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NSW › Speers Point › Thompson Rd

95 Thompson Rd, Speers Point NSW 2284

For saleHouse for Sale

$2,490,000

For sale

Asking

5

Bedrooms

2

Bathrooms

4

Car spaces

635.1 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,490,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,490,000(Listing record · 24 July 2026)
  • CalculationAsk is 121% above the Speers Point median recorded sale ($1,125,000, n=23, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Speers Point's advertised median rent ($705/wk), implied gross yield would be 1.47% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,490,000

Asking · $3,921/m² of land

No recorded sale for this property.

Speers Point at a glance

3,737

People

$1,125,000

Median sale

$705/wk

Median rent

3.26%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Speers Point report →

Vs Speers Point

+121.3%

Median sale

Suburb $1,125,000

-1.79 pp

Gross yield

Suburb 3.26%

Suburb median $1,125,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$2,490,000
Stamp Duty (New South Wales)
$118,962
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,612,829

$122,829 on top of the price (4.9% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Speers Point's advertised median rent — not a rent for this listing.

Net yield
-0.03%
Annual cashflow (pre-tax)
$-130,170
Interest cover (DSCR)
-0.01
Annual rent
$36,660
Operating expenses
$37,350
Loan amount
$1,992,000
Annual interest
$129,480
Gross yield
1.47%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,490,000available24 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $705/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Speers Point in one glance

Speers Point at a glance

3,737

People

$1,125,000

Median sale

$705/wk

Median rent

3.26%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Speers Point report →

Keep researching

  • Why Speers Point? Read the area thesis →
  • What else is on the market in Speers Point →
  • Other records on Thompson Rd →

Listing material

Listed by Ray White East Lake Macquarie

Architectural Luxury Steps from Lakes Edge

Online Bidder Registration: https://bit.ly/95ThompsonRoadAuction

Thoughtfully crafted as a private sanctuary, this extraordinary residence combines contemporary elegance, architectural sophistication and everyday functionality. The owners spent 18 months collaborating with renowned designer Mark Lawler to create a home of outstanding quality and timeless appeal.

Expertly constructed by respected local builder Arix, the striking exterior pairs clean architectural lines with timber battens, smooth rendered finishes and beautifully landscaped gardens. Perfectly positioned to capture sweeping views across Lake Macquarie and the surrounding mountain ranges, the home presents an exceptional opportunity to experience resort-style living in a highly sought-after lakeside setting.

Read the full description

At the heart of the home is a breathtaking designer kitchen, positioned to enjoy uninterrupted lake views. Exceptional stone benchtops, premium appliances and extensive storage create an impressive yet highly functional space. A separate butler's pantry provides double ovens, a Franke sink, integrated dishwasher and generous preparation space, allowing the main kitchen to remain beautifully uncluttered.

The expansive open-plan living and dining area is enhanced by striking skillion raked ceilings, abundant natural light and beautiful Havwoods flooring. A sophisticated lounge with a gas fireplace captures sweeping lake views and overlooks the resort-style swim spa below, creating the perfect balance of luxury, warmth and relaxed coastal living.

Opening from the main living zone, the front entertaining deck provides an idyllic setting to unwind while watching breathtaking sunsets over Lake Macquarie. A cleverly positioned study offers a practical work-from-home space or dedicated area for children's study and activities.

The luxurious king-sized master suite is a true private sanctuary, complemented by a hotel-inspired ensuite featuring an elevated freestanding bath positioned to take in the peaceful surrounds. Also located upstairs is a versatile fifth bedroom or media room with cleverly concealed storage.

The lower level continues the home's exceptional sense of space and quality. Wide hallways and dramatic floor-to-ceiling windows draw the eye towards the dedicated swim spa area. Three generously sized bedrooms each feature walk-in wardrobes and integrated storage, accompanied by a spacious family bathroom, inviting second living area and an exceptionally appointed laundry.

The larger-than-average garage includes epoxy flooring, while additional under-house storage further enhances the home's impressive practicality.

Designed for year-round entertaining, the outdoor spaces are among the home's most outstanding features. A 4.5-metre swim spa forms a spectacular resort-style focal point and can be enjoyed from multiple vantage points throughout the residence.

Two separate decked entertaining areas include a custom-designed outdoor kitchen with a six-burner barbecue. This incredible space connects seamlessly with the oversized rumpus room, making it ideal for relaxed family gatherings and large-scale entertaining.

The beautifully landscaped and secure backyard provides plenty of room for children and pets. A sunken fire-pit retreat with a wood-fired pizza oven creates the perfect place to gather with family and friends throughout the cooler months.

Thoughtfully designed with a desirable northerly aspect, the home is filled with natural light throughout the day, enhancing its warm and inviting atmosphere.

The lifestyle on offer is equally impressive. Positioned near the shores of Lake Macquarie, the property provides easy access to shared waterfront pathways connecting with some of the region's most popular destinations.

Walk or ride along the foreshore into the vibrant heart of Warners Bay, renowned for its cafés, restaurants, boutique shopping and waterfront dining. Pippi's at the Point, Boolaroo's local cafés, Speers Point Park and nearby boat ramps are all within easy reach, delivering an enviable combination of convenience, recreation and relaxed lakeside living.

Newcastle CBD is approximately 25 minutes away, while Sydney can be reached in under two hours by car. Local train stations are approximately 10 minutes away, providing further convenience for commuters.

No expense has been spared in creating this remarkable residence. Premium additions include a powerful 20kW solar system, video intercom, comprehensive security system and an extensive collection of carefully curated finishes and high-end inclusions.

Proudly featured in Hunter & Coastal Lifestyle Magazine, this exceptional home is a true statement of modern luxury, architectural design and meticulous craftsmanship.

A complete list of inclusions is available upon request.

Listing description written by Danni O'Connor, Ray White East Lake Macquarie — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Deck
  • Dishwasher
  • Ducted Cooling
  • Ducted Heating
  • Floorboards
  • Fully Fenced
  • Outdoor Entertaining
  • Outside Spa
  • Rumpus Room
  • Secure Parking
  • Study
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.