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NSW › Raymond Terrace › Rosemount Dr

41 Rosemount Dr, Raymond Terrace NSW 2324

For saleHouse

$730,000

For sale

Asking

$700,000

Last sold

28 Nov 2025

3

Bedrooms

1

Bathrooms

1

Car spaces

640 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $730,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $730,000(Listing record · 29 July 2026)
  • FactLand 640 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Raymond Terrace (last 5 years) with land size: median $1,205/m² of land (n=139). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 5% below the Raymond Terrace median recorded sale ($765,500, n=132, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Raymond Terrace's advertised median rent ($569/wk), implied gross yield would be 4.05% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$730,000

Asking · $1,141/m² of land

Last recorded sale $700,000 (28 Nov 2025).

Local land rate: recorded House sales in Raymond Terrace (last 5 years) with land size have a median of $1,205/m² of land (n=139). Districts calculation from recorded sales — not a valuation.

Raymond Terrace at a glance

13,938

People

$765,500

Median sale

$569/wk

Median rent

3.87%

Suburb gross yield

Median sale from 132 recorded sales (last 12 months) — a Districts calculation.

See the full Raymond Terrace report →

Vs Raymond Terrace

-4.6%

Median sale

Suburb $765,500

+0.18 pp

Gross yield

Suburb 3.87%

Suburb median $765,500 from 132 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$730,000
Stamp Duty (New South Wales)
$27,262
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$761,129

$31,129 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Raymond Terrace's advertised median rent — not a rent for this listing.

Net yield
2.55%
Annual cashflow (pre-tax)
$-19,322
Interest cover (DSCR)
0.49
Annual rent
$29,588
Operating expenses
$10,950
Loan amount
$584,000
Annual interest
$37,960
Gross yield
4.05%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

20252026$700k$730k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$730,000available29 July 2026
  2. Sold$700,00028 Nov 2025
  3. Listedprice unknowncompleted24 July 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $569/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Raymond Terrace in one glance

Raymond Terrace at a glance

13,938

People

$765,500

Median sale

$569/wk

Median rent

3.87%

Suburb gross yield

Median sale from 132 recorded sales (last 12 months) — a Districts calculation.

See the full Raymond Terrace report →

Keep researching

  • Why Raymond Terrace? Read the area thesis →
  • What else is on the market in Raymond Terrace →
  • Other records on Rosemount Dr →

Listing material

Listed by Ray White Newcastle | Lake Macquarie

Smart Investment Today. Comfortable Home Tomorrow.

Whether you're looking to expand your investment portfolio or secure your first step into the property market, 41 Rosemount Drive presents an outstanding opportunity with immediate returns and exciting future potential.

Currently leased at $600 per week until September 2026, this solid brick, single-level home offers a ready-made investment from day one, while also providing the perfect opportunity for owner-occupiers to plan their future move.

Inside, the home features three well-proportioned bedrooms, a tidy and functional kitchen complete with a dishwasher, and a spacious lounge room that creates a warm and inviting atmosphere. A charming slow combustion log fireplace is perfect for cosy winter evenings, while a split-system air conditioner ensures year-round comfort.

Read the full description

Step outside to discover a generous 600sqm block with plenty of room for the whole family. The undercover alfresco area is ideal for weekend BBQs, entertaining friends, or simply relaxing outdoors. A gated undercover carport provides secure off-street parking, while the expansive grassed backyard offers plenty of space for children and pets to enjoy.

Move in when the lease expires, continue enjoying the rental income, or gradually modernise the home over time to further enhance its value. With solid foundations and endless potential, this is a property that offers flexibility, lifestyle, and long-term rewards.

Features You'll Love:

• Solid brick, single-level home

• Three spacious bedrooms

• Currently returning $600 per week (lease expires September 2026)

• Tidy kitchen with dishwasher

• Spacious lounge with slow combustion log fireplace

• Split-system air conditioning

• Undercover alfresco entertaining area

• Gated undercover carport with secure off-street parking

• Generous 600sqm block

• Large grassed backyard for children and pets

• Ideal first home or set-and-forget investment

• Excellent opportunity to renovate and add value over time

Don't miss this fantastic opportunity to secure a quality home offering immediate income, future flexibility, and exceptional potential.

Disclaimer: We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.

Listing description written by Mel Payne, Ray White Newcastle | Lake Macquarie — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.