Lake Illawarra at a glance
3,412
People
$1,000,000
Median sale
$609/wk
Median rent
3.17%
Suburb gross yield
Median sale from 18 recorded sales (last 12 months) — a Districts calculation.
NSW › Lake Illawarra › Albert St
$949,000–$1,025,000
For sale
Asking range
3
Bedrooms
1
Bathrooms
1
Car spaces
574 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$949,000–$1,025,000
Asking range · $1,653/m² of land
No recorded sale for this property.
Lake Illawarra at a glance
3,412
People
$1,000,000
Median sale
$609/wk
Median rent
3.17%
Suburb gross yield
Median sale from 18 recorded sales (last 12 months) — a Districts calculation.
Vs Lake Illawarra
-5.1%
Median sale
Suburb $1,000,000
+0.17 pp
Gross yield
Suburb 3.17%
Suburb median $1,000,000 from 18 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$40,984 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Lake Illawarra's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $609/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Lake Illawarra at a glance
3,412
People
$1,000,000
Median sale
$609/wk
Median rent
3.17%
Suburb gross yield
Median sale from 18 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by One Agency Elite Property Group - ShoalhavenPresented by Ashley-John Hatch and Sebastian Mitchell of One Agency Elite Property Group.
Positioned on a generous 574sqm block in the heart of Lake Illawarra, this beautifully presented three-bedroom home delivers the perfect blend of modern updates, everyday comfort and outdoor space. Whether you're a first home buyer, savvy investor or looking to downsize without compromise, this move-in-ready property offers an outstanding opportunity in a sought-after coastal location.
The light-filled interior centres around a stylish renovated kitchen featuring crisp white cabinetry, quality appliances, ample bench space and a practical breakfast bar overlooking the spacious living and dining area. A split system air conditioner ensures year-round comfort, while the home's neutral colour palette creates a warm and inviting atmosphere ready to personalise.
All three bedrooms are generously proportioned and include built-in wardrobes and ceiling fans, providing comfortable accommodation for the whole family. The well-maintained bathroom is neat and functional, complete with a separate shower and practical layout designed for everyday convenience.
Stepping outside, you'll find a large, level backyard offering plenty of room for children and pets to play, with established gardens adding privacy and charm. The covered entertaining area provides the ideal space to relax with family and friends, while the secure yard offers endless potential to further enhance, extend or simply enjoy as is.
Key Features:
- Three generous bedrooms with built-in wardrobes and ceiling fans
- Modern renovated kitchen with quality appliances and breakfast bar
- Spacious open-plan living and dining area with split system air conditioning
- Neat and well-maintained bathroom with separate shower
- Covered outdoor entertaining area overlooking the backyard
- Large, level 574sqm block with established gardens and plenty of lawn space
- Single garage with additional off-street parking potential
- Fantastic opportunity for first home buyers, investors or downsizers in a convenient Lake Illawarra location
Listing description written by Ashley-John Hatch, One Agency Elite Property Group - Shoalhaven — reproduced as published, not verified by Districts.