Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

NSW › Helensburgh › The Ridge

85 The Ridge, Helensburgh NSW 2508

For saleHouse

$1,300,000

For sale

Asking

3

Bedrooms

1

Bathrooms

2

Car spaces

672.5 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,300,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,300,000(Listing record · 21 July 2026)
  • FactLand 673 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Helensburgh (last 5 years) with land size: median $2,270/m² of land (n=59). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 6% below the Helensburgh median recorded sale ($1,378,250, n=38, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Helensburgh's advertised median rent ($808/wk), implied gross yield would be 3.23% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,300,000

Asking · $1,933/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Helensburgh (last 5 years) with land size have a median of $2,270/m² of land (n=59). Districts calculation from recorded sales — not a valuation.

Helensburgh at a glance

6,689

People

$1,378,250

Median sale

$808/wk

Median rent

3.05%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Helensburgh report →

Vs Helensburgh

-5.7%

Median sale

Suburb $1,378,250

+0.18 pp

Gross yield

Suburb 3.05%

Suburb median $1,378,250 from 38 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,300,000
Stamp Duty (New South Wales)
$53,512
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,357,379

$57,379 on top of the price (4.4% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Helensburgh's advertised median rent — not a rent for this listing.

Net yield
1.73%
Annual cashflow (pre-tax)
$-45,084
Interest cover (DSCR)
0.33
Annual rent
$42,016
Operating expenses
$19,500
Loan amount
$1,040,000
Annual interest
$67,600
Gross yield
3.23%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,300,000available21 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $808/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Helensburgh in one glance

Helensburgh at a glance

6,689

People

$1,378,250

Median sale

$808/wk

Median rent

3.05%

Suburb gross yield

Median sale from 38 recorded sales (last 12 months) — a Districts calculation.

See the full Helensburgh report →

Keep researching

  • Why Helensburgh? Read the area thesis →
  • What else is on the market in Helensburgh →
  • Other records on The Ridge →

Listing material

Listed by Ray White Helensburgh

Peaceful Family Living with Elevated Bush Outlook

A much loved family home, solidly built and beautifully maintained, offering warmth, character and endless potential in a peaceful yet convenient location.

Positioned to capture leafy views towards the Garrawarra State Reserve, this charming residence combines comfort and functionality with a flexible floorplan suited to families, downsizers or buyers seeking additional work from home space.

Inside, the home features three well sized bedrooms, a dedicated home office or study area, and two separate light filled living spaces creating plenty of room for the whole family. The kitchen offers ample cupboard storage and overlooks the backyard, while the updated bathroom adds a fresh modern touch.

Read the full description

Set on a generous 672.5 sqm block, solidly constructed from rendered cement blocks and finished with timber floorboards throughout, the home has been built to stand the test of time. A fireplace creates the perfect atmosphere through the cooler months, while air conditioning ensures comfort year round.

Outside, enjoy a grassy backyard with schools, the train station and town centre all within walking distance, this is a lifestyle opportunity with exciting future potential.

Property Features

• Solid rendered cement block construction

• Three bedrooms, master with built in robe and air conditioning

• Dedicated home office or study area

• Updated kitchen and bathroom

• Two separate living areas filled with natural light

• Fireplace and air conditioning

• Timber floorboards in living areas-carpet in bedrooms

• Established gardens and vegetable plots

• Grassy backyard

• Views towards Garrawarra State Reserve

• Walking distance to schools, transport and town centre

• Endless potential for families, investors or future enhancement

Location is a major advantage, walking distance to local primary schools. Helensburgh CBD a short drive away with a number of specialty shops, cafes and restaurants and sporting fields and swimming pool. The train station is a two minute drive, making it ideal for commuters seeking an easy approximately 50 minute journey into Sydney.

Picturesque Stanwell Park Beach and the Royal National Park are less than 10 minutes drive offering the chance to enjoy a coastal lifestyle without the coastal price tag

This is one of the few remaining areas where you can enjoy a peaceful regional lifestyle less than an hour from Sydney, with all the charm of small town living including bushwalking tracks, swimming holes, bike paths, sporting clubs, cafes and a strong welcoming community.

Rental appraisal $830-$910 per week

**Whilst every effort has been made to ensure the accuracy and thoroughness of the information provided to you in our marketing material, we cannot guarantee the accuracy of the information provided by our vendors, and as such, Ray White Helensburgh makes no statement, representation or warranty, and assumes no legal liability in relation to the accuracy of the information provided. Interested parties should conduct their own due diligence in relation to each property they are considering purchasing. All photographs, maps and images are representative only, for marketing purposes.

Listing description written by Elle Ritson, Ray White Helensburgh — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Deck
  • Dishwasher
  • Floorboards
  • Study
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.