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NSW › Cardiff › Pearce St

5 Pearce St, Cardiff NSW 2285

House

$1,330,000

Last sold

20 Feb 2026

5

Bedrooms

3

Bathrooms

2

Car spaces

860 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,330,000 (20 Feb 2026).(Recorded sale)
  • FactLand 860 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Cardiff (last 5 years) with land size: median $1,447/m² of land (n=122). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,330,000

20 Feb 2026 · derived via latest_sale

Local land rate: recorded House sales in Cardiff (last 5 years) with land size have a median of $1,447/m² of land (n=122). Districts calculation from recorded sales — not a valuation.

Cardiff at a glance

7,014

People

$909,000

Median sale

$656/wk

Median rent

3.75%

Suburb gross yield

Median sale from 56 recorded sales (last 12 months) — a Districts calculation.

See the full Cardiff report →

Vs Cardiff

+46.3%

Median sale

Suburb $909,000

-1.19 pp

Gross yield

Suburb 3.75%

Suburb median $909,000 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$1,330,00020 Feb 2026
  2. Listedprice unknowncompleted16 Jan 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Cardiff in one glance

Cardiff at a glance

7,014

People

$909,000

Median sale

$656/wk

Median rent

3.75%

Suburb gross yield

Median sale from 56 recorded sales (last 12 months) — a Districts calculation.

See the full Cardiff report →

Keep researching

  • Why Cardiff? Read the area thesis →
  • What else is on the market in Cardiff →
  • Other records on Pearce St →

Listing material

Listed by McFarlane Real Estate

Welcome to 5 Pearce Street!

An incredibly rare and versatile opportunity awaits with two separate residences on one generous block, offering the perfect solution for investors, extended families, or anyone seeking strong dual-income potential.

The front residence is currently leased until July 2026, providing an immediate return of $640 per week. Upstairs features two bedrooms, a spacious lounge room with air conditioning, a study nook, dining area and kitchen that opens onto a leafy, private outdoor space. Downstairs is a valuable bonus, offering a multipurpose retreat - ideal for flexible living or added rental appeal.

Positioned between both homes is a double carport, offering convenient off-street parking.

Read the full description

The rear residence is freshly painted throughout and ready to be leased or occupied, with an estimated rental return of $640 per week. Accessed via side entry with room for cars, boats or trailers, this home enjoys a spacious, grassy backyard. Downstairs showcases a light-filled open-plan layout with lounge, dining and a stylish kitchen complete with Omega stainless steel appliances and air conditioning. Stunning raked ceilings add to the sense of space, while a wrap-around verandah overlooks the backyard, creating a beautiful setting to relax or entertain. Also on this level is a spacious bedroom, tidy bathroom and laundry. Upstairs, a loft-style layout offers two additional bedrooms plus a study area, with the main bedroom opening onto its own private deck and featuring air conditioning.

Offering flexibility, immediate income and outstanding future potential, this unique property is perfectly positioned from Cardiff CBD (1.2kms approx.) and Cardiff railway station (1.4kms approx.)

For anyone looking to secure a true dual-income opportunity in a convenient and high-demand location, this is one not to be missed.

*Digitally decluttered images are used in this advertisement to maintain the tenant's privacy

For more information and to schedule your inspection, please contact Alex Cockburn from McFarlane Real Estate on (02) 4954 0399.

From all of us, we wish you every success in your search for your new home. If you would like to know more about this property or explore other available listings, please call or email us today!

DISCLAIMER: We have obtained all information provided here from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations and satisfy themselves of all aspects of such information including without limitation, any income, rentals, dimensions, areas, zoning and permits.

Listing description written by Alex Cockburn, McFarlane Real Estate — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Built-in Robes
  • Outdoor Entertaining
  • Rumpus Room
  • Toilets: 3
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.