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NSW › Mittagong › Harnett Ln

5 Harnett Ln, Mittagong NSW 2575

For saleHouse for Sale

$2,295,000–$2,395,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

3,128 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,295,000–$2,395,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,295,000–$2,395,000(Listing record · 24 Sept 2024)
  • FactLand 3,128 m²; no building size recorded.(Property record)
  • CalculationAsk is 102% above the Mittagong median recorded sale ($1,137,500, n=24, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mittagong's advertised median rent ($633/wk), implied gross yield would be 1.43% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,295,000–$2,395,000

Asking range · $734/m² of land

No recorded sale for this property.

Mittagong at a glance

6,411

People

$1,137,500

Median sale

$633/wk

Median rent

2.89%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Mittagong report →

Vs Mittagong

+101.8%

Median sale

Suburb $1,137,500

-1.46 pp

Gross yield

Suburb 2.89%

Suburb median $1,137,500 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,295,000
Stamp Duty (New South Wales)
$108,237
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,407,104

$112,104 on top of the price (4.9% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Mittagong's advertised median rent — not a rent for this listing.

Net yield
-0.07%
Annual cashflow (pre-tax)
$-120,849
Interest cover (DSCR)
-0.01
Annual rent
$32,916
Operating expenses
$34,425
Loan amount
$1,836,000
Annual interest
$119,340
Gross yield
1.43%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,295,000–$2,395,000available24 Sept 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $633/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Mittagong in one glance

Mittagong at a glance

6,411

People

$1,137,500

Median sale

$633/wk

Median rent

2.89%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Mittagong report →

Keep researching

  • Why Mittagong? Read the area thesis →
  • What else is on the market in Mittagong →
  • Other records on Harnett Ln →

Listing material

Listed by One Agency Southern Highlands

Inspection by appointment

Modern Grace, Nature’s Rhythm

Nestled in the heart of the Southern Highlands, this remarkable property offers a rare blend of natural beauty and refined living. As you approach via a private, tree-lined driveway, you’re greeted by a peaceful retreat surrounded by lush gardens and towering stands of eucalyptus, maples, and camellias. The sprawling outdoor spaces are perfect for all seasons, inviting you to enjoy a life where the line between indoor and outdoor living seamlessly fades away.

Imagine waking up to sweeping views of the Australian bush, sipping your morning coffee on the hardwood deck, while the sounds of nature set the tone for the day. From the fire-pit area under the stars to the expansive upstairs retreat, this home is designed for those who seek both tranquility and connection—whether it's quiet moments spent soaking in the views, or lively gatherings with friends and family around the fire.

Read the full description

Inside, modern elegance meets rustic charm with a careful balance of contemporary finishes and timeless design elements. White-washed exposed beams, timber floors, and a slow-combustion wood fire create a warm, inviting atmosphere. Every detail has been thoughtfully curated to offer comfort and style—from the state-of-the-art kitchen, featuring stone benchtops and high-end appliances, to the luxurious master suite, a private haven with its own expansive walk-in robe, ensuite with a double vanity, and marble finishes.

Step into the snug—a room bathed in natural light through its wall of glass windows—perfect for relaxing with a book or even converting into self-contained accommodation for guests. With its versatile layout, this home offers endless possibilities for how you can make it your own.

Every corner of this property speaks to a life of ease and elegance, where nature and sophistication come together. Whether you’re seeking a peaceful retreat or a vibrant space to entertain, this home offers the best of both worlds, just minutes from the conveniences of town.

Highlights:

All-Season Living Spaces: Fire-pit area, upstairs spill-out zone, and a snug with stunning views.

Modern Comforts: Ducted heating, reverse-cycle air conditioning, and slow-combustion wood fire.

Designer Kitchen: 6-hob freestanding Omega cooker, island bench with storage, soft-close drawers.

Master Retreat: Expansive walk-in wardrobe, ensuite with bath, double vanity, and marble tiles.

Versatile Snug: Magnificent views and potential to convert into a self-contained 4th bedroom.

Practical Features: Double glazing, white-washed exposed beams, timber floors, under-house storage.

Beautiful Outdoor Spaces: Fully fenced, cubby house, hardwood decking, and established gardens.

Prime Location: Close to Mittagong Train Station, Mt Gibraltar walking tracks and 4 minutes away from Bowral.

Designed by Solis Haus: A home thoughtfully crafted for both style and functionality.

For more information or to arrange a private inspection, please contact James Sgouros on 0417 433 475.

Disclaimer: ONEAGENCY believes that this information is correct but does not warrant or guarantee the accuracy of the information. Certain information has been obtained from external sources and has not been independently verified. You should make your own enquiries and check the information.

Listing description written by James Sgouros, One Agency Southern Highlands — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Deck
  • Dishwasher
  • Ducted Heating
  • Floorboards
  • Living Areas: 1
  • Outdoor Entertaining
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.