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VIC › Neerim South › Stephens Ct

5 Stephens Ct, Neerim South VIC 3831

For saleHouse

$515,000–$540,000

For sale

Asking range

$530,000

Last sold

18 Sept 2022

2

Bedrooms

2

Bathrooms

1

Car spaces

369 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $515,000–$540,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $515,000–$540,000(Listing record · 15 June 2026)
  • CalculationRecorded House sales in Neerim South (last 5 years) with land size: median $572/m² of land (n=26). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 19% below the Neerim South median recorded sale ($636,320, n=17, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Neerim South's advertised median rent ($409/wk), implied gross yield would be 4.13% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$515,000–$540,000

Asking range · $1,396/m² of land

Last recorded sale $530,000 (18 Sept 2022).

Local land rate: recorded House sales in Neerim South (last 5 years) with land size have a median of $572/m² of land (n=26). Districts calculation from recorded sales — not a valuation.

Neerim South at a glance

1,643

People

$636,320

Median sale

$409/wk

Median rent

3.34%

Suburb gross yield

Median sale from 17 recorded sales (last 12 months) — a Districts calculation.

See the full Neerim South report →

Vs Neerim South

-19.1%

Median sale

Suburb $636,320

+0.79 pp

Gross yield

Suburb 3.34%

Suburb median $636,320 from 17 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$515,000
Stamp Duty (Victoria)
$25,970
Transfer/Registration Fee
$1,309
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$545,979

$30,979 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Neerim South's advertised median rent — not a rent for this listing.

Net yield
2.63%
Annual cashflow (pre-tax)
$-13,237
Interest cover (DSCR)
0.51
Annual rent
$21,268
Operating expenses
$7,725
Loan amount
$412,000
Annual interest
$26,780
Gross yield
4.13%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

202220242026$530k$515k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$515,000–$540,000available15 June 2026
  2. Sold$530,00018 Sept 2022
  3. Listedprice unknowncompleted6 Sept 2022
  4. Soldprice unknown29 Nov 2016
  5. Listedprice unknowncompleted11 Nov 2016

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $409/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Neerim South in one glance

Neerim South at a glance

1,643

People

$636,320

Median sale

$409/wk

Median rent

3.34%

Suburb gross yield

Median sale from 17 recorded sales (last 12 months) — a Districts calculation.

See the full Neerim South report →

Keep researching

  • Why Neerim South? Read the area thesis →
  • What else is on the market in Neerim South →
  • Other records on Stephens Ct →

Listing material

Listed by First National Real Estate Candappa - Drouin

Stylish Low-Maintenance Living with Stunning Mountain Views | OVER 55 COMMUNITY

Welcome to this beautifully presented residence nestled within the peaceful and highly sought-after over-55s community of Neerim South. Offering a relaxed country lifestyle framed by breathtaking mountain vistas, this charming home presents the perfect opportunity to downsize without sacrificing comfort, space, or convenience. Ideally located just moments from the local bowls club, town centre, cafés, restaurants, and everyday amenities, you'll enjoy a wonderful balance of community living and country tranquillity.

Thoughtfully designed for easy living, the home comprises two generously sized bedrooms. The spacious master suite features a walk-in robe and private ensuite complete with a walk-in shower, vanity, and toilet. The second bedroom includes a built-in robe and is conveniently serviced by the main bathroom.

At the heart of the home is the well-appointed U-shaped kitchen, offering ample bench space, abundant cabinetry, a built-in pantry, quality appliances, and excellent functionality for everyday cooking and entertaining. Seamlessly connecting to the dedicated dining area and overlooking the main living room, this inviting space creates the perfect hub of the home.

Read the full description

Filled with natural light, the spacious living area provides a comfortable place to relax, while the separate dining area offers an ideal setting for family meals and entertaining guests.

Outside, the home truly shines with a beautifully landscaped and stylish backyard designed for low-maintenance enjoyment. The covered alfresco area positioned under the roofline creates the perfect space for year-round entertaining, while the private setting showcases gorgeous mountain views that provide a stunning backdrop to everyday life. Thoughtfully established gardens enhance the sense of peace and privacy, creating an outdoor retreat that is both elegant and easy to maintain.

Completing the property is a large single remote garage with internal access, providing secure vehicle accommodation along with additional storage space and everyday convenience.

Offering a superb combination of comfort, style, and scenic surroundings, this quality home presents an outstanding opportunity to enjoy a relaxed lifestyle within one of Neerim South's most welcoming over-55s communities.

If you would like to arrange a private inspection, please contact Jordan Makin on 0419 200 236.

Listing description written by Jordan Makin, First National Real Estate Candappa - Drouin — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Courtyard
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Secure Parking
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.