Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
$1,450,000–$1,550,000
For sale
Asking range
4
Bedrooms
2
Bathrooms
3
Car spaces
688 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$1,450,000–$1,550,000
Asking range · $2,108/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Belmont (last 5 years) with land size have a median of $1,730/m² of land (n=87). Districts calculation from recorded sales — not a valuation.
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Vs Belmont
+4.3%
Median sale
Suburb $1,390,000
-0.10 pp
Gross yield
Suburb 2.33%
Suburb median $1,390,000 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$65,629 on top of the price (4.5% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Belmont's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $623/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 2.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by SOLD Real EstateBuyers ask for this all the time…and now it's here it is
Read on to find out how much you are going to love it.
Set just a handful of doors from the sparkling shoreline of Lake Macquarie, this beautifully reimagined lakeside residence captures everything people love about Belmont. A level stroll to the foreshore, morning walks by the water, coffee at your favourite café, lunch at Belmont 16s, afternoons on the boat, and sunset drinks overlooking Australia's largest coastal saltwater lake.
It's a lifestyle people move here for... and very few ever leave.
Behind its timeless weatherboard façade, the home immediately welcomes you with the warmth and character only an original cottage can provide. High ceilings, beautiful proportions and an unmistakable feeling of home remain beautifully intact, preserving the charm that's becoming increasingly difficult to find.
Yet beyond the original cottage lies something completely unexpected.
A stunning contemporary pavilion-style extension has transformed the home into a modern entertainer, creating generous open-plan living while respecting everything that made the original home so special.
Rather than trying to compete with the cottage, the extension complements it beautifully.
The result is a home that feels welcoming, functional and effortlessly liveable.
At the heart of the home sits the expansive kitchen, dining and family room, flooded with natural light and opening effortlessly onto the entertaining deck. Positioned privately at the rear, the master retreat enjoys its own wing with a walk-in robe, ensuite and direct connection outdoors.
One of the cleverest parts of the design is how everything works together.
The kitchen, living room and master bedroom all overlook the backyard, entertaining deck and swimming pool. Whether you're preparing dinner, enjoying your morning coffee or relaxing in bed on a Sunday morning, you can watch the kids or grandkids swim, entertain friends or simply appreciate the peaceful outlook across your own private backyard.
Everywhere you look, the home encourages you outdoors.
Enjoy breakfast on the elevated timber deck.
Host family celebrations beneath the covered entertaining area adjoining the garage.
Relax poolside with a book while friends gather around the outdoor entertaining space.
Whether it's two people living here every day or a home full of family over Christmas, there's a place for everyone without ever feeling crowded.
Practicality has been considered just as carefully.
The electric front gate provides privacy and security while leading to covered carport parking, additional off-street space and a substantial detached garage tucked privately at the rear. Whether you need workshop space, extra storage, room for bikes, paddleboards, golf clubs or simply secure parking, everything has its place.
For downsizers, it's the opportunity so many spend years searching for.
Completely single-level living.
A manageable level block.
Enough room for family to visit without maintaining a large two-storey home.
Space for the caravan, the grandchildren, entertaining and hobbies, without sacrificing simplicity.
Lock up and head away whenever you please, knowing everything has already been done.
For retirees, every day begins with choices.
Walk to Belmont Baths for a morning swim.
Meet friends for coffee.
Launch the boat.
Enjoy lunch at Belmont 16s or the Sailing Club.
Watch the yachts drift across the lake before wandering home along the foreshore.
Life naturally slows down here.
For professionals and young families, this address places you within easy reach of quality schools, shopping centres, cafés, restaurants, sporting facilities and some of Lake Macquarie's most beautiful beaches, while still enjoying the peace and community feel that Belmont has become famous for.
For holiday home buyers, it's almost impossible to replicate.
A beautifully finished lakeside cottage where everything is complete. Simply arrive on Friday afternoon, unlock the gate and start enjoying your weekends.
Importantly, all the hard work has already been done.
It's the best of both worlds.
The warmth, soul and personality of yesterday.
The comfort, space and convenience of today.
And one of the most sought-after lifestyle locations Lake Macquarie has to offer.
Here's What You'll Love
• Just a handful of homes from the foreshore, delivering an easy level walk to Lake Macquarie every day
• Beautiful original weatherboard cottage character with high ceilings, warmth and timeless street appeal
• Stunning contemporary pavilion-style extension blending old-world charm with modern family living
• Four generous bedrooms including a privately positioned master retreat with walk-in robe, ensuite and deck access
• Expansive open-plan kitchen, dining and family living flowing effortlessly to outdoor entertaining
• Kitchen, living room and master suite all overlooking the backyard and sparkling swimming pool
• Multiple indoor and outdoor entertaining spaces allowing you to entertain family and friends all year round
• Elevated entertaining deck, covered alfresco adjoining the garage and dedicated poolside entertaining area
• Level backyard providing plenty of room for children, grandchildren and pets to play safely
• Electric gated entry with covered carport parking, additional off-street parking and oversized detached garage
• Solar panel system with battery storage helping reduce everyday running costs
• EV charger already installed together with ducted air conditioning, ceiling fans and quality modern inclusions
• Plantation shutters, built-in wardrobes, rainwater tank and thoughtful finishes throughout the home
• Rare opportunity to secure a genuine move-in-ready home where absolutely nothing needs to be done
Why You'll Love Living Here
Imagine waking each morning knowing the lake is only moments away.
Walk to Belmont Baths for a swim before breakfast. Grab a coffee from one of the local cafés. Spend the afternoon boating, paddleboarding or sailing on the lake before meeting friends for lunch or sunset drinks at Belmont 16s. Wander home along the waterfront knowing everything you need is only minutes from your front door.
This isn't simply buying another house.
It's securing one of Belmont's most tightly held lifestyle locations, where cottage charm meets contemporary living, and where every day feels just a little more like a holiday.
Homes of this calibre, this location and this quality are incredibly difficult to replace.
Inspect early and experience why so many people spend years searching for an opportunity exactly like this.
Come & Besold...
Listing description written by Ben Casey, SOLD Real Estate — reproduced as published, not verified by Districts.