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NSW › Maitland › Elgin St

87 Elgin St, Maitland NSW 2320

House

$830,000

Last sold

11 May 2024

4

Bedrooms

1

Bathrooms

3

Car spaces

643 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $830,000 (11 May 2024).(Recorded sale)
  • FactLand 643 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Maitland (last 5 years) with land size: median $1,429/m² of land (n=58). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$830,000

11 May 2024 · derived via latest_sale

Local land rate: recorded House sales in Maitland (last 5 years) with land size have a median of $1,429/m² of land (n=58). Districts calculation from recorded sales — not a valuation.

Maitland at a glance

2,169

People

$767,000

Median sale

$515/wk

Median rent

3.49%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Maitland report →

Vs Maitland

+8.2%

Median sale

Suburb $767,000

-0.26 pp

Gross yield

Suburb 3.49%

Suburb median $767,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Soldprice unknown30 Jan 2026
  2. Listedprice unknowncompleted8 Oct 2025
  3. Sold$830,00011 May 2024
  4. Listedprice unknowncompleted2 Apr 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $515/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Maitland in one glance

Maitland at a glance

2,169

People

$767,000

Median sale

$515/wk

Median rent

3.49%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Maitland report →

Keep researching

  • Why Maitland? Read the area thesis →
  • What else is on the market in Maitland →
  • Other records on Elgin St →

Listing material

Listed by LJ Hooker Maitland

St Elmo � Timeless Grandeur Over Four Levels

Known as 'St Elmo', this landmark 4 bedroom period splendour unfolds across four expansive levels, offering a gracious lifestyle with both residential comfort and real potential commercial or boutique enterprise appeal. From its hand-cut sandstone walls to soaring ceilings, original fireplaces, and intricate period detailing, every corner of this property whispers of a time when craftsmanship reigned supreme.

A casual walk from the CBD of Maitland lands you at the front doorstep of this bespoke spectacle called St Elmo, a period of delight conceived in the early 1800's before the final touches were added by our own renowned William Pender, just before the turn of the 19th Century. St Elmo is a statement of success from this era that translates easily to todays living of absolute master craftmanship, in a never to be repeated envelope.

The current custodian of St Elmo has added her personal approach to the property, somewhat moody, somewhat eclectic, yet stopped short of taking away too much from the original fabric of the home. What is being presented to you, is more than enough though to ensure a purchase is in easy reach while still enabling you to explore other elements of the homes future, while residing in this beautiful aesthetic.

Read the full description

Cavernous ceilings and oversized rooms come straight to mind, while an extensive use of cedar line the trims, doors and staircase before your eyes. With multiple levels to choose your own living style, one could accept alternate bedroom or lounge room configurations to please ones own palette. Separate dining rooms, lounge rooms and bedrooms could be swapped annually, to discover each season of the year, adding further delight to your experience of living in St Elmo. The full bathroom is of period design with clawfoot tub and a delightful pedestal wash basin that is just lovely and there is an attic style games room where children could lose themselves in its Harry Potter wonderland.

For the lovers of ultimate privacy, decadence or simply to experience time on their own, lock yourself away in your very own "Speak Easy", located in the basement level, which has been reintroduced for hours of pleasure and entitlement. Lose yourself within conversation, love or silence as you sit, relax and enjoy your favourite tipple in this sensational space. Relish in the idea of what was said and done within these walls and discover your own inner self away from the rest of the world.

The stunning kitchen is new however teeters on "how it should have been done" from day 1 with its pink marble benches and splashback definitely worthy of your admiration. Leaving the rear of the home straight onto the hardwood deck which bends around the northern side of the residence, affords you the opportunity to take in the sunny grounds and peaceful charm of the back yard. Almost forgetting you are in the inner city of Maitland, its quiet, private and spacious and has room for you to breathe. An elevated studio or perhaps teenagers retreat or work from home space sits proudly in view and could easily be anything you wanted it to be with little thought.

This may be the last opportunity to acquire a never to be repeated generational home in a Blue Chip locale that has everything at your doorstep. St Elmo is your destiny and ready to be handed over to someone who would be lucky enough to call her home.

Proudly marketed by LJ Hooker Maitland, please call exclusive agents Todd Fisher 0438 592 920, Ben Cotton 0434 638 822 or Jack FIsher 0438 165 825 - 7 days for all inspections & further information.

All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.

Listing description written by Todd Fisher, LJ Hooker Maitland — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.