Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Mount Ettalong Rd
$1,550,000–$1,625,000
For sale
Asking range
4
Bedrooms
2
Bathrooms
2
Car spaces
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,550,000–$1,625,000
Asking range
No recorded sale for this property.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
+23.0%
Median sale
Suburb $1,260,000
-0.47 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$71,129 on top of the price (4.6% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Umina Beach's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 2.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White Umina BeachVIEW BY APPOINTMENT - CONTACT AGENT
Renovated and extended to an exceptional standard, 66 Mount Ettalong Road is a masterclass in contemporary coastal luxury, where refined finishes, modern colour palettes and layered textures come together against a tranquil natural backdrop.
On arrival, large stone pavers lead to the tiled front porch, an ideal spot to enjoy a morning coffee while overlooking the yard. A sliding electric gate provides security and convenience, allowing easy access to the tandem garage with electric roller door - ideal for storing vehicles, extra storage or space for a workshop.
Light-filled and beautifully proportioned, the open-plan living and dining area is designed for effortless everyday living and entertaining. Warm timber floors complement the soft neutral palette, while large sliding doors invite abundant natural light and seamless indoor-outdoor flow to the adjoining terrace. Enhanced by ducted air conditioning, recessed lighting and statement pendant features over the dining zone, this inviting central hub delivers both comfort and style, framed by leafy outlooks and thoughtful detail throughout.
The kitchen sits at the heart of the home and impresses with waterfall stone benchtops, quality appliances and a generous breakfast bar, perfect for casual mornings or hosting family and friends.
The private master suite is a true retreat, featuring a beautifully appointed walk-in wardrobe flowing through to a stunning ensuite with a wall hung timber fluted vanity, brass hardware and timeless designer finishes. Large French doors open directly onto the deck, capturing uninterrupted views across the lush green creek reserve and creating a calming connection to nature.
Two separate living areas offer flexibility for growing families, while the stylish and practical laundry is thoughtfully designed with custom cabinetry and expansive bench space, providing functionality without compromising on style.
The backyard is a true showstopper, designed for relaxed entertaining and year-round enjoyment. A beautifully landscaped, level lawn is framed by sandstone retaining walls and integrated timber seating, creating a seamless blend of natural textures and modern design. The elevated entertaining deck features a stunning raked, lined alfresco ceiling with recessed lighting and ceiling fan, flowing effortlessly from the home and overlooking the yard below. Complete with a cosy fire pit zone and private leafy surrounds, this outdoor space delivers the perfect balance of functionality, style and ambience.
Perfectly positioned, the home is approximately a 450-metre, level stroll to the sands of Umina Beach via sealed walkway and is located within the highly sought-after Umina Primary School catchment which is 500 metres away. Enjoy the convenience of being just 15 minutes' walk to Umina Beach CBD (1.2km), offering a vibrant mix of cafés, restaurants and major supermarkets, all while retaining a peaceful coastal lifestyle. Woy Woy Railway is approximately 10 minutes' drive, providing convenient access to Sydney CBD in just over 1 hour commute time.
A beautifully crafted home in a prized location, offering effortless style, comfort, and a relaxed coastal lifestyle just minutes from the beach and local amenities.
Listing description written by John Ienna, Ray White Umina Beach — reproduced as published, not verified by Districts.
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