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NSW › Mallabula › Bay St

6 Bay St, Mallabula NSW 2319

For saleHouse

$980,000

For sale

Asking

3

Bedrooms

2

Bathrooms

3

Car spaces

649 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $980,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $980,000(Listing record · 7 Apr 2026)
  • FactLand 649 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$980,000

Asking · $1,510/m² of land

No recorded sale for this property.

Mallabula at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Mallabula report →

Total cost to purchase

Purchase Price
$980,000
Stamp Duty (New South Wales)
$38,512
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,022,379

$42,379 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$980,000available7 Apr 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Mallabula in one glance

Mallabula at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Mallabula report →

Keep researching

  • Why Mallabula? Read the area thesis →
  • What else is on the market in Mallabula →
  • Other records on Bay St →

Listing material

Listed by Raine & Horne Port Stephens

Coastal Corner Position Opposite the Waterfront

Perfectly positioned on a prized corner allotment directly opposite the glistening waterways of Port Stephens, this impressive brick and tile residence delivers an enviable coastal lifestyle with filtered water views stretching across Caswell Reserve to the sandy shores of Mallabula Beach.

Welcome to 6 Bay Street, Mallabula - a home where space, flexibility, and relaxed living come together in one exceptional offering.

From the moment you step inside, a generous formal entry sets the tone, leading you into a light-filled open plan living, dining, and kitchen domain designed for effortless connection and everyday comfort. The well-appointed kitchen is the heart of the home, complete with ample bench space, abundant storage, a walk-in pantry, and a dishwasher-perfectly suited for both family living and entertaining.

Read the full description

Flowing seamlessly from the main living area, the screened sunroom invites you to unwind with your morning coffee while enjoying coastal breezes and tranquil reserve outlooks.

Accommodation is both generous and thoughtfully designed, featuring three oversized bedrooms. The master suite offers a private retreat with its own ensuite and dual built-in wardrobes, while bedrooms two and three also include built-ins and are serviced by a well-appointed family bathroom and separate powder room.

Adding to the home's versatility, the spacious laundry provides extensive storage and bench space-ideal for a hobby room, craft area, or additional utility zone.

Step outside and discover an enclosed entertaining area, perfect for hosting family gatherings, weekend BBQs, or relaxed evenings with friends all year round.

For those needing extra space, the property delivers in abundance with an impressive three-car garage complete with workshop area and remote access, along with a double driveway for added convenience.

Additional features include split system air conditioning, a fully fenced yard, and a spear-point watering system, enhancing both comfort and practicality.

Positioned in a lifestyle location second to none, you are quite literally moments from everything. Directly across the road, the foreshore reserve offers picnic areas, BBQ facilities, and a children's playground. Enjoy scenic waterfront walks, take advantage of nearby off-lead areas for pets, or spend your days swimming, paddle boarding, and fishing in the pristine waters of Port Stephens.

Conveniently located just minutes to local shops, including Coles and the nearby golf club, approximately 30 minutes to the stunning surf beaches of Anna Bay, and only 20 minutes to Newcastle Airport, this home offers the perfect balance of coastal tranquillity and everyday convenience. Sydney is also within an easy two-hour drive.

Opportunities in this tightly held waterfront pocket are rare. With its premium position, generous proportions, and unbeatable outlook, this is more than just a home-it's a lifestyle many aspire to, yet few achieve.

Your coastal dream begins here.

Every care has been taken to verify the accuracy of the information contained in this advertising copy but no warranty (either expressed or implied) is given by Raine & Horne or its agent as to the accuracy of the contents. Purchasers should conduct their own investigations into all matters relating to the proposed purchase of the property.

Listing description written by Louise Highnam, Raine & Horne Port Stephens — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Ensuites: 1
  • Toilets: 3
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.