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NSW › Lake Cathie › St John Tce

8 St John Tce, Lake Cathie NSW 2445

For saleHouse for Sale

$1,350,000–$1,450,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

484 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,350,000–$1,450,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,350,000–$1,450,000(Listing record · 15 July 2026)
  • FactLand 484 m²; no building size recorded.(Property record)
  • CalculationAsk is 53% above the Lake Cathie median recorded sale ($880,000, n=25, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Lake Cathie's advertised median rent ($640/wk), implied gross yield would be 2.47% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,350,000–$1,450,000

Asking range · $2,789/m² of land

No recorded sale for this property.

Lake Cathie at a glance

5,286

People

$880,000

Median sale

$640/wk

Median rent

3.78%

Suburb gross yield

Median sale from 25 recorded sales (last 12 months) — a Districts calculation.

See the full Lake Cathie report →

Vs Lake Cathie

+53.4%

Median sale

Suburb $880,000

-1.31 pp

Gross yield

Suburb 3.78%

Suburb median $880,000 from 25 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,350,000
Stamp Duty (New South Wales)
$56,262
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,410,129

$60,129 on top of the price (4.5% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Lake Cathie's advertised median rent — not a rent for this listing.

Net yield
0.97%
Annual cashflow (pre-tax)
$-57,170
Interest cover (DSCR)
0.19
Annual rent
$33,280
Operating expenses
$20,250
Loan amount
$1,080,000
Annual interest
$70,200
Gross yield
2.47%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,350,000–$1,450,000available15 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $640/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Lake Cathie in one glance

Lake Cathie at a glance

5,286

People

$880,000

Median sale

$640/wk

Median rent

3.78%

Suburb gross yield

Median sale from 25 recorded sales (last 12 months) — a Districts calculation.

See the full Lake Cathie report →

Keep researching

  • Why Lake Cathie? Read the area thesis →
  • What else is on the market in Lake Cathie →
  • Other records on St John Tce →

Listing material

Listed by Belle Property Port Macquarie

Custom-Designed Coastal Living

Bold in form and beautifully detailed throughout, this custom-designed residence presents a striking expression of barn-inspired architecture. Completed in 2024 by DLK Building, the home brings together soaring interiors, abundant natural light and a refined selection of bespoke finishes.

From the street, the dark Weathertex cladding makes a bold first impression. Step inside and the mood shifts to light, bright and coastal, with warm wood-grain flooring, soft coastal tones and expansive glazing enhancing the sense of space beneath the dramatic gabled ceiling.

At the heart of the home, the kitchen, dining and living areas come together beneath the soaring ceiling as one expansive, light-filled space. The kitchen features custom-made solid American oak shaker cabinetry with handmade metal and leather handles and antique brass tapware. A large island with breakfast bar seating forms the centrepiece, illuminated by two Velux skylights with automated blockout blinds, while the adjoining butler's pantry and integrated appliances maintain a clean, streamlined finish.

Read the full description

The living and dining area opens to the full-length west-facing deck, where the elevated position captures golden afternoon light and views towards the bushland beyond. Expansive glazing draws the changing light deep into the room, further enhancing its scale and openness, while the electric fireplace creates a warm focal point at the centre of the space. Above, a skylit mezzanine adds a private and versatile retreat for working from home, creative pursuits, yoga or quiet relaxation, with two manually opening Velux skylights and a louvred glass window bringing in natural light and airflow.

Accommodation spans four bedrooms, each featuring walnut wardrobe interiors, remote-operated ceiling fans and dimmable lighting. The expansive main bedroom is distinguished by VJ panelling, a spacious walk-in robe and an ensuite illuminated by a solar-powered opening Velux skylight with an integrated rain sensor. Both bathrooms continue the home's premium material palette, with custom-made solid American oak vanities, handmade handles, antique brass tapware and floor-to-ceiling tiling.

Positioned within Rainbow Beach Estate, the home is well placed to embrace the relaxed coastal lifestyle of Lake Cathie, with local schools, recreation facilities and everyday conveniences close by. Beaches, the lakefront, cafés and shopping are all within easy reach, while Port Macquarie's CBD, airport, hospital and iconic coastline are just 20 minutes away, completing a residence of distinctive design in a beautifully connected coastal setting.

Features:

- Near-new bespoke residence by DLK Building

- Striking barn-inspired architecture with Weathertex cladding

- Custom-made solid American oak front door

- Expansive open-plan kitchen, dining and living area opening to a full-length deck

- Kitchen with island bench and breakfast bar, custom-made solid American oak shaker cabinetry, butler's pantry and two Velux skylights

- Quality appliances including an integrated Bosch dishwasher, Electrolux pyrolytic oven, ceramic cooktop and integrated rangehood

- Glass balustrade staircase leading to a versatile mezzanine with Velux skylights

- Expansive main bedroom with walk-in robe and ensuite featuring a solar-powered Velux skylight with integrated rain sensor

- Bathrooms with custom-made solid American oak vanities and floor-to-ceiling tiling

- 2.7m ceilings throughout, rising to approx. 4.9m in the main living area

- Daikin ducted air conditioning and ceiling fans throughout

- Electric fireplace in the living area

- Premium Luxaflex window furnishings throughout

- Double lock-up garage with access to attic storage

- Close to Lake Cathie's schools, beaches, lakefront, cafés and shopping

- Approximately 20 minutes to Port Macquarie

Sue Jogever | 0411 817 921

sue.jogever@belleproperty.com

Belle Property Port Macquarie

Disclaimer: We have in preparing this information used our best endeavours to ensure that the information contained herein is true and accurate but accept no responsibility and disclaim all liability in respect of any errors, omissions, inaccuracy or misstatements that may occur. Prospective purchasers should make their own enquiries to verify the information contained herein.

Listing description written by Sue Jogever, Belle Property Port Macquarie — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Broadband
  • Built-in Robes
  • Deck
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Ensuites: 1
  • Fully Fenced
  • Remote Garage
  • Reverse Cycle Aircon
  • Secure Parking
  • Solar Panels
  • Study
  • Water Tank

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.