White Hills at a glance
3,640
People
$598,000
Median sale
$494/wk
Median rent
4.30%
Suburb gross yield
Median sale from 28 recorded sales (last 12 months) — a Districts calculation.
VIC › White Hills › Montgomery Cres
$625,000–$665,000
For sale
Asking range
$405,000
Last sold
2 Feb 2026
3
Bedrooms
1
Bathrooms
2
Car spaces
562.116 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$625,000–$665,000
Asking range · $1,112/m² of land
Last recorded sale $405,000 (2 Feb 2026).
Local land rate: recorded House sales in White Hills (last 5 years) with land size have a median of $912/m² of land (n=103). Districts calculation from recorded sales — not a valuation.
White Hills at a glance
3,640
People
$598,000
Median sale
$494/wk
Median rent
4.30%
Suburb gross yield
Median sale from 28 recorded sales (last 12 months) — a Districts calculation.
Vs White Hills
+4.5%
Median sale
Suburb $598,000
-0.19 pp
Gross yield
Suburb 4.30%
Suburb median $598,000 from 28 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$37,837 on top of the price (6.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with White Hills's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $494/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 4.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
White Hills at a glance
3,640
People
$598,000
Median sale
$494/wk
Median rent
4.30%
Suburb gross yield
Median sale from 28 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by PRD BendigoSet within an established White Hills neighbourhood, 40 Montgomery Crescent combines classic weatherboard character with a fresh 2026 renovation, creating a comfortable and inviting home ready for its next chapter. Positioned on approximately 562sqm, it presents an appealing opportunity for first home buyers, investors, downsizers or anyone seeking a well-located property with space, personality and practical outdoor features.
A welcoming front porch introduces the home, while the traditional weatherboard façade and tiled roof retain a strong sense of charm. Inside, polished timber floors, high ceilings and generous windows bring warmth and natural light throughout the main living areas, complemented by a soft, neutral colour palette that gives the interiors a bright and cohesive feel.
The spacious living room sits at the front of the home, where a wide picture window captures the outlook across the crescent and a character fireplace creates a natural focal point. Split-system climate control and ducted evaporative cooling support year-round comfort, while the adjoining dining area provides an easy connection between everyday living and the kitchen.
Recently updated, the kitchen offers a clean contemporary finish with white cabinetry, generous benchtop space, a tiled splashback, induction cooktop, an under-bench oven, dishwasher and pantry storage. Its generous proportions provide plenty of room to move, while the nearby mudroom and laundry add further practicality to the rear of the home.
Three bedrooms are arranged along one side of the floorplan, including a generous primary bedroom positioned near the entrance. The beautifully renovated central bathroom is a standout, featuring a freestanding bath, separate shower, timber-look vanity and modern tiling, creating a calm and stylish space for everyday use.
Outside, the broad backyard offers plenty of lawn for children, pets or future landscaping ideas. Side driveway access leads to secure off-street parking and double garage, with an additional garden shed providing further storage for tools and outdoor equipment.
With natural gas, sewerage and NBN connectivity already available, the home delivers everyday convenience in a location close to Weeroona College, Lake Weeroona, Bendigo Health and the wider amenities of White Hills. Fresh, functional and full of character, this is a home that can be enjoyed from the moment you arrive.
Listing description written by Laurelle Brown, PRD Bendigo — reproduced as published, not verified by Districts.