Wonthaggi at a glance
6,123
People
$540,000
Median sale
$459/wk
Median rent
4.42%
Suburb gross yield
Median sale from 77 recorded sales (last 12 months) — a Districts calculation.
VIC › Wonthaggi › Fincher St
$550,000–$580,000
For sale
Asking range
4
Bedrooms
1
Bathrooms
1
Car spaces
648 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$550,000–$580,000
Asking range · $849/m² of land
No recorded sale for this property.
Wonthaggi at a glance
6,123
People
$540,000
Median sale
$459/wk
Median rent
4.42%
Suburb gross yield
Median sale from 77 recorded sales (last 12 months) — a Districts calculation.
Vs Wonthaggi
+1.9%
Median sale
Suburb $540,000
-0.08 pp
Gross yield
Suburb 4.42%
Suburb median $540,000 from 77 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$33,161 on top of the price (6.0% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Wonthaggi's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $459/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 4.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Wonthaggi at a glance
6,123
People
$540,000
Median sale
$459/wk
Median rent
4.42%
Suburb gross yield
Median sale from 77 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White PBE Wonthaggi & Cape PatersonWelcome to 9 Fincher Street, a charming property nestled right in the heart of Wonthaggi where convenience meets incredible future potential. Location is everything here, placing you just a short stroll from the bustling main street with its vibrant cafes, shops, and local amenities. When you want to explore further afield, you are perfectly positioned only a 10-minute drive to the coastal beauty of Cape Paterson, 12 minutes to the pristine beaches of Inverloch, around 35 minutes to the iconic landscapes of Phillip Island, and a comfortable 1 hour and 45 minutes back to the Melbourne CBD.
Standing at the front of the home, you are greeted by a classic, welcoming facade framed by low-maintenance garden beds and a generous driveway that leads down to a secure one-car garage. Stepping inside through the front entrance, you walk straight into a bright and spacious open-plan living and dining area. The large windows flood the space with natural light, highlighting the beautiful timber wainscoting paneling that wraps around the walls, injecting a warm, character-filled aesthetic into the heart of the home. Moving from the dining area, you step into the fully renovated kitchen. This sleek, modern workspace has white stone benchtops with a breakfast bar, stainless steel appliances including a dishwasher, an induction cooktop, and an abundance of clean cabinetry that makes everyday cooking a breeze.
Moving deeper into the home via the central hallway, you discover the four bedrooms. Each room offering plenty of space with plush carpeting, while the primary bedroom sits quietly at the very rear of the layout for ultimate peace and privacy. Serving these bedrooms is the central family bathroom, which has also been fully and beautifully renovated. It features elegant tiling, a freestanding bathtub perfect for soaking away the day, a spacious walk-in shower, and a modern vanity. Right next to it, a large, dedicated laundry area ensures day-to-day chores are kept well out of sight. Just down the hall, you will also find a separate toilet that boasts plenty of space around it, offering a fantastic opportunity to easily create a second full bathroom down the track.
As you walk through the back sliding doors, you step out onto the paved patio area, ready for weekend barbecues and entertaining guests in style. From the patio, the true scale of the 643sqm block reveals itself. A fully fenced yard stretches out before you, offering a safe haven for kids and pets to play. This expansive backyard is a blank canvas with incredible upside, especially with the highly sought-after addition of rear lane access, making it ideal for storing a boat, caravan, or exploring future development options. While all the hard parts of the renovation inside have been masterfully completed for you, there is still plenty of room to add your personal touches, making this wonderful property truly feel like your own.
Listing description written by Siaan Grinham, Ray White PBE Wonthaggi & Cape Paterson — reproduced as published, not verified by Districts.