Bendigo at a glance
5,608
People
$635,000
Median sale
$444/wk
Median rent
3.64%
Suburb gross yield
Median sale from 80 recorded sales (last 12 months) — a Districts calculation.
VIC › Bendigo › Hargreaves St
$1,750,000–$1,900,000
For sale
Asking range
5
Bedrooms
3
Bathrooms
3
Car spaces
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,750,000–$1,900,000
Asking range
No recorded sale for this property.
Bendigo at a glance
5,608
People
$635,000
Median sale
$444/wk
Median rent
3.64%
Suburb gross yield
Median sale from 80 recorded sales (last 12 months) — a Districts calculation.
Vs Bendigo
+175.6%
Median sale
Suburb $635,000
-2.32 pp
Gross yield
Suburb 3.64%
Suburb median $635,000 from 80 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$103,564 on top of the price (5.9% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Bendigo's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $444/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 1.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Bendigo at a glance
5,608
People
$635,000
Median sale
$444/wk
Median rent
3.64%
Suburb gross yield
Median sale from 80 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by DCK Real EstateLike many of Bendigo's finer homes, St. Malo, circa 1890, was built during the gold rush era for a local mine manager with ties to the French coastal town of the same name.
Fast forward to today, and the red-brick Federation residence remains a standout property retaining many of its enduring period features.
Set behind a brick and iron fleur-de-lis-topped fence, the original front facade features tuck-pointed red brickwork a timber fretwork frieze to the return front veranda and tessellated tiles underfoot.
Inside, the 3.6-meter-high pressed metal ceilings contribute to the spacious and grand ambience, enhanced by stunning timber floors and fresh paintwork. Following a meticulous renovation and a two-storey extension, the home's expansive layout now includes five bedrooms, three bathrooms, and three living areas, perfectly catering to the needs of today's modern family.
The layout features a central arched hallway leading to two generously sized bedrooms. Each with a restored open fireplace, timber surround and mantlepiece. The main bedroom includes a walk-in robe/dressing room and an ensuite highlighting a stone-topped vanity with twin hand basins, a
walk-in shower, and a separate WC.
The spacious central lounge room, filled with Northern light, is ready for entertaining guests or family gatherings. It features another open fireplace framed by built-in shelving and an ornate ceiling rose. A dedicated study includes a built-in wall unit and a wall of cupboards.
The extension encompasses the main bathroom, a separate WC, the storage-rich laundry, a large kitchen, a dining/family area and timber stairs to the second level where you will find three large bedrooms (BIRs), a WC, a luxe bathroom with claw foot bath, in situ shower and twin vanity basins, and a sitting room with a balcony and views to the nearby Cathedral spire.
The chef-worthy kitchen is something else. Showcasing ample bespoke cabinetry, a walk-in pantry, Beko appliances (90cm induction cooktop, under-bench oven, and rangehood), a composite double sink and an integrated dishwasher, it will not disappoint aspiring chefs.
Adjacent to the kitchen, the extensive dining/family area comfortably accommodates intimate family meals or large-scale dining when the occasion calls. In warmer weather, bifold doors roll back to reveal an extensive wrap-around alfresco deck overlooking the rear garden.
The landscaped lot approx. 843m² enjoys a serene private rear garden featuring a camellia hedge, established shade trees and a fenced vegetable garden. The electric-gated, side driveway provides access to a triple garage with auto doors and off-street parking.
Impressive in every way, St Malo offers street appeal, period grace, family space and an enviable city-edge location. It's within easy walking distance to Bendigo's CBD, Marketplace, Railway Station, theatres, schools and dining-out options.
Call today to discover how you can make it your family's 'forever home'
Listing description written by Kaye Lazenby, DCK Real Estate — reproduced as published, not verified by Districts.