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NSW › Mayfield › Church St

47 Church St, Mayfield NSW 2304

For saleHouse for Sale

$3,990,000

For sale

Asking

5

Bedrooms

5

Bathrooms

10

Car spaces

1,664 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $3,990,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $3,990,000(Listing record · 28 Jan 2026)
  • FactLand 1,664 m²; no building size recorded.(Property record)
  • CalculationAsk is 280% above the Mayfield median recorded sale ($1,050,000, n=99, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mayfield's advertised median rent ($612/wk), implied gross yield would be 0.80% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$3,990,000

Asking · $2,398/m² of land

No recorded sale for this property.

Mayfield at a glance

9,966

People

$1,050,000

Median sale

$612/wk

Median rent

3.03%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mayfield report →

Vs Mayfield

+280.0%

Median sale

Suburb $1,050,000

-2.23 pp

Gross yield

Suburb 3.03%

Suburb median $1,050,000 from 99 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$3,990,000
Stamp Duty (New South Wales)
$205,497
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$4,199,364

$209,364 on top of the price (5.2% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Mayfield's advertised median rent — not a rent for this listing.

Net yield
-0.70%
Annual cashflow (pre-tax)
$-235,506
Interest cover (DSCR)
-0.14
Annual rent
$31,824
Operating expenses
$59,850
Loan amount
$3,192,000
Annual interest
$207,480
Gross yield
0.80%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$3,990,000available28 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $612/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 0.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Mayfield in one glance

Mayfield at a glance

9,966

People

$1,050,000

Median sale

$612/wk

Median rent

3.03%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mayfield report →

Keep researching

  • Why Mayfield? Read the area thesis →
  • What else is on the market in Mayfield →
  • Other records on Church St →

Listing material

Listed by Ray White Newcastle | Lake Macquarie

Bella Vista House

As one of Newcastle's most notable properties, Bella Vista House is an iconic home set on over 1,600 metres of private land overlooking the beautiful Park Bella Vista gardens.

Few properties in the region compare to "Bella Vista House" and now as the jewel in the crown of this amazing estate Park Bella Vista, as a private, Torrens title residence is to be sold.

Bella Vista House enjoys access to approximately 4,500sqm of park-like gardens plus its own private 1,664sqm allotment with secure gated and very private access.

Read the full description

A long palm lined driveway leads to the expansive north facing residence, situated in an elevated position, overlooking the historical formal gardens, featuring century-old trees and celebrating the inside as much as the outside with multiple patios.

An historic building of great charm and character originally built in 1919 for BHP manager David Baker, Bella Vista House has played host to royalty (including Her Majesty Queen Elizabeth in 1954) over its rich 100 year history.

Bella Vista House has been transformed into an open plan family home with both formal and family focus, whilst retaining its former historical glory. This rare beauty is an exceptional holding on a grand scale spanning over 800 square-metres of light filled home, offering great flexibility and family lifestyle

Set over two exquisite levels every step through Bella Vista House is a journey - and in seconds you are transported back in time to the many memories that fill it's rooms.

From the stately grand entry to the palatial grand hall to the privacy of the exclusive private dining and lounge room - if only the walls could talk.

The ground level features the grand entrance lobby with magnificent chandelier and custom made timber balustrades along the staircase; a grand family room, dining room, kitchen, Laundry, workshop/storage room, wine room, formal dining and lounge room, powder room, bathroom and large sun room with double French doors leading onto the large circular terrace overlooking the gardens and trees. The spacious gourmet open-plan kitchen is opulently designed which invites creativity and provides generous space for entertaining. The huge laundry with its walk-in storage is light filled and spacious.

A further five large bedrooms including a master suite with dressing room, all with ensuites or dedicated bathrooms are located on the upper level, along with two further living areas a versatile light filled reading room and adjoining office and north facing terrace which has commanding views of the 4500sqm of gardens.

A documented part of Australian history, Bella Vista House also encompasses a unique collection of historical items to be passed on to its next custodians.

A much-admired and astoundingly luxurious private family home with ample space for extended family and friends, Bella Vista House has an inclusion list too long to articulate.

Bella Vista House is a home that truly speaks for itself.

Features include

• Five Bedrooms including The Queen Elizabeth Room used by Her Majesty Queen Elizabeth II in 1954

• Master suite with dressing room and ensuite

• 5 bathrooms including ensuites and dedicated bathrooms

• Private home office with adjoining reading room

• Grand Hall - approximately 80m2 including lounge with fireplace, sitting room, dining room and sun terrace

• Stately foyer with timber panel and stair

• Large formal dining and lounge room

• Chef inspired kitchen with butler's pantry

• Large modern laundry with stone benchtops and walk in storage.

• Wine room

• Workshop/storage room

• Private storage areas throughout

• Upper Level sitting rooms

• 1 Upper and 3 lower level terraces

• Large 1,664sqm block

• Free standing garaging plus parking for over 10 vehicles

• DA approved for pool

• Part of Private Community Garden Estate of over 4,000sqm

Property Detail

• Sale Method: Expressions of Interest

• Guide Price: $3,990,000

• Settlement Period: 42 Days

• Council Rates: $582.75 pq

• Community Fees: $1,650.00 pq

• Land Size: 1,664 m2

• Available Reports: Pest & Building Report & Community Title

For a private inspection of this amazing residence contact agent today to arrange.

Listing description written by Darren Penn, Ray White Newcastle | Lake Macquarie — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.