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NSW › Ruthven › Flood Reserve Rd

64 Flood Reserve Rd, Ruthven NSW 2480

For saleHouse

$850,000

For sale

Asking

3

Bedrooms

1

Bathrooms

2

Car spaces

8,093.713 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000(Listing record · 1 July 2026)
  • FactLand 8,094 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000

Asking · $105/m² of land

No recorded sale for this property.

Ruthven at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Ruthven report →

Total cost to purchase

Purchase Price
$850,000
Stamp Duty (New South Wales)
$32,662
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$886,529

$36,529 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$850,000available30 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Ruthven in one glance

Ruthven at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Ruthven report →

Keep researching

  • Why Ruthven? Read the area thesis →
  • What else is on the market in Ruthven →
  • Other records on Flood Reserve Rd →

Listing material

Listed by Ray White Casino | Kyogle

LifeStyle Acerage & Home On Two Titles

Escape to the tranquillity of the countryside and embrace the space you've always wanted at this inviting rural property. Offering approximately 2 acres across two separate titles, this versatile holding combines the charm of country living with the convenience of being only minutes from Lismore, Coraki and an easy drive to the spectacular beaches of the Northern Rivers.

Set on an elevated site well clear of flood concerns, the property is surrounded by established trees and open green space, creating a peaceful environment perfect for families, retirees or anyone looking to enjoy a slower pace of life.

The character-filled weatherboard home has been lovingly maintained and offers three comfortable bedrooms along with bright, spacious living areas. A cosy combustion fireplace and reverse-cycle air conditioning ensure year-round comfort, while the practical kitchen provides plenty of storage, generous preparation space and room for casual family meals. The central bathroom is fitted with both a walk-in shower and a full-sized bath, complemented by a separate internal laundry for added convenience.

Read the full description

Outdoor living is equally appealing, with a welcoming front verandah and covered rear entertaining area providing the ideal places to relax and take in the surrounding rural outlook. The detached garage offers secure vehicle accommodation and additional storage, while the gently sloping grounds leave plenty of room for vegetable gardens, fruit trees, chickens, horses or simply enjoying the wide-open space.

Whether you're searching for a manageable hobby farm, a peaceful family home or a property with future potential thanks to its dual-title configuration (STCA), this is an opportunity that offers flexibility and an enviable lifestyle.

Discuss the potential to purchase the titles seperatley with Alex

Property Features:

- Approx. 2 acres on two individual titles

- High-set position above flood level

- Three-bedroom weatherboard residence

- Detached garage with storage

- Established gardens, mature trees and expansive lawns

- Well-equipped country kitchen with ample bench and cupboard space

- Bathroom with separate shower and bath

- Spacious living area with combustion fireplace and reverse-cycle air conditioning

- Internal laundry

- Covered front verandah and rear outdoor entertaining area

- Ideal for hobby farming, pets or productive gardens

- Convenient location close to Lismore and the Northern Rivers coastline

Offering the perfect balance of rural lifestyle and everyday convenience, this appealing property is ready for its next chapter. With room to grow, plenty of flexibility and a sought-after location, it's a wonderful opportunity to enjoy the best of country living.

OPEN HOME SCHEDULE:

Saturday 3rd July 10.30Am to 11Am

Saturday 11th July 12Pm to 12.30Pm

Saurday 18th July 12Pm to 12.30Pm

Call Alex Gibbon today to organise a private inspection!

Listing description written by Alex Gibbon, Ray White Casino | Kyogle — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.