Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started
Districts
SuburbsBlogSearch
|My DistrictsMy AreasSavedAlerts
Sign inGet started

NSW › St Andrews › Lerwick Pl

5 Lerwick Pl, St Andrews NSW 2566

For saleHouse for Sale

$1,088,000

For sale

Asking

3

Bedrooms

3

Bathrooms

2

Car spaces

758 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,088,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,088,000(Listing record · 9 Apr 2026)
  • FactLand 758 m²; no building size recorded.(Property record)
  • CalculationAsk is 9% above the St Andrews median recorded sale ($995,500, n=22, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at St Andrews's advertised median rent ($653/wk), implied gross yield would be 3.12% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,088,000

Asking · $1,435/m² of land

No recorded sale for this property.

St Andrews at a glance

5,529

People

$995,500

Median sale

$653/wk

Median rent

3.41%

Suburb gross yield

Median sale from 22 recorded sales (last 12 months) — a Districts calculation.

See the full St Andrews report →

Vs St Andrews

+9.3%

Median sale

Suburb $995,500

-0.29 pp

Gross yield

Suburb 3.41%

Suburb median $995,500 from 22 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,088,000
Stamp Duty (New South Wales)
$43,372
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,135,239

$47,239 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with St Andrews's advertised median rent — not a rent for this listing.

Net yield
1.62%
Annual cashflow (pre-tax)
$-38,940
Interest cover (DSCR)
0.31
Annual rent
$33,956
Operating expenses
$16,320
Loan amount
$870,400
Annual interest
$56,576
Gross yield
3.12%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,088,000available9 Apr 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $653/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Nearby

Nearby properties

  • 14 Lerwick Pl, St Andrews NSW 2566
  • 16 Lerwick Pl, St Andrews NSW 2566
  • 17 Lerwick Pl, St Andrews NSW 2566
  • 4 Lerwick Pl, St Andrews NSW 2566

Area

St Andrews in one glance

St Andrews at a glance

5,529

People

$995,500

Median sale

$653/wk

Median rent

3.41%

Suburb gross yield

Median sale from 22 recorded sales (last 12 months) — a Districts calculation.

See the full St Andrews report →

Keep researching

  • Why St Andrews? Read the area thesis →
  • What else is on the market in St Andrews →
  • Other records on Lerwick Pl →

Listing material

Listed by LJ Hooker St Andrews

ELEVATED FAMILY LIVING WITH SWEEPING VIEWS ON A 758M2 BLOCK

Positioned in a private cul de sac, this generously sized family home sits proudly on an elevated 758m² block, capturing sweeping views in the highly sought after suburb of St Andrews. Designed with space, comfort, and flexibility in mind, this well appointed three bedroom home offers the perfect blend of practicality and warmth for modern family living.

Upper Level Features:

- Three bedrooms, two with built-in wardrobes, the master enjoys the added luxury of a private ensuite

Read the full description

- Light filled lounge room upon entry, flowing seamlessly onto a timber balcony with beautiful district views, perfect for morning coffee or relaxed weekend brunches

- Open formal dining area, host your family and friends to an intimate dinner party, or easily adaptable as a home office

- The kitchen sits at the heart of the home, featuring ample storage, generous bench space, and a stainless steel dishwasher

- Tucked away the main bathroom showcases a charming raked ceiling that adds character and architectural flair

- Split system air conditioning provides seamless, climate controlled comfort throughout every season

- Convenient upstairs laundry with easy access to the backyard

Ground Level Features:

- The oversized garage which is spacious in size, would be perfectly suited to a mechanic, handyman or tradesman with room to park the family car and still ample space to uitilse their craft

- Versatile tiled teenage retreat or chill out space, complete with access to a second laundry that offers a third toilet, and shower

External Highlights:

- Expansive covered entertaining area overlooking the peaceful rear yard, ideal for gatherings with family and friends

- Solar panels installed to enhance energy efficiency, helping to reduce electricity costs while supporting a more sustainable, eco-friendly lifestyle

- Installed security cameras for added peace of mind

- Generous 758m2 block with side access featuring a large driveway that leads to the garage, easily accommodating 3 to 4 extra vehicles

- With such a large yard make enquiries with council into the possibilities of maybe adding a granny flat, pool or extensions in the future (all subject to council approval)

Convenient Location:

- Approximately a 550m walk from the St Andrews Shopping and Medical Centre within immediate reach for quick access to groceries and healthcare services

- Approximately a 650m walk from St Andrews Public School making school runs easy and convenient for families

- Approximately a 3.6km drive from Minto Railway Station facilitating easy train commutes for work or travel

- All within approximately 6km whether its North or South bound access to the M5 motorway for efficient travel

Whether it’s for investment or to live in this is an exceptional opportunity to secure a spacious, well located family home with room to grow

Contact us today to arrange your private inspection or attend one of our open homes, you won’t want to miss it

DISCLOSURE: Agent discloses an interest

DISCLAIMER: All information contained therein is gathered from relevant third parties sources. We cannot guarantee or give any warranty about the information provided. Interested parties must rely solely on their own enquiries

Listing description written by Danny Lo Castro, LJ Hooker St Andrews — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.