additional powder room

• Four bedrooms plus a dedicated home office

• Multiple living areas ideal for families or flexible living

• Master suite with ensuite, walk-in robe and private balcony

• Second upstairs bedroom with study nook

• Large covered alfresco and elevated balcony with coastal glimpses

• Double garage with internal access

• Modern, low-maintenance home in an elevated Kiama position

A residence of scale, quality and foresight, offering space to live comfortably today and flexibility for years to come.

BRING YOUR DEPOSIT - The owners are serious and this home is priced to SELL!

For more details or to arrange your private inspection, contact Michele Lay on 0409 461756 or Matthew Lay on 0448 440 609.

DISCLAIMER: Ray White Kiama has taken all care in preparing this information and uses its best endeavours to ensure that the information contained therein is true and accurate, however, accepts no responsibility in respect of any errors, inaccuracies, or misstatements contained herein. Ray White Kiama urges all clients to make their own enquiries to verify the information contained herein.

Listing description written by Michele Lay, Ray White Kiama — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Floorboards
  • Secure Parking
  • Study
  • Toilets: 3
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.