Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

QLD › Mount Pleasant › Phillip St

83 Phillip St, Mount Pleasant QLD 4740

For saleHouse for Sale

$649,000

For sale

Asking

3

Bedrooms

1

Bathrooms

1

Car spaces

860 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $649,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $649,000(Listing record · 8 July 2026)
  • FactLand 860 m²; no building size recorded.(Property record)
  • CalculationAsk is 10% below the Mount Pleasant median recorded sale ($725,000, n=47, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mount Pleasant's advertised median rent ($714/wk), implied gross yield would be 5.72% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$649,000

Asking · $755/m² of land

No recorded sale for this property.

Mount Pleasant at a glance

4,810

People

$725,000

Median sale

$714/wk

Median rent

5.12%

Suburb gross yield

Median sale from 47 recorded sales (last 12 months) — a Districts calculation.

See the full Mount Pleasant report →

Vs Mount Pleasant

-10.5%

Median sale

Suburb $725,000

+0.60 pp

Gross yield

Suburb 5.12%

Suburb median $725,000 from 47 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$649,000
Stamp Duty (Queensland)
$22,230
Transfer/Registration Fee
$2,436
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$677,366

$28,366 on top of the price (4.4% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Mount Pleasant's advertised median rent — not a rent for this listing.

Net yield
4.22%
Annual cashflow (pre-tax)
$-6,355
Interest cover (DSCR)
0.81
Annual rent
$37,128
Operating expenses
$9,735
Loan amount
$519,200
Annual interest
$33,748
Gross yield
5.72%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$649,000available8 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $714/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Mount Pleasant in one glance

Mount Pleasant at a glance

4,810

People

$725,000

Median sale

$714/wk

Median rent

5.12%

Suburb gross yield

Median sale from 47 recorded sales (last 12 months) — a Districts calculation.

See the full Mount Pleasant report →

Keep researching

  • Why Mount Pleasant? Read the area thesis →
  • What else is on the market in Mount Pleasant →
  • Other records on Phillip St →

Listing material

Listed by RE/MAX Select Mackay

Prime Mount Pleasant Position with Outstanding Potential

Situated in a prime position, just steps from the Mount Pleasant Shopping Centre and a short drive from local schools, this highset property combines everyday comfort with extensive future potential. Set on an 860m² block, it is an exciting opportunity for first home buyers and investors seeking space, versatility and a highly convenient address.

Freshly painted interiors and timber floorboards create a welcoming feel throughout the upper level. The air-conditioned open plan living area incorporates a handy study space and the contemporary kitchen is appointed with an electric cooktop, oven and dishwasher. Three bedrooms with wardrobes are serviced by a modern family bathroom.

Downstairs, a large multi-purpose area provides flexibility, complemented by a second toilet with vanity. With potential to create dual living, additional accommodation or further living zones (STCA), this level offers scope to adapt for changing needs.

Read the full description

Outside, a covered patio overlooks the fully fenced backyard, where there is ample room to add a shed, pool or extension (STCA). Side access, a paved area for a boat or trailer, lawn locker and secure single garaging add practicality.

With plenty of space to enjoy now and exciting options for the future, this property is ready to reward its next owner.

Property Specifications:

- Highset home on 860m² block in prime location

- Freshly painted interiors and timber floorboards

- Air-conditioned open plan living with study space

- Contemporary kitchen with electric cooking and dishwasher

- 3 bedrooms with wardrobes, modern family bathroom

- Large downstairs multi-purpose area with second toilet and vanity

- Potential for dual living or additional accommodation (STCA)

- Secure single garage, side access and boat/trailer parking

- Covered patio and fully fenced backyard with lawn locker

- Room for shed, pool or home extension (STCA)

- Town water

- Rental appraisal approx. $640 - $690 per week and rates on request

Why Make Mount Pleasant your first choice in suburbs?

Conveniently located close to Mt Pleasant Shopping Centre, you'll love being close to multiple schools, including Emmanuel Catholic Primary, Holy Spirit College and Northview State School, along with some of our region's beautiful beaches. Mackay's CBD beckons in under 10 minutes, plus with sporting facilities, the Wake Park, Mackay Private Hospital and pretty parklands also close by, there is something for every age and stage to enjoy!

This incredible property is available now through Openn Negotiation-an online campaign offering flexible conditions. The campaign is underway and with strong interest. Don't miss your chance to view this enviable property! Contact the Leanne Druery and Co Property team to arrange your inspection today! Ash Ryan - 0487 114 760, Max Druery - 0466 587 529 or Leanne Druery - 0412 758 727. The seller reserves the right to sell prior.

Disclaimer: All information contained herein is gathered from sources we believe to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.

Listing description written by Leanne Druery, RE/MAX Select Mackay — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Dishwasher
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.