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VIC › St Arnaud › Napier St

62 Napier St, St Arnaud VIC 3478

Rural Property

$600,000

Last sold

4 Oct 2022

5

Bedrooms

2

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $600,000 (4 Oct 2022).(Recorded sale)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$600,000

4 Oct 2022 · derived via latest_sale

St Arnaud at a glance

2,234

People

$315,500

Median sale

$344/wk

Median rent

5.67%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full St Arnaud report →

Vs St Arnaud

+90.2%

Median sale

Suburb $315,500

-2.69 pp

Gross yield

Suburb 5.67%

Suburb median $315,500 from 12 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$600,0004 Oct 2022
  2. Listedprice unknowncompleted29 Sept 2022

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $344/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

St Arnaud in one glance

St Arnaud at a glance

2,234

People

$315,500

Median sale

$344/wk

Median rent

5.67%

Suburb gross yield

Median sale from 12 recorded sales (last 12 months) — a Districts calculation.

See the full St Arnaud report →

Keep researching

  • Why St Arnaud? Read the area thesis →
  • What else is on the market in St Arnaud →
  • Other records on Napier St →

Listing material

Listed by Priority1 Property Bendigo

A STATEMENT OF SIGNIFICANCE

We introduce to you 62 Napier Street, St Arnaud. The former Colonial Bank, circa late 1870's makes a significant statement to the streetscape along St Arnaud's main street. The building is architecturally significant at a Local Level only, meaning it is not heritage listed.

Our owners have occupied the building for the past 4 years as a residence, and have meticulously renovated the building to another level. The front façade has been entirely restored and painted in 2021, including an original panel door, reintroduced as per original historical photographs, a major project adding great value to the property. Extensive renovations have been carried out throughout the property and the stunning décor / furnishings, fixtures and artwork are all being sold with the property on a walk in/ walk out basis. It's a spectacular renovation and this is all visible from the showcase of photos and video.

* The building has three separate areas, each with its own entrance.

Read the full description

FRONT OF BUILDING: This space has an imposing entrance from the main street as well as a good-sized room to be used as an office with storage (currently used as a bedroom). The front area of the building has been tastefully painted and on entering has the WOW factor! Appealing feature walls complemented by striking artwork and the original bank vault! A large entry foyer, with double stained glass doors to a bright and airy gallery/café or retail space, with water / sink being connected as well as a split system which is provided in the sale.

There are numerous options!

DOWNSTAIRS: Offers a beautiful open plan kitchen / dining and family area, comprising of a dishwasher, electric oven/microwave combo, and cabinetry timber made from American Oak and Birch. Overlooking the greenery of a rear patio area with large established trees and lawn through floor to ceiling windows. A freestanding wood fuel heater warms the lower living zone nicely. Two bedrooms are currently in use downstairs, having stained timber floors, a decorative fire place, walk in robe, and air conditioner. Main bathroom is spacious and showcasing a pedestal vanity, toilet, classic claw bath with ornamental and traditional Victorian decorative piping, all with beautiful timber furnishings being included.

UPSTAIRS: Follow the stunning timber and wrought iron stair case to the grandeur of another living area. The kitchen is fitted out with dishwasher, fridge/freezer, gas and electric cooking. Another stunning and spacious bathroom and 3 more over generous sized bedrooms or living areas. Decorative fire places to two bedrooms and split systems fitted. A fire exit via glass doors to a rear small balcony area with views to the rear yard.

BACK YARD: A studio area to the rear comprising of a single bed and toilet, options as a craft room, sleepout or studio, office. A large separate laundry inclusive of a shower and storage area.

There is rear Lane access direct into the property, with a single car shed/workshop, garden shed or small sauna, beautiful established old trees for the summer shade, and a grassed and attractive garden bed area to enjoy. A veggie garden for all year-round wholesome food.

St Arnaud township offers a Hospital, Secondary and Primary School. The central position of 62 Napier Street allows easy access to the Town Hall, Council Offices, Post Office, IGA and other retail premises along Napier Street.

This property must be seen to fully appreciate all the possibilities and unique charm it possesses.

All inspections are direct through the Agent, Kerri Jongebloed Priority1Property, and private inspections by appointment only.

Listing description written by Kerri Jongebloed, Priority1 Property Bendigo — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Living Areas: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.