Cowes at a glance
7,858
People
$711,250
Median sale
$508/wk
Median rent
3.71%
Suburb gross yield
Median sale from 82 recorded sales (last 12 months) — a Districts calculation.
$631,000
Last sold
23 July 2026
3
Bedrooms
2
Bathrooms
2
Car spaces
774 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$631,000
23 July 2026 · derived via latest_sale
Local land rate: recorded House sales in Cowes (last 5 years) with land size have a median of $1,196/m² of land (n=52). Districts calculation from recorded sales — not a valuation.
Cowes at a glance
7,858
People
$711,250
Median sale
$508/wk
Median rent
3.71%
Suburb gross yield
Median sale from 82 recorded sales (last 12 months) — a Districts calculation.
Vs Cowes
-11.3%
Median sale
Suburb $711,250
+0.48 pp
Gross yield
Suburb 3.71%
Suburb median $711,250 from 82 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $508/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Cowes at a glance
7,858
People
$711,250
Median sale
$508/wk
Median rent
3.71%
Suburb gross yield
Median sale from 82 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Barry Plant Phillip IslandNestled in a quiet court and surrounded by established gardens, this inviting three-bedroom home offers comfort, space and privacy in a sought-after Cowes location. Set on a generous 774sqm (approx.) allotment, it's an ideal choice for permanent living, a holiday retreat or an investment opportunity.
Inside, the home is warm and welcoming, featuring soaring timber-lined ceilings with exposed beams, a spacious open-plan living and dining area, and large aluminium windows that frame the leafy surrounds while filling the home with natural light. The functional kitchen offers ample bench space and storage, making everyday living and entertaining effortless. A split system heating and cooling unit in the living area ensures year-round comfort.
The spacious master bedroom is privately positioned and features a walk-in robe, ensuite with floor-to-ceiling tiling and a contemporary finish and its own split system heating and cooling, while two additional bedrooms are serviced by a central family bathroom.
Step outside to discover a covered entertaining area overlooking the expansive backyard, complete with two sheds providing excellent storage or workshop space. The established gardens create a peaceful setting, while the secure yard offers plenty of room for children, pets or future enhancements (STCA).
Adding to the home's appeal are 24 solar panels, helping to improve energy efficiency and reduce running costs, along with a double carport providing ample off-street parking.
Positioned just a short drive from Cowes' vibrant town centre, beaches, schools and local amenities, this charming home delivers the relaxed Phillip Island lifestyle you've been searching for.
Features:
Three-bedroom home
Master bedroom with walk-in robe, ensuite and split system heating and cooling and ceiling fan
Two additional bedrooms
Central family bathroom
Spacious open-plan living and dining
Split system heating and cooling in the living area
Exposed timber-lined ceilings with feature beams
Functional kitchen with excellent storage
Aluminium windows
Covered outdoor entertaining area
Double carport
Two sheds
24 solar panels for energy efficiency
Generous 774sqm (approx.) allotment
Established gardens and private backyard
Quiet court location close to beaches, shops and schools
A beautifully maintained home offering space, comfort and energy-efficient living in a peaceful court setting, just minutes from Cowes' beaches, cafés, shops and local amenities.
Listing description written by Christie Spargo, Barry Plant Phillip Island — reproduced as published, not verified by Districts.
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