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NSW › Thurgoona › Cardiff Dr

59 Cardiff Dr, Thurgoona NSW 2640

For saleHouse for Sale

$879,000

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

636.6 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $879,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $879,000(Listing record · 3 Aug 2026)
  • CalculationAsk is 17% above the Thurgoona median recorded sale ($750,000, n=71, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Thurgoona's advertised median rent ($656/wk), implied gross yield would be 3.88% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$879,000

Asking · $1,381/m² of land

No recorded sale for this property.

Thurgoona at a glance

13,842

People

$750,000

Median sale

$656/wk

Median rent

4.55%

Suburb gross yield

Median sale from 71 recorded sales (last 12 months) — a Districts calculation.

See the full Thurgoona report →

Vs Thurgoona

+17.2%

Median sale

Suburb $750,000

-0.67 pp

Gross yield

Suburb 4.55%

Suburb median $750,000 from 71 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$879,000
Stamp Duty (New South Wales)
$33,967
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$916,834

$37,834 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Thurgoona's advertised median rent — not a rent for this listing.

Net yield
2.38%
Annual cashflow (pre-tax)
$-24,781
Interest cover (DSCR)
0.46
Annual rent
$34,112
Operating expenses
$13,185
Loan amount
$703,200
Annual interest
$45,708
Gross yield
3.88%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$879,000available3 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Thurgoona in one glance

Thurgoona at a glance

13,842

People

$750,000

Median sale

$656/wk

Median rent

4.55%

Suburb gross yield

Median sale from 71 recorded sales (last 12 months) — a Districts calculation.

See the full Thurgoona report →

Keep researching

  • Why Thurgoona? Read the area thesis →
  • What else is on the market in Thurgoona →
  • Other records on Cardiff Dr →

Listing material

Listed by Gilson Yonson Real Estate

Modern Living In One Of Thurgoona's Most Desirable Estates

Nestled within the highly regarded Brooklyn Fields Estate, this beautifully presented home offers an exceptional lifestyle opportunity in one of Thurgoona's most established and family-friendly neighbourhoods. Built by the respected Peter Bowen Homes in 2021, the residence combines quality craftsmanship with contemporary comfort, delivering a home that is ready to be enjoyed from day one. Whether you're looking for your forever home, a low-maintenance upgrade or a quality investment, this property presents an outstanding opportunity in a location that continues to grow in popularity.

The kitchen has been thoughtfully designed as the heart of the home, offering an impressive amount of storage to keep everything neatly organised. A generous walk-in pantry provides additional practicality, while the skylight allows an abundance of natural light to flow through the space, creating a bright and welcoming atmosphere. Combining functionality with everyday convenience, it is a space that will easily cater to busy family life as well as entertaining guests. Sliding doors extend seamlessly from the main living area onto the covered deck, creating a wonderful indoor-outdoor connection and allowing both spaces to flow effortlessly together when hosting family and friends.

Practicality continues throughout the home, with the laundry offering a large walk-in linen cupboard that provides exceptional storage for towels, bedding and household essentials. Thoughtfully designed to maximise functionality, it is another feature that adds to the home's everyday convenience while keeping the living areas clutter-free.

Read the full description

From the moment you arrive, the immaculate presentation of this home is immediately evident. Every room has been meticulously maintained, allowing the next owner to simply move in without the need for additional work. The home's modern finishes, quality fixtures and well-kept interiors create a fresh and inviting environment, while the low-maintenance design allows you to spend more time enjoying your home and less time maintaining it.

Brooklyn Fields has established itself as one of Thurgoona's most sought-after estates, offering residents a wonderful sense of community and an enviable lifestyle. The estate is renowned for its attractive streetscapes, quality homes and beautifully maintained parklands, making it a popular choice for families, professionals and retirees alike. A standout feature of the estate is the fantastic community park, complete with a half basketball court, children's playground, barbecue facilities and plenty of open green space, providing the perfect setting for weekend gatherings, family picnics or simply enjoying the outdoors close to home.

Convenience is another major advantage of this location. Thurgoona Plaza and the Coles shopping complex are only a short drive away, providing supermarkets, cafés, medical facilities and a range of everyday services. The Thurgoona Golf Club is also nearby, offering an excellent course and welcoming clubhouse for golf enthusiasts and social occasions alike. For dining with family and friends, the ever-popular Kinross Woolshed Hotel is just two minutes from your doorstep, making relaxed catch-ups and evening meals effortlessly convenient.

The home's location also places you within easy reach of Charles Sturt University's Thurgoona campus, making it an excellent choice for university staff, students or investors. Families will appreciate the selection of nearby primary and secondary schools, as well as several early learning centres, ensuring quality education options are close at hand. With everything you need only minutes away and a welcoming community surrounding you, this is a location that offers both outstanding convenience and an exceptional lifestyle.

The property features –

- 4 bedroom home

- Master bedroom has an ensuite, walk-in robe and tinted windows

- Built-in robes and outdoors blinds in other bedrooms

- Ceiling fans in all bedrooms

- Formal lounge room

- Open plan family and meals area with stacker doors to alfresco area

- Kitchen is complete with 5 burner gas hotplates, electric oven, dishwasher, walk in pantry and skylight

- Ducted heating and cooling

- Covered alfresco with composite decking

- Enclosed back yard with low maintenance garden

- Extra large remote control double lockup garage with internal access and access to rear yard

All information provided is sourced from reliable references, but its accuracy cannot be guaranteed. Interested parties are encouraged to conduct their own investigations.

Listing description written by Clinton Gilson, Gilson Yonson Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.