Warners Bay at a glance
8,486
People
$1,150,000
Median sale
$703/wk
Median rent
3.18%
Suburb gross yield
Median sale from 49 recorded sales (last 12 months) — a Districts calculation.
NSW › Warners Bay › Yuruga St
$2,050,000–$2,255,000
For sale
Asking range
5
Bedrooms
3
Bathrooms
3
Car spaces
719 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$2,050,000–$2,255,000
Asking range · $2,851/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Warners Bay (last 5 years) with land size have a median of $1,776/m² of land (n=77). Districts calculation from recorded sales — not a valuation.
Warners Bay at a glance
8,486
People
$1,150,000
Median sale
$703/wk
Median rent
3.18%
Suburb gross yield
Median sale from 49 recorded sales (last 12 months) — a Districts calculation.
Vs Warners Bay
+78.3%
Median sale
Suburb $1,150,000
-1.40 pp
Gross yield
Suburb 3.18%
Suburb median $1,150,000 from 49 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$98,629 on top of the price (4.8% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Warners Bay's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $703/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 1.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Warners Bay at a glance
8,486
People
$1,150,000
Median sale
$703/wk
Median rent
3.18%
Suburb gross yield
Median sale from 49 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Century 21 NovocastrianFrom the moment you take in the view, stretching from the ridge of Munibung Hill all the way down to the shimmering expanse of Lake Macquarie, you understand what makes this home genuinely rare. This is a property conceived around the idea that a family should never have to choose between space and lifestyle, between privacy and connection. Lovingly built and meticulously cared for by a single owner, 4 Yuruga Street is ready to become the backdrop for the next family's story.
Designed across two generous levels of double-storey brick construction, the home offers five bedrooms and three bathrooms with a layout that adapts to families of every configuration. The oversized fifth bedroom, positioned at the entry foyer level, functions equally well as a private suite for an extended family member, a dedicated home office, or a teenage retreat that keeps the peace upstairs. Multiple living areas ensure that everyone in the household has room to be themselves, whether that means gathering in the open-plan kitchen, dining, and family room, which is proportioned to seat a 12-person dining setting with ease, or retreating to the games and theatre room for a quieter evening in.
The heart of the home flows naturally to the covered outdoor living and dining area, a sheltered and private space that catches the winter sun and transitions effortlessly into a warm-weather entertaining hub. The swimming pool, deck and patio areas, and landscaped gardens extend the living footprint well beyond the walls of the house, creating a property that genuinely lives larger than its address suggests. The balcony frames those lake and hill views in a way that makes every morning feel unhurried.
For the practical side of family life, this home has been thoughtfully considered. From the oversized bedrooms to the extra-height, extra-length triple garage with internal access and 2.6-metre doors accommodates larger vehicles with ease, while the workshop area within the garage and the separate Colorbond workshop with power and lighting down the side of the property cater to the hobbyist, tradie, or serious gardener. A dedicated side parking pad provides additional space for a boat, caravan, or extra vehicle, a rare and valuable asset for families who embrace the Lake Macquarie boating lifestyle.
Warners Bay itself delivers a lifestyle that is difficult to replicate. The 9km foreshore walk connecting Eleebana to Booragul, the lake's water sports, the monthly markets, and the café and dining culture along The Esplanade all sit within easy reach. Warners Bay Public School and Warners Bay High School, both well-regarded for academic outcomes and community culture, are local. Cardiff Station connects the suburb to Newcastle and beyond, while the CBD is approximately 15km away by car. This is a home and a suburb that rewards the decision to stay.
Zoning: R2 Low Density Residential
Land Area: 719sqm approx
Council: Lake Macquarie
Land Rates: $2657pa approx
Water Rates: $901pa approx
We have obtained all information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations. Photos maybe digitally edited and include virtual furniture.
Listing description written by Casey Healey, Century 21 Novocastrian — reproduced as published, not verified by Districts.