Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Carpenter St
$950,000–$1,020,000
For sale
Asking range
3
Bedrooms
1
Bathrooms
1
Car spaces
525 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$950,000–$1,020,000
Asking range · $1,810/m² of land
No recorded sale for this property.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
-24.6%
Median sale
Suburb $1,260,000
+0.80 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$41,029 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Umina Beach's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Domain Property GroupThis well-presented three-bedroom brick home offers the perfect combination of comfort, convenience and lifestyle. Ideally located just moments from the vibrant Umina Beach CBD, local cafés, shops, schools, sporting ovals, golf course and well known beautiful sandy beaches, all less than 5 minutes drive away.
It's what makes Umina Beach such a sought after destination, whether to reside, or invest having such places of interest and services so handy, including Woy Woy Railway Station.
Set on an approximately 525m² block, the home features three generously sized bedrooms, a modern bathroom, and a practical floorplan designed for easy living. The drive-through single garage provides convenient access to the spacious backyard, offering plenty of room for children, pets, entertaining, or future enhancements, such as a 2nd story addition or a granny flat (STCA).
Enjoy the relaxed coastal lifestyle with everything you need just minutes from your doorstep. Whether you're looking to move straight in, invest, or add your own personal touch, this property presents exceptional value in one of the Central Coast's - Peninsula's most desirable beachside suburbs.
The property represents an outstanding opportunity for families, first-home buyers, downsizers, or savvy investors to secure a solid property.
Property Features:
• Three spacious bedrooms with built-ins.
• Modern, renovated bathroom.
• Brick construction.
• Drive-through single garage, with backyard access.
• Approx. 525m² level block, potential for 2 Bedroom granny flat S.T.C.A.
• Large covered Alfresco area that over-looks a generous sized backyard.
• Close proximity to the Umina Beach CBD, cafés, schools, public transport, Golf course and the stunning Umina Beach shoreline.
* Approx: 7 minutes drive to Woy Woy Railway Station.
• Currently tenanted at $650:00 per week.
# Council rates: $559:62 per quarter.
# Water/sewer: $252:28 per quarter.
If you are needing to sell your property before purchasing another property?, feel free to call Rob on mob: 0413 188 642 or Scott on mob: 0457 141 346 for your no obligation FREE market opinion on your property.
Listing description written by Rob Khoury, Domain Property Group — reproduced as published, not verified by Districts.