Fingal Head at a glance
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Median sale
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Median rent
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Suburb gross yield
NSW › Fingal Head › Main Rd
$3,495,000–$3,695,000
For sale
Asking range
4
Bedrooms
3
Bathrooms
13
Car spaces
1,012 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$3,495,000–$3,695,000
Asking range · $3,454/m² of land
No recorded sale for this property.
Fingal Head at a glance
No data
Median sale
No data
Median rent
No data
Suburb gross yield
Based on the low end of the asking range, not a contract price.
$178,104 on top of the price (5.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
No rent is recorded for this listing. Enter a weekly rent to model yield.
Enter a purchase price and weekly rent to calculate yield.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
0 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
UnknownNo advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Fingal Head at a glance
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Median sale
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Median rent
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Suburb gross yield
Listing material
Listed by RBR Property ConsultantsA landmark opportunity in one of the Northern Rivers' most tightly held beachside enclaves.
Set on a prominent 1,012m2 corner block in the heart of Fingal Head village, this historic mixed-use freehold offers a compelling combination of lifestyle, income, and future development potential (STCA). With a beautifully appointed commercial tenancy on the ground floor and a generous four-bedroom residence above, this property is primed for savvy investors, developers, or owner-occupiers seeking flexibility and long-term value.
Notably, the site boasts rare three-sided street access - an exceptional advantage for future development or subdivision (STCA) - as well as solid double brick construction throughout, ensuring lasting durability and acoustic separation. The upper-level residence is built on a suspended concrete slab, offering enhanced structural integrity and long-term confidence for investors.
Ground Floor - DA-Approved Commercial Space
Expertly designed and fitted out by the creators of some of the region's most iconic hospitality destinations - including Paddock Bakery, Bam Bam Bakehouse, Custard Canteen, Cubby Bakehouse, and Neptune Kiosk - this space blends design with practical, high-performance infrastructure. Ready for immediate use, it's ideal for owner-operators or those seeking a strong rental yield.
* DA approved for cafe/restaurant/general store with 33m2 indoor dining + takeaway/pass window
* Liquor Licence - On Site in place
* Liquor Licence - Packaged in place
* High-end commercial fit-out with custom marble benchtops and a flexible retail layout
* Fully equipped commercial kitchen with pass servery, designed for both dine-in and takeaway
* Commercial-grade finishes including hose-out anti-slip flooring, 6mm fibre cement sheeting, 15amp outlets for high volume commercial grade appliances, POS wiring, CCTV, and solar system
* 250A power upgrade plus 3 phase power
* Multiple storerooms, accessible uni-sex bathroom, and secure rear access
* 12 off-street car parks behind electric gates
* One of only two properties in Fingal Head with triple street access
Upper Level - Oversized 4-Bedroom Residence - 4 bed, 2 bath
Completely separate from the commercial space, the upper residence offers generous proportions, multiple outdoor spaces, and excellent rental returns. Built on a suspended concrete slab, it ensures sound separation, enhanced structural integrity, and quality of build that stands the test of time.
* Spacious open-plan living and dining areas flow to both front and rear balconies
* Full-length covered verandah - ideal for entertaining and catching sea breezes
* Master suite with large renovated ensuite and double vanity
* Two additional bedrooms plus a study/fourth bedroom
* Family bathroom with bathtub, plus laundry
* Large kitchen with ample bench and cupboard space, gas cooking and a dishwasher
* Timber-look flooring, ceiling fans, and leafy green outlooks throughout
Whether you're an experienced investor, developer, or seeking a lifestyle property with income and future upside, this rare Fingal Head freehold delivers unmatched flexibility, quality, and potential.
Opportunities like this are truly once-in-a-generation.
Contact Gavin Keith for further information or to arrange an inspection.
DISCLAIMER
The information relating to this property has been obtained by a third-party source, which is believed to be accurate and reliable. RBR Property Consultants has taken every care to ensure this information is as reliable and accurate as possible but may be subject to errors and omissions. RBR gives no guarantee that this information is 100% correct and it is recommended that you consult an advisor to verify any information for any properties.
Listing description written by Gavin Keith, RBR Property Consultants — reproduced as published, not verified by Districts.