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NSW › Shellharbour › Wollongong St

52 Wollongong St, Shellharbour NSW 2529

For saleHouse for Sale

$3,500,000

For sale

Asking

3

Bedrooms

3

Bathrooms

2

Car spaces

237 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $3,500,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $3,500,000(Listing record · 1 July 2026)
  • CalculationAsk is 138% above the Shellharbour median recorded sale ($1,470,000, n=22, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Shellharbour's advertised median rent ($679/wk), implied gross yield would be 1.01% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$3,500,000

Asking · $14,768/m² of land

No recorded sale for this property.

Shellharbour at a glance

4,553

People

$1,470,000

Median sale

$679/wk

Median rent

2.40%

Suburb gross yield

Median sale from 22 recorded sales (last 12 months) — a Districts calculation.

See the full Shellharbour report →

Vs Shellharbour

+138.1%

Median sale

Suburb $1,470,000

-1.39 pp

Gross yield

Suburb 2.40%

Suburb median $1,470,000 from 22 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$3,500,000
Stamp Duty (New South Wales)
$174,512
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$3,678,379

$178,379 on top of the price (5.1% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Shellharbour's advertised median rent — not a rent for this listing.

Net yield
-0.49%
Annual cashflow (pre-tax)
$-199,192
Interest cover (DSCR)
-0.09
Annual rent
$35,308
Operating expenses
$52,500
Loan amount
$2,800,000
Annual interest
$182,000
Gross yield
1.01%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$3,500,000available1 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $679/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Shellharbour in one glance

Shellharbour at a glance

4,553

People

$1,470,000

Median sale

$679/wk

Median rent

2.40%

Suburb gross yield

Median sale from 22 recorded sales (last 12 months) — a Districts calculation.

See the full Shellharbour report →

Keep researching

  • Why Shellharbour? Read the area thesis →
  • What else is on the market in Shellharbour →
  • Other records on Wollongong St →

Listing material

Listed by SaleByHomeOwner.com.au

SO MUCH SUNSHINE !

The phone enquiry code for this property is - 2989

This charmingly renovated seaside cottage offers a wonderfully diverse lifestyle. The views are simply stunning and every season offer new magical sights that take your breath away.

From my side gate there is a flat stroll about 100 paces into the crystal clear waves of Shellharbour Beach.There are so many surprising delights to this stand alone torrens title home, but just to name a few.

Read the full description

Electronic blinds, wooden shutters air conditoning units on both levels with a 7.5kw solar panel system on the rooftop. Hartley and Tissier carpet adorns the staircase for your comfort.

The wide opening sliding doors turns the alfresco dining area into an outdoor balcony making this space suitable for all occasions.

Nestled along the pristine shores of Shellharbour this exquisite residence at 52 Wollongong St ,Shellharbour presents a rare opportunity to embrace a lifestyle defined by waterfront tranquility with a perfect blend of modern luxury and coastal charm.

Located at the heart of Shellharbour this residence offers a privileged lifestyle that celebrates coastal living at its finest.

Wake up to the sound of waves lapping against the shore and savour your morning coffee with the sunrise dancing on the water. The waterfront location provides immediate access to pristine North Beach for leisurely walks along the beach to sunset strolls. You will discover comfort and spaciousness in the three generously sized bedrooms providing an inviting sanctuary for peaceful retreats while offering breathtaking views. Immerse yourself in the warmth of natural light and indulge in captivating panoramas from the sunroom a haven of relaxation.

The heart of the home, a spectacular kitchen adorned with high ceilings and showcasing water views.

Indulge in the convenience of nearby amenities, including boutique shops gourmet dining. With easy access to major roadways.

Wth 3 bedroom, 3 bathrooms the high cathedral ceilings give a very spacious feeling.

When you enter through the front door, or internally through the garage you notice immediately how whisper quiet the house is.

The Shellharbour Council has beautified the adjacent park, it is very aesthetically pleasing and exceptionally well built and designed. The small but efficient playground offers young families fun and enjoyment.

Shellharbour village has a very warm and friendly atmosphere and it would not take long to feel at home.

From the frolicking dolphins to the electrical storms out to sea, the mesmerising sunsets to the West, no two days are the same.

Don't miss this chance to make this coastal home a reality. You are welcome to view 7 days a week at your convenience.

Property Code: 451

Listing description written by Sale By Home Owner, SaleByHomeOwner.com.au — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.