Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Stella Rd
$1,120,000
Last sold
17 Aug 2026
3
Bedrooms
1
Bathrooms
3
Car spaces
550 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,120,000
17 Aug 2026 · derived via latest_sale
Local land rate: recorded House sales in Umina Beach (last 5 years) with land size have a median of $2,259/m² of land (n=121). Districts calculation from recorded sales — not a valuation.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
-11.1%
Median sale
Suburb $1,260,000
+0.31 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White Umina BeachThere are some places that just feel like home the moment you arrive, and South Umina is one of them!
Positioned in one of the Peninsula's most tightly held and family-friendly pockets, this beautifully presented home offers the lifestyle so many families dream about. Quiet streets where children can ride their bikes, neighbours who know each other by name, and the beach, schools, parks and local cafe's all just moments from your doorstep.
Whether it's morning walks along the sand, afternoons spent at the park, or entertaining family and friends at home, this is a location that truly embraces the relaxed coastal lifestyle.
What makes this opportunity even more exciting is that the hard work has already been done. With DA approval already in place for a thoughtfully designed extension, you can skip the lengthy approval process and start bringing your vision to life straight away. Whether you're looking to create your forever family home or add further value, everything is ready for you to hit the ground running.
Homes in this sought-after South Umina pocket are always in demand, not just because of their location, but because of the incredible lifestyle they offer. It's a place where families grow, memories are made, and weekends feel like a holiday.
This is more than just a home - it's an opportunity to secure your place in one of the Central Coast's most loved neighbourhoods, with the future already planned for you.
Features include:
• Highly sought-after South Umina location
• Approx 900m to Umina Beach
• DA approved plans for a substantial extension
• 550m2 land size
• Ducted Air-conditioning in all bedrooms
• Versatile converted garage currently used as a home office with additional storage (unapproved), ideal for working from home, hobbies or extra storage
• Family-friendly neighbourhood close to parks and playgrounds
• Minutes to Umina Beach, local cafe's, schools and shops
• Move in now with the option to expand when you're ready
• A rare opportunity to secure lifestyle and future potential in one exceptional package
Please give Jodie a call (0481 293 929) and book your private inspection today!
DISCLAIMER: We have obtained all information herein from sources we believe to be reliable, however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations. Some images have been digitally staged using AI technology for illustrative purposes. These furnishings and features shown in these pictures are not present at the property. These images are intended for marketing purposes only.
LOOKING TO BUY BUT NEED TO SELL FIRST? There are many options available to make this transition possible. The team at Ray White Umina Beach are here to assist and make this transition as simple and stress free as possible. Contact us to find out more.
Listing description written by Jodie Warren, Ray White Umina Beach — reproduced as published, not verified by Districts.