Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

NSW › North Albury › Union Rd

557 Union Rd, North Albury NSW 2640

For saleHouse for Sale

$799,000

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

938 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $799,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $799,000(Listing record · 18 Aug 2026)
  • CalculationLand 938 m² against a 164 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 33% above the North Albury median recorded sale ($600,500, n=58, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at North Albury's advertised median rent ($437/wk), implied gross yield would be 2.84% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$799,000

Asking · $852/m² of land

No recorded sale for this property.

North Albury at a glance

6,367

People

$600,500

Median sale

$437/wk

Median rent

3.78%

Suburb gross yield

Median sale from 58 recorded sales (last 12 months) — a Districts calculation.

See the full North Albury report →

Vs North Albury

+33.1%

Median sale

Suburb $600,500

-0.94 pp

Gross yield

Suburb 3.78%

Suburb median $600,500 from 58 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$799,000
Stamp Duty (New South Wales)
$30,367
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$833,234

$34,234 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with North Albury's advertised median rent — not a rent for this listing.

Net yield
1.34%
Annual cashflow (pre-tax)
$-30,809
Interest cover (DSCR)
0.26
Annual rent
$22,724
Operating expenses
$11,985
Loan amount
$639,200
Annual interest
$41,548
Gross yield
2.84%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$799,000available18 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $437/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

North Albury in one glance

North Albury at a glance

6,367

People

$600,500

Median sale

$437/wk

Median rent

3.78%

Suburb gross yield

Median sale from 58 recorded sales (last 12 months) — a Districts calculation.

See the full North Albury report →

Keep researching

  • Why North Albury? Read the area thesis →
  • What else is on the market in North Albury →
  • Other records on Union Rd →

Listing material

Listed by Gilson Yonson Real Estate

Family Living With Space To Entertain & Enjoy

From the moment you arrive, 557 Union Road delivers a welcoming atmosphere and a genuine sense of home. Offering four bedrooms plus a study, this spacious residence has a warm family feel throughout and provides the flexibility growing families need, with room to work, relax and entertain.

The home has been thoughtfully updated in key areas, with the modern kitchen and both the ensuite and main bathroom featuring contemporary finishes including floor-to-ceiling tiling that adds a fresh and timeless appeal. These improvements complement the comfortable layout and ensure the home is ready to be enjoyed immediately.

Entertaining family and friends will be effortless with the choice of three separate outdoor spaces. Whether it is enjoying hosting guests on the front entertaining area, a casual barbecue under the covered decked entertaining space, or relaxing outdoors in the paved entertaining area, there is a space to suit every occasion and season.

Read the full description

Adding further appeal is the salt chlorinated inground pool, providing the perfect place to cool off during the warmer months and creating a fantastic environment for family fun and outdoor enjoyment.

Year-round comfort has been carefully considered with an impressive list of features including reverse cycle ducted heating and cooling, a cosy wood heater for the cooler months, ceiling fans to all bedrooms, and the added bonus of a substantial 10kw solar system to assist with reducing energy costs.

Convenience is another major advantage of this location, with the local IGA supermarket and petrol station situated right next door, making everyday errands quick and easy. Sporting facilities, walking tracks and public transport options are all close by, while Lavington Shopping Centre is only a short drive away, ensuring all essential amenities are within easy reach.

Combining generous accommodation, multiple entertaining areas, excellent comfort features and an exceptionally convenient location, this is a property that will appeal to families seeking space to grow.

The property features –

- 4 bedroom home plus study

- Master bedroom has an updated ensuite with floor to ceiling tiles and a walk-in robe

- Built-in robes in the other 3 bedrooms

- Ceiling fans in all bedrooms

- 8ft ceilings throughout

- Polished floorboards

- Lounge room with wood fire

- Family and dining room

- Updated kitchen is completed with gas hotplates, electric oven, and a dishwasher

- Updated bathroom with floor to ceiling tiles and a free standing bath

- Laundry has a separate third toilet

- Revere cycle ducted heating and cooling

- 10kw solar system

- Double gate access from the carport into the enclosed back yard

- Salt chlorinated inground pool

- Entertaining area (front)

- Covered decked entertaining area (rear)

- Paved entertaining space or room for trailer etc

- 6m x 3m storage shed

- Remote control double carport

- Extra side concreted driveway space for vehicle parking

All information provided is sourced from reliable references, but its accuracy cannot be guaranteed. Interested parties are encouraged to conduct their own investigations.

Listing description written by Clinton Gilson, Gilson Yonson Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.