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NSW › Emerald Beach › Lake Russell Dr

81B Lake Russell Dr, Emerald Beach NSW 2456

For saleHouse

$1,395,000–$1,495,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

4,081 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,395,000–$1,495,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,395,000–$1,495,000(Listing record · 17 June 2026)
  • CalculationLand 4,081 m² against a 259 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Emerald Beach (last 5 years) with land size: median $1,496/m² of land (n=69). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 35% above the Emerald Beach median recorded sale ($1,035,000, n=15, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Emerald Beach's advertised median rent ($779/wk), implied gross yield would be 2.90% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,395,000–$1,495,000

Asking range · $342/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Emerald Beach (last 5 years) with land size have a median of $1,496/m² of land (n=69). Districts calculation from recorded sales — not a valuation.

Emerald Beach at a glance

2,718

People

$1,035,000

Median sale

$779/wk

Median rent

3.91%

Suburb gross yield

Median sale from 15 recorded sales (last 12 months) — a Districts calculation.

See the full Emerald Beach report →

Vs Emerald Beach

+34.8%

Median sale

Suburb $1,035,000

-1.01 pp

Gross yield

Suburb 3.91%

Suburb median $1,035,000 from 15 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,395,000
Stamp Duty (New South Wales)
$58,737
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,457,604

$62,604 on top of the price (4.5% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Emerald Beach's advertised median rent — not a rent for this listing.

Net yield
1.40%
Annual cashflow (pre-tax)
$-52,957
Interest cover (DSCR)
0.27
Annual rent
$40,508
Operating expenses
$20,925
Loan amount
$1,116,000
Annual interest
$72,540
Gross yield
2.90%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,395,000–$1,495,000available17 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $779/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Emerald Beach in one glance

Emerald Beach at a glance

2,718

People

$1,035,000

Median sale

$779/wk

Median rent

3.91%

Suburb gross yield

Median sale from 15 recorded sales (last 12 months) — a Districts calculation.

See the full Emerald Beach report →

Keep researching

  • Why Emerald Beach? Read the area thesis →
  • What else is on the market in Emerald Beach →
  • Other records on Lake Russell Dr →

Listing material

Listed by Dobbs & Co.

A Hidden Gem Offering Space, Serenity and Spectacular Views

Nestled within the highly sought-after Lake Russell Estate offers an exceptional lifestyle opportunity where privacy, space, and breathtaking coastal views come together in perfect harmony. Set amongst picturesque natural surrounds on approximately one acre of beautifully positioned land, this impressive family home has been thoughtfully designed across two expansive levels to accommodate growing families while embracing the beauty of its unique setting.

As you arrive, you'll immediately appreciate the peaceful atmosphere and sense of seclusion that make this property so special. Elevated to capture stunning ocean vistas and cooling coastal breezes, the home offers a relaxed lifestyle just moments from some of the region's most beautiful beaches.

The upper level serves as the heart of the home, featuring a spacious master suite complete with a private ensuite, walk-in robe, and its own balcony where you can wake up to sweeping views and enjoy your morning coffee surrounded by nature. A separate parents' retreat provides the perfect sanctuary to unwind and escape from the demands of everyday life.

Read the full description

The beautifully appointed kitchen is designed to bring family and friends together, showcasing quality appliances, stunning sandstone benchtops, and ample storage. Overlooking the light-filled living and dining areas, it seamlessly connects indoor and outdoor living spaces. Large glass doors open onto expansive covered balconies that capture magnificent ocean views and create the ideal setting for entertaining guests, enjoying family meals, or simply relaxing while taking in the ever-changing coastal landscape.

Downstairs, you'll find three generously sized bedrooms, all complete with built-in robes, along with a well-appointed family bathroom and a second spacious living area. This versatile floorplan offers excellent separation for families, teenagers, guests, or those working from home.

Outside, the approximately one-acre parcel provides endless opportunities to enjoy the outdoors. Whether it's creating your dream gardens, adding additional recreational space, or simply enjoying the privacy and tranquility of your own slice of paradise, this property offers a lifestyle that is becoming increasingly rare to find.

Conveniently located just minutes from the vibrant coastal village of Emerald Beach, you'll enjoy easy access to stunning beaches, local cafés, restaurants, walking trails, and all the lifestyle attractions that make this area so highly regarded.

Offering the perfect balance of coastal charm, family functionality, and peaceful acreage living

• First time ever offered to the market

• Tightly held position with all original owners still residing in the enclave

• Hardwood timber floors

• Nine-foot ceilings across the upper level

• Vaulted ceilings with large architectural feature windows

• designed to capture northern sun in living area

• Every bedroom enjoys a peaceful outlook over landscaped gardens

• New roof

• Freshly painted exterior

• 20,000-gallon water storage tank

• Bio-cycle septic system

Built: 2005

Land Size: 1.01 acres

Zoning: R5

Council Rates: $2417p/a approx.

DISCLAIMER: This listing is intended solely for marketing purposes and is subject to change without prior notice. The details and images provided are for illustration only and should not be interpreted as advice or a recommendation. Whilst we have gathered information from a third-party source which we believe to be reliable; we cannot guarantee its accuracy. Prospective purchasers are encouraged to conduct their own research. Dobbs & Co. assumes no responsibility for any errors or inaccuracies in the information presented. It is the responsibility of prospective purchasers to thoroughly investigate all aspects of the property for sale.

Listing description written by Nathan Dobbs, Dobbs & Co. — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.