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NSW › Mayfield › Denison St

8 Denison St, Mayfield NSW 2304

For saleHouse

$785,000

For sale

Asking

2

Bedrooms

1

Bathrooms

0

Car spaces

306 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $785,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $785,000(Listing record · 24 Aug 2026)
  • FactLand 306 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Mayfield (last 5 years) with land size: median $2,738/m² of land (n=135). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 25% below the Mayfield median recorded sale ($1,050,000, n=99, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mayfield's advertised median rent ($612/wk), implied gross yield would be 4.05% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$785,000

Asking · $2,565/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Mayfield (last 5 years) with land size have a median of $2,738/m² of land (n=135). Districts calculation from recorded sales — not a valuation.

Mayfield at a glance

9,966

People

$1,050,000

Median sale

$612/wk

Median rent

3.03%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mayfield report →

Vs Mayfield

-25.2%

Median sale

Suburb $1,050,000

+1.02 pp

Gross yield

Suburb 3.03%

Suburb median $1,050,000 from 99 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$785,000
Stamp Duty (New South Wales)
$29,737
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$818,604

$33,604 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Mayfield's advertised median rent — not a rent for this listing.

Net yield
2.55%
Annual cashflow (pre-tax)
$-20,771
Interest cover (DSCR)
0.49
Annual rent
$31,824
Operating expenses
$11,775
Loan amount
$628,000
Annual interest
$40,820
Gross yield
4.05%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$785,000available24 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $612/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.1%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Mayfield in one glance

Mayfield at a glance

9,966

People

$1,050,000

Median sale

$612/wk

Median rent

3.03%

Suburb gross yield

Median sale from 99 recorded sales (last 12 months) — a Districts calculation.

See the full Mayfield report →

Keep researching

  • Why Mayfield? Read the area thesis →
  • What else is on the market in Mayfield →
  • Other records on Denison St →

Listing material

Listed by Ray White Newcastle | Lake Macquarie

(Bidding Starting at $785,000) Prime Mayfield Charm with Endless Potential

Positioned in the heart of sought-after Mayfield and nestled behind a charming picket fence, this character-filled home instantly welcomes you with its light-filled interiors, high ceilings and timeless appeal. Offering low-maintenance living with exciting scope to add your own personal touch, it's the perfect opportunity to enjoy one of Newcastle's most vibrant and convenient suburbs.

Upon entry, you'll be welcomed by a spacious and light-filled living area that flows seamlessly through to the kitchen and dining space. Overlooking the backyard, the well-appointed kitchen features a breakfast bench, ample bench and cupboard space, and a gas cooktop, making it both practical for everyday living and ideal location for indoor/outdoor living extending to the rear deck.

The home offers two generously sized bedrooms plus a combined bathroom and laundry with the opportunity to modernise and make it your own over time.

Read the full description

Step outside to discover a covered deck, perfect for BBQs, entertaining family and friends, or simply enjoying your morning coffee in the sunshine. The yard is framed by lush green lawns, offering plenty of room for children and pets to play. With space to add vegetable gardens, a swing set, or personalise over time.

Key Features:

• Charming character home with exciting potential to renovate or personalise

• Picket fence with street appeal

• Light-filled living with high ceilings

• Functional kitchen featuring a gas cooktop, ample storage and a backyard outlook

• Two generously sized bedrooms

• Combined bathroom and laundry

• Covered decking, perfect for year-round entertaining

• Large backyard with lush green lawns

• Ideal opportunity for first home buyers, professionals, investors or renovators

• Positioned in the heart of vibrant Mayfield, moments from cafe's, restaurants and local shopping

• Just 2.7km to Calvary Mater Hospital and 5km to the University of Newcastle Callaghan

• Close to schools, parks, public transport and everyday conveniences

• Close to Newcastle CBD, Harbour and beaches

Just 10 minutes from Newcastle CBD, you'll love starting your morning with a coffee from one of the local cafes, before strolling along Maitland Road for your everyday essentials. Weekends are spent exploring local markets, watching the kids play at Webb Park, catching up with friends over dinner and live music at the Stag & Hunter, or fitting in a workout at Genesis Health + Fitness. With Waratah Train Station nearby for an easy commute and everything you need close to home, it's easy to see why Mayfield has become one of Newcastle's most sought-after lifestyle suburbs.

If you are a first home buyer, young professional, savvy investor or someone seeking a low-maintenance home with exciting scope to renovate or add value over time. Don't miss your opportunity to secure this charming Mayfield residence and enjoy everything you need close at hand. Keep an eye out for scheduled open home times.

Property details:

• Method of Sale: Auction On Site 10:30am Saturday 19th September (Bidding Starting at $785,000)

• Rental Appraisal: $620 - $650 per week

• Reports Available: Building & Pest Reports

Disclaimer: We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.

Listing description written by Teresa Heighington, Ray White Newcastle | Lake Macquarie — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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