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VIC › Torquay › Pacific Dr

41 Pacific Dr, Torquay VIC 3228

For saleHouse for Sale

$1,645,000–$1,695,000

For sale

Asking range

4

Bedrooms

4

Bathrooms

2

Car spaces

579 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,645,000–$1,695,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,645,000–$1,695,000(Listing record · 11 June 2026)
  • FactLand 579 m²; no building size recorded.(Property record)
  • CalculationAsk is 39% above the Torquay median recorded sale ($1,185,000, n=24, last 24 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Torquay's advertised median rent ($650/wk), implied gross yield would be 2.05% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,645,000–$1,695,000

Asking range · $2,841/m² of land

No recorded sale for this property.

Torquay at a glance

21,018

People

$1,185,000

Median sale

$650/wk

Median rent

2.85%

Suburb gross yield

Median sale from 24 recorded sales (last 24 months) — a Districts calculation.

See the full Torquay report →

Vs Torquay

+38.8%

Median sale

Suburb $1,185,000

-0.80 pp

Gross yield

Suburb 2.85%

Suburb median $1,185,000 from 24 recorded sales (last 24 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,645,000
Stamp Duty (Victoria)
$90,475
Transfer/Registration Fee
$3,614
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,742,789

$97,789 on top of the price (5.9% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Torquay's advertised median rent — not a rent for this listing.

Net yield
0.55%
Annual cashflow (pre-tax)
$-76,415
Interest cover (DSCR)
0.11
Annual rent
$33,800
Operating expenses
$24,675
Loan amount
$1,316,000
Annual interest
$85,540
Gross yield
2.05%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,645,000–$1,695,000available11 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $650/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Torquay in one glance

Torquay at a glance

21,018

People

$1,185,000

Median sale

$650/wk

Median rent

2.85%

Suburb gross yield

Median sale from 24 recorded sales (last 24 months) — a Districts calculation.

See the full Torquay report →

Keep researching

  • Why Torquay? Read the area thesis →
  • What else is on the market in Torquay →
  • Other records on Pacific Dr →

Listing material

Listed by McCartney Real Estate

SPACIOUS COASTAL LIVING WITH FLEXIBLE FAMILY APPEAL

41 Pacific Drive presents a truly unique and beautifully crafted residence designed with large family living, flexibility, and lifestyle in mind. Offering complete living across two expansive levels, this exceptional home is ideally suited to multi-generational families, co-habitation, or those seeking an outstanding Airbnb or holiday accommodation opportunity.

A welcoming entry foyer introduces the ground floor, where comfort and functionality combine effortlessly. This level features a formal lounge warmed by a gas log fireplace, alongside a well-appointed kitchen, meals and living area that seamlessly flows to a private decked alfresco — ideal for entertaining or relaxed outdoor living

Accommodation on the lower level includes a spacious guest bedroom complete with walk-in robe and ensuite, an additional bedroom with built-in robe, central bathroom, and generous laundry facilities.

Read the full description

Upstairs reveals a stunning French Provincial inspired kitchen, beautifully appointed as the heart of the home and overlooking the spacious dining and living domain, enhanced by a charming two-way gas log fireplace. Adjacent to the kitchen, a sheltered sun-filled terrace creates the perfect setting for morning coffee or relaxed breakfasts in the sunshine. An external staircase access further enhances the home's flexibility and connection to the outdoors.

The upstairs master suite is a luxurious retreat of impressive proportions, featuring both walk-in and built-in robes, a beautifully designed ensuite with stunning timber dual vanity, split system heating and cooling, elegant drapery, electric blinds, and access to a private deck. A fourth bedroom, additional bathroom with timber vanity, and a third living room complete the upper level — ideal as a children's retreat, television room, or peaceful space to unwind.

The quality and attention to detail throughout this home are exceptional, with features including spotted gum timber flooring, elevated ceilings, plantation shutters, surround sound system, solar power, extensive storage options, and under-stair storage. The oversized garage with 3-phase power includes built-in cabinetry and shelving, while an additional large storeroom is currently configured as a home office.

Outdoors continues to impress with side access, beautifully established gardens, a beach shower, and toilet within the separate shed, perfect after days spent by the ocean plus an additional garden shed, all positioned on a generous 579m² (approx.) allotment. Located just moments from Whites Beach, The Sands Golf Course, local cafes, parks, and shopping amenities, 41 Pacific Drive delivers an exceptional coastal lifestyle opportunity with versatility, sophistication, and space rarely found in today's market.

Listing description written by Brent Hartigan, McCartney Real Estate — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Ensuites: 2
  • Floorboards
  • Fully Fenced
  • Living Areas: 4
  • Outdoor Entertaining
  • Remote Garage
  • Rumpus Room
  • Shed
  • Solar Panels
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.