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NSW › Kiama › Saddleback Mountain Rd

41 Saddleback Mountain Rd, Kiama NSW 2533

For saleHouse for Sale

For sale

For sale

5

Bedrooms

4

Bathrooms

3

Car spaces

1,169 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

This is on the market — is it worth your time?

Why this ask?

  • FactListed for sale — no asking price recorded(Listing record · 28 Mar 2026)
  • CalculationLand 1,169 m² against a 268 m² dwelling — the land is most of what is being bought.(Districts calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

No recorded sale price for this property yet.

Kiama at a glance

8,203

People

$1,612,500

Median sale

$747/wk

Median rent

2.41%

Suburb gross yield

Median sale from 60 recorded sales (last 12 months) — a Districts calculation.

See the full Kiama report →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listedprice unknownavailable28 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $747/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kiama in one glance

Kiama at a glance

8,203

People

$1,612,500

Median sale

$747/wk

Median rent

2.41%

Suburb gross yield

Median sale from 60 recorded sales (last 12 months) — a Districts calculation.

See the full Kiama report →

Keep researching

  • Why Kiama? Read the area thesis →
  • What else is on the market in Kiama →
  • Other records on Saddleback Mountain Rd →

Listing material

Listed by Illawarra Estate Agents

Top of the town - each window presents a picture perfect view!

Commandingly poised high on the hill, an irreplaceable blend of town convenience and country peace awaits you at 41 Saddleback Mountain Road Kiama.

Comprehensively modernised and reimagined, this five bedroom home has space for all, and a balance between ocean views and spectacular green rolling hills means each window frames a different picture perfect view.

Stepping in from the covered entrance porch, you'll note each element of the home has been revitalised with care. A sunken formal lounge replete with woodfire heater is the ideal setting for cosy conversations and year round catchups. The dining area frames one of many ocean views, and flows through into the large eat in kitchen, with abundant storage and modern appliances. French doors bring the leafy green view outside in, and the timber deck has undercover lounge and dining space. Set in the leafy canopy of established trees, with a filtered view through to rolling hills, time seems to slow, as you would wish when you're in a place that is truly special. Downstairs, the built in barbeque overlooks the paved courtyard, with space to host a great get-together for many friends and generations of family! A large rumpus room (once a local yoga studio!) is a great retreat should the weather turn, or perhaps the kids need a breakout space, with WC access without heading back upstairs

Read the full description

The yard is a star - as you'd expect on over 1100sqm, with select established trees, plenty of lawn and space for your mind to run free at the possibilities. A pool, the sustainable garden you've dreamed of - why not have both?

Back inside, we have two king size bedrooms downstairs, one with ensuite and deck access, and a second full bathroom with separate WC. A neat touch is the office nook, the ideal sunlit work from home space, with green rural views.

Upstairs, three balconies provide views that will wow your guests, and make you second guess if you really need to go to work today. The main balcony off the upstairs family room is the ideal space to watch the every changing sky to the southeast down to Coolangatta Mountain and beyond. A study nook provides a nifty homework spot. Two massive bedrooms provide great space, storage and a choice of amazing views, and the master has the size, space and luxurious feel you'd expect, topped off by a private north facing ocean view balcony.

There is so much more to see, from the double entrance estate driveway, carport, tandem garage and additional underdeck storage just to start, that if you've read this far, you know it's worth a look. Genuinely on market with clear price expectations, 41 Saddleback Mountain Road is one of those rare homes in a position that is hard to replace, with size, scale and finishes that stack up.

Now is the time.

Listing description written by Nathan Campbell, Illawarra Estate Agents — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Floorboards
  • Living Areas: 2
  • Pet-Friendly
  • Remote Garage
  • Reverse Cycle Aircon
  • Rumpus Room
  • Shed
  • Study
  • Toilets: 4
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.