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NSW › Thirroul › Armagh Pde

46 Armagh Pde, Thirroul NSW 2515

For saleHouse for Sale

$2,600,000–$2,800,000

For sale

Asking range

6

Bedrooms

3

Bathrooms

2

Car spaces

1,278 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,600,000–$2,800,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,600,000–$2,800,000(Listing record · 16 June 2026)
  • FactLand 1,278 m²; no building size recorded.(Property record)
  • CalculationAsk is 43% above the Thirroul median recorded sale ($1,820,000, n=31, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Thirroul's advertised median rent ($884/wk), implied gross yield would be 1.77% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,600,000–$2,800,000

Asking range · $2,034/m² of land

No recorded sale for this property.

Thirroul at a glance

6,539

People

$1,820,000

Median sale

$884/wk

Median rent

2.53%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Thirroul report →

Vs Thirroul

+42.9%

Median sale

Suburb $1,820,000

-0.76 pp

Gross yield

Suburb 2.53%

Suburb median $1,820,000 from 31 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,600,000
Stamp Duty (New South Wales)
$125,012
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,728,879

$128,879 on top of the price (5.0% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Thirroul's advertised median rent — not a rent for this listing.

Net yield
0.27%
Annual cashflow (pre-tax)
$-128,232
Interest cover (DSCR)
0.05
Annual rent
$45,968
Operating expenses
$39,000
Loan amount
$2,080,000
Annual interest
$135,200
Gross yield
1.77%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,600,000–$2,800,000available16 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $884/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Thirroul in one glance

Thirroul at a glance

6,539

People

$1,820,000

Median sale

$884/wk

Median rent

2.53%

Suburb gross yield

Median sale from 31 recorded sales (last 12 months) — a Districts calculation.

See the full Thirroul report →

Keep researching

  • Why Thirroul? Read the area thesis →
  • What else is on the market in Thirroul →
  • Other records on Armagh Pde →

Listing material

Listed by Ray White Thirroul

Unrivalled Lifestyle in Seaside Village - Beautiful Family Home with Granny Flat

This generously proportioned family entertainer, complete with self-contained granny flat, really embraces everything that makes the Northern Illawarra such an amazing place to live. With indoor and outdoor recreation areas for every family member to enjoy, this subtropical oasis is surrounded by lush landscaped gardens as well as mature trees, providing a calm and tranquil setting along with privacy from the street. The lifestyle on offer at 46 Armagh Parade really is second to none.

YOUR HOME

• Unique and contemporary design allows for autonomy & personal space, whilst also encompassing a sense of togetherness. Perfect for harmonious family living.

Read the full description

• This home offers a very functional layout for the traditional family or extended family, with the main level featuring the main living space, rumpus room, 3 bedrooms, study and so much more. The lower level comprises a self-contained 2 bedroom granny flat with its own private driveway, parking and entry.

• The true heart of this home is the spacious open plan living area, flowing onto the sundrenched outdoor entertaining, complete with swimming pool and spa. This beautiful and functional space will undoubtedly provide the backdrop for many happy family memories in years to come.

• It's refreshing to see a kitchen with personality beyond the increasingly standard all-white finishes. The freeformed concrete island bench, exposed brickwork and pressed tin backsplash add character to the very functional design.

• Cosy lounge room with views of the pool and lush rainforest surroundings beyond, perfect for relaxing while keeping an eye on the kids swimming on a sunny afternoon. During the colder months, you can light the indoor wood fireplace and slip into the heated spa.

• In the private front courtyard is a gazebo with woodfired pizza oven and firepit.

• Spacious double garage with internal access provides secure parking and ample storage.

• Master bedroom features ensuite and spacious walk-in robe. It's the ideal retreat after a long day.

YOUR LOCATION

• Nestled in an elevated, prestigious blue-ribbon enclave, this home is just moments from the vibrant heart of Thirroul Village.

• Enjoy easy access to cafes, restaurants, pubs, shops, schools, and public transport, while escaping the hustle and bustle of city life.

• Thirroul train station is just a 20 minute walk and provides express trains to Sydney and Wollongong, making this property ideal for commuters.

• This popular seaside village boasts all of the amenities you need for your dream coastal lifestyle. It is positioned only 16 minutes to Wollongong and 73 minutes to Sydney.

• Embrace coastal living with swimming, fishing, bushwalking, and picnics in popular parklands-all just moments from your doorstep, plus a nearby dog-friendly beach.

This impressive property is likely to go quickly. Call today to ensure that you don't miss out!

* Whilst every effort has been made to ensure the accuracy and thoroughness of the information provided to you in our marketing material, we cannot guarantee the accuracy of the information provided by our vendors, and as such, Ray White Helensburgh makes no statement, representation or warranty, and assumes no legal liability in relation to the accuracy of the information provided. Interested parties should conduct their own due diligence in relation to each property they are considering purchasing. All photographs, maps and images are representative only, for marketing purposes.

Listing description written by Mattias Samuelsson, Ray White Thirroul — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.