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NSW › Milton › Church St

55 Church St, Milton NSW 2538

For saleHouse

$1,100,000–$1,200,000

For sale

Asking range

$1,160,001

Last sold

1 Apr 2021

5

Bedrooms

2

Bathrooms

1

Car spaces

1,034 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,100,000–$1,200,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,100,000–$1,200,000(Listing record · 20 Dec 2025)
  • FactLand 1,034 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Milton (last 5 years) with land size: median $1,431/m² of land (n=44). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 14% above the Milton median recorded sale ($965,000, n=25, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Milton's advertised median rent ($549/wk), implied gross yield would be 2.60% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,100,000–$1,200,000

Asking range · $1,064/m² of land

Last recorded sale $1,160,001 (1 Apr 2021).

Local land rate: recorded House sales in Milton (last 5 years) with land size have a median of $1,431/m² of land (n=44). Districts calculation from recorded sales — not a valuation.

Milton at a glance

2,041

People

$965,000

Median sale

$549/wk

Median rent

2.96%

Suburb gross yield

Median sale from 25 recorded sales (last 12 months) — a Districts calculation.

See the full Milton report →

Vs Milton

+14.0%

Median sale

Suburb $965,000

-0.36 pp

Gross yield

Suburb 2.96%

Suburb median $965,000 from 25 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,100,000
Stamp Duty (New South Wales)
$43,912
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,147,779

$47,779 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Milton's advertised median rent — not a rent for this listing.

Net yield
1.10%
Annual cashflow (pre-tax)
$-45,152
Interest cover (DSCR)
0.21
Annual rent
$28,548
Operating expenses
$16,500
Loan amount
$880,000
Annual interest
$57,200
Gross yield
2.60%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

202120232025$1.16m$1.1m
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$1,100,000–$1,200,000available20 Dec 2025
  2. Sold$1,160,0011 Apr 2021
  3. Listedprice unknowncompleted6 Mar 2021

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $549/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Milton in one glance

Milton at a glance

2,041

People

$965,000

Median sale

$549/wk

Median rent

2.96%

Suburb gross yield

Median sale from 25 recorded sales (last 12 months) — a Districts calculation.

See the full Milton report →

Keep researching

  • Why Milton? Read the area thesis →
  • What else is on the market in Milton →
  • Other records on Church St →

Listing material

Listed by Raine & Horne Mollymook/Milton

Spacious Home, Generous Land Size, Fantastic Value

Nestled amongst established gardens and ornamentals in old Milton township, where the beauty of nature meets modern living. Set on a generous quarter-acre block, this home will appeal to families or empty nesters that like to entertain and enjoy open spaces. Offering views to the Budawang escarpment, this home provides a picturesque backdrop for your daily life.

Witness stunning sunsets through the bank of louvre windows that adorn the enclosed alfresco area, perfect for entertaining family and friends. Step into a stylish front living area, complete with reverse cycle air conditioning, setting the tone for the modern comfort that awaits. The heart of this home boasts a dual-tone contemporary gourmet kitchen featuring Caesarstone benchtops, an induction cooktop, European appliances, and a subway tile feature wall. It's a chef's dream come true. Another relaxed living and dining area flows seamlessly to the entertaining deck, where you can bask in the natural surroundings.

Featuring 5 spacious bedrooms and main bathroom with a freestanding bath and marble-look tiles, providing comfort and style for the entire family. The master suite at the front of the home is a private sanctuary with its own luxurious ensuite and floor-to-ceiling vertical feature tiles. Generous and stylish new laundry with plenty of bench and cupboard space.

Read the full description

Enjoy the convenience of being just a short stroll away from restaurants, pubs, and the vibrant art and culture scene of historical Milton. Mollymook Beach is only a short drive away, making it the perfect location for the coastal lifestyle you've always dreamed of. Reduce your carbon footprint and leave those energy bills behind with 18 panels of solar power and with a land area of 1,034m2, you have plenty of space to enjoy and create your own piece of paradise. Discover the perfect blend of comfort and convenience in old Milton.

This property is not just a home; it's a lifestyle choice.

Listing description written by Ben Pryde, Raine & Horne Mollymook/Milton — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Deck
  • Dishwasher
  • Ensuites: 1
  • Fully Fenced
  • Outdoor Entertaining
  • Remote Garage
  • Solar Panels
  • Study
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.