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SA › Bordertown › Cotton St

51 Cotton St, Bordertown SA 5268

For saleUnit for Sale

$480,000

For sale

Asking

2

Bedrooms

2

Bathrooms

1

Car spaces

355 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $480,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $480,000(Listing record · 14 Mar 2026)
  • FactLand 355 m²; no building size recorded.(Property record)
  • CalculationAsk is 42% above the Bordertown median recorded sale ($337,500, n=24, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Bordertown's advertised median rent ($364/wk), implied gross yield would be 3.94% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$480,000

Asking · $1,352/m² of land

No recorded sale for this property.

Bordertown at a glance

3,166

People

$337,500

Median sale

$364/wk

Median rent

5.61%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Bordertown report →

Vs Bordertown

+42.2%

Median sale

Suburb $337,500

-1.67 pp

Gross yield

Suburb 5.61%

Suburb median $337,500 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$480,000
Stamp Duty (South Australia)
$20,330
Transfer/Registration Fee
$4,868
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$508,898

$28,898 on top of the price (6.0% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Bordertown's advertised median rent — not a rent for this listing.

Net yield
2.44%
Annual cashflow (pre-tax)
$-13,232
Interest cover (DSCR)
0.47
Annual rent
$18,928
Operating expenses
$7,200
Loan amount
$384,000
Annual interest
$24,960
Gross yield
3.94%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$480,000available14 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $364/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Bordertown in one glance

Bordertown at a glance

3,166

People

$337,500

Median sale

$364/wk

Median rent

5.61%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Bordertown report →

Keep researching

  • Why Bordertown? Read the area thesis →
  • What else is on the market in Bordertown →
  • Other records on Cotton St →

Listing material

Listed by SAL Real Estate Bordertown

Low-Maintenance Living in a Convenient Location

SAL Real Estate is pleased to present 51 Cotton Street, Bordertown, a well-presented unit offering comfortable, low-maintenance living on a 355m² allotment.

The home features a spacious master bedroom complete with walk-in robe and private ensuite, while bedroom two is a generous double room with built-in robe and ceiling fan. A well-appointed main bathroom with shower, toilet and separate vanity area services the remainder of the home.

The heart of the home is the open-plan kitchen, dining and living area, finished with tiled flooring and equipped with reverse cycle cassette heating and cooling for year-round comfort. The kitchen includes an electric oven and cooktop and overlooks the living space, creating a functional and connected layout. Additional practical features include a laundry with excellent storage and direct backyard access, enhancing everyday convenience.

Read the full description

Outside, the property offers low-maintenance front landscaping with pop-up sprinklers and a secure paved courtyard at the rear, enclosed with colourbond fencing to create a private outdoor space. A small rainwater tank is also installed. Completing the property is a single garage with roller door plus additional off-street parking, along with a limestone façade that adds street appeal.

Currently tenanted on a Fixed Term Tenancy until March 2027, rental return of $360 per week.

With its easy-care design, practical layout and manageable allotment, this property presents an excellent opportunity for investors, downsizers or first home buyers seeking a comfortable and low-maintenance home in Bordertown.

Features We Love:

• Spacious master suite with walk-in robe and private ensuite

• Light-filled open-plan kitchen, dining and living area

• Reverse cycle cassette heating and coolingfor year-round comfort

• Low-maintenance paved courtyardwith secure Colourbond fencing

• Single garage plus additional off-street parking

• Limestone façadeadding attractive street appeal

• Landscaped front yard with pop-up sprinklers

• Functional laundry with great storage and backyard access

• Electric hot water system and small rainwater tank

• Positioned on a manageable 355m² allotmentfor easy-care living

Zoning: Neighbourhood

Rent Return: $360 per week

RLA 1811

Listing description written by Chloe Rose, SAL Real Estate Bordertown — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.