Charlemont at a glance
5,613
People
$632,250
Median sale
$584/wk
Median rent
4.80%
Suburb gross yield
Median sale from 88 recorded sales (last 12 months) — a Districts calculation.
VIC › Charlemont › Ryder St
$920,000–$1,000,000
For sale
Asking range
4
Bedrooms
2
Bathrooms
2
Car spaces
408 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$920,000–$1,000,000
Asking range · $2,255/m² of land
No recorded sale for this property.
Charlemont at a glance
5,613
People
$632,250
Median sale
$584/wk
Median rent
4.80%
Suburb gross yield
Median sale from 88 recorded sales (last 12 months) — a Districts calculation.
Vs Charlemont
+45.5%
Median sale
Suburb $632,250
-1.50 pp
Gross yield
Suburb 4.80%
Suburb median $632,250 from 88 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$56,227 on top of the price (6.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Charlemont's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $584/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Charlemont at a glance
5,613
People
$632,250
Median sale
$584/wk
Median rent
4.80%
Suburb gross yield
Median sale from 88 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by McGrath Armstrong CreekPositioned in a quiet pocket of Charlemont, 5 Ryder Street delivers exceptional proportions, multiple living zones and quality finishes throughout – a true 36-square Boutique Homes residence designed for growing families who refuse to compromise on space.
Behind its striking timeless façade, the home unfolds into an impressive layout featuring four bedrooms, four living areas and a dedicated study, offering flexibility for every stage of family life.
Downstairs:
A welcoming entry leads to a separate lounge at the front of the home, ideal as a formal sitting room or children's retreat. The dedicated study provides the perfect work-from-home solution, while the theatre room offers a private space for movie nights.
At the heart of the home, the expansive open-plan living and dining area is flooded with natural light and anchored by a beautifully appointed kitchen. Featuring stone benchtops, a large island with breakfast seating, quality stainless steel appliances, a walk-in pantry and ample storage, this space is designed for both everyday living and entertaining. Sliding doors connect seamlessly to the undercover alfresco and decked outdoor area, creating effortless indoor-outdoor flow.
A powder room, laundry with external access and internal access from the double garage complete the ground floor.
Upstairs:
The first floor is equally impressive, centred around a generous retreat – the perfect additional living zone for kids or teenagers.
The oversized master suite offers a private sanctuary, complete with a walk-in robe and spacious ensuite. Three further bedrooms, all with walk-in robes, are serviced by a central bathroom and separate toilet, ensuring comfort and practicality for larger families.
Key Features:
36 squares (approx.) by Boutique Homes
Four spacious bedrooms, all with walk-in robes
Four separate living zones plus dedicated study
Stone kitchen with walk-in pantry & island bench
Undercover alfresco with large eco-deck
Timesless façade with strong street presence
With generous proportions, multiple breakout spaces and quality finishes throughout, this is the complete family package in a highly sought-after Charlemont location, close to schools, parks, shopping and easy access to both Geelong CBD and the Surf Coast.
An inspection will impress.
Listing description written by Hayley Clark, McGrath Armstrong Creek — reproduced as published, not verified by Districts.